Medicare plans ending or leaving counties in New York for 2027
CMS files show 49 plans ending and 20 plans leaving some counties in New York for 2027, and 2 plans being combined into other plans. Find your 2026 plan below by name or plan ID (the ID is on your member card, for example H1234-001).
2026 plans ending in New York
These 2026 plans are not offered in 2027, and CMS lists no plan that their members move into.
| 2026 plan | Plan ID | Organization | Plan type | 2026 counties in New York |
|---|---|---|---|---|
| iCircle Dual Advantage (HMO D-SNP) | H7813-001 | CDS Monarch, Inc. | HMO D-SNP; Dual Special Needs Plan (D-SNP) | Broome, Cayuga, Chenango, Cortland, Livingston, Monroe, Onondaga, Ontario, Orleans, Seneca, Steuben, Tioga, Wyoming, Yates |
| Aetna Medicare Elite (PPO) | H5521-537 | CVS Health Corporation | PPO | New York |
| Aetna Medicare Enhanced (HMO) | H3312-082 | CVS Health Corporation | HMO | Richmond |
| Aetna Medicare Enhanced (PPO) | H5521-522 | CVS Health Corporation | PPO | Genesee, Livingston, Monroe, Ontario, Orleans |
| Aetna Medicare Enhanced (PPO) | H5521-662 | CVS Health Corporation | PPO | New York |
| Aetna Medicare Enhanced (PPO) | H5521-665 | CVS Health Corporation | PPO | Nassau, Suffolk |
| Aetna Medicare Full Dual (HMO D-SNP) | H3312-087 | CVS Health Corporation | HMO D-SNP; Dual Special Needs Plan (D-SNP) | Genesee, Livingston, Monroe, Ontario, Orleans, Seneca, Wayne, Yates |
| Aetna Medicare Partial Dual (HMO D-SNP) | H3312-089 | CVS Health Corporation | HMO D-SNP; Dual Special Needs Plan (D-SNP) | Albany, Allegany, Broome, Cattaraugus, Cayuga, Chautauqua, Chemung, Chenango, Clinton, Columbia, Cortland, Delaware, Dutchess, Erie, Essex, Franklin, Fulton, Greene, Hamilton, Herkimer, Jefferson, Lewis, Madison, Montgomery, Niagara, Oneida, Onondaga, Orange, Oswego, Otsego, Putnam, Rensselaer, Saratoga, Schenectady, Schoharie, Schuyler, St. Lawrence, Steuben, Sullivan, Tioga, Tompkins, Ulster, Warren, Washington, Wyoming |
| Aetna Medicare Partial Dual Care (HMO D-SNP) | H3312-090 | CVS Health Corporation | HMO D-SNP; Dual Special Needs Plan (D-SNP) | Bronx, Kings, Nassau, New York, Queens, Richmond, Rockland, Suffolk, Westchester |
| Aetna Medicare Signature (HMO) | H3312-062 | CVS Health Corporation | HMO | Albany, Columbia, Delaware, Dutchess, Greene, Montgomery, Orange, Putnam, Rensselaer, Saratoga, Schenectady, Schoharie, Sullivan, Ulster, Warren, Washington |
| Wellcare Advantage Enhanced (PFFS) | H2816-037 | Centene Corporation | PFFS | Albany, Allegany, Broome, Cattaraugus, Cayuga, Chautauqua, Chemung, Chenango, Clinton, Columbia, Cortland, Delaware, Erie, Essex, Franklin, Fulton, Genesee, Greene, Hamilton, Herkimer, Jefferson, Lewis, Madison, Monroe, Montgomery, Niagara, Oneida, Onondaga, Ontario, Oswego, Otsego, Rensselaer, Saratoga, Schenectady, Schoharie, Schuyler, Seneca, St. Lawrence, Steuben, Sullivan, Tioga, Tompkins, Warren, Washington, Wayne, Wyoming, Yates |
| Wellcare Advantage Simple (PFFS) | H2816-038 | Centene Corporation | PFFS | Albany, Allegany, Broome, Cattaraugus, Cayuga, Chautauqua, Chemung, Chenango, Clinton, Columbia, Cortland, Delaware, Erie, Essex, Franklin, Fulton, Genesee, Greene, Hamilton, Herkimer, Jefferson, Lewis, Madison, Monroe, Montgomery, Niagara, Oneida, Onondaga, Ontario, Oswego, Otsego, Rensselaer, Saratoga, Schenectady, Schoharie, Schuyler, Seneca, St. Lawrence, Steuben, Sullivan, Tioga, Tompkins, Warren, Washington, Wayne, Wyoming, Yates |
| Wellcare Premium Enhanced (PFFS) | H2816-019 | Centene Corporation | PFFS | Albany, Allegany, Broome, Cayuga, Chemung, Chenango, Cortland, Erie, Fulton, Genesee, Herkimer, Madison, Montgomery, Oneida, Onondaga, Ontario, Oswego, Rensselaer, Saratoga, Schenectady, Schoharie, Schuyler, Tioga, Warren, Washington |
| Wellcare Premium Ultra (PFFS) | H2816-013 | Centene Corporation | PFFS | Albany, Allegany, Broome, Cayuga, Chemung, Chenango, Cortland, Erie, Fulton, Genesee, Herkimer, Madison, Montgomery, Oneida, Onondaga, Ontario, Oswego, Rensselaer, Saratoga, Schenectady, Schoharie, Schuyler, Tioga, Warren, Washington |
| Elderplan Extra Help (HMO-POS) | H3347-009 | Elderplan, Inc. | HMO-POS | Bronx, Kings, Nassau, New York, Putnam, Queens, Richmond, Westchester |
| Elderplan Flex (HMO-POS) | H3347-016 | Elderplan, Inc. | HMO-POS | Bronx, Kings, Nassau, New York, Putnam, Queens, Richmond, Westchester |
| Anthem Medicare Advantage 2 (HMO-POS) | H8432-016 | Elevance Health, Inc. | HMO-POS | Orange, Rockland, Westchester |
| Anthem Veteran (HMO-POS) | H8432-036 | Elevance Health, Inc. | HMO-POS | Bronx, Kings, New York, Orange, Queens, Richmond, Rockland, Westchester |
| EmblemHealth VIP Dual (HMO D-SNP) | H5991-012 | EmblemHealth, Inc. | HMO D-SNP; Dual Special Needs Plan (D-SNP) | Albany, Bronx, Broome, Columbia, Delaware, Dutchess, Greene, Kings, Nassau, New York, Orange, Putnam, Queens, Rensselaer, Richmond, Rockland, Saratoga, Schenectady, Suffolk, Sullivan, Ulster, Warren, Washington, Westchester |
| EmblemHealth VIP Dual Enhanced (HMO D-SNP) | H5991-013 | EmblemHealth, Inc. | HMO D-SNP; Dual Special Needs Plan (D-SNP) | Bronx, Kings, Nassau, New York, Queens, Richmond, Suffolk, Westchester |
| EmblemHealth VIP Dual Reserve (HMO D-SNP) | H5991-010 | EmblemHealth, Inc. | HMO D-SNP; Dual Special Needs Plan (D-SNP) | Bronx, Kings, New York, Queens |
| EmblemHealth VIP Value (HMO-POS) | H3330-048 | EmblemHealth, Inc. | HMO-POS | Albany, Broome, Columbia, Delaware, Dutchess, Greene, Orange, Rensselaer, Saratoga, Schenectady, Warren, Washington |
| HealthSpring Extra Rx (PDP) | S5617-353 | Health Care Service Corporation | PDP | Statewide (all counties) |
| HealthSpring True Choice (PPO) | H7849-150 | Health Care Service Corporation | PPO | Bronx, Dutchess, Kings, Nassau, New York, Orange, Putnam, Queens, Richmond, Rockland, Suffolk, Westchester |
| Community Blue Medicare HMO Merit (HMO) | H3384-071 | Highmark Health | HMO | Allegany, Cattaraugus, Chautauqua, Erie, Genesee, Niagara, Orleans, Wyoming |
| Forever Blue 751 (PPO) | H5526-004 | Highmark Health | PPO | Allegany, Cattaraugus, Chautauqua, Erie, Genesee, Niagara, Orleans, Wyoming |
| Forever Blue 770 (PPO) | H5526-018 | Highmark Health | PPO | Albany, Columbia, Fulton, Greene, Montgomery, Rensselaer, Saratoga, Schenectady, Warren, Washington |
| Forever Blue Value (PPO) | H5526-016 | Highmark Health | PPO | Allegany, Cattaraugus, Chautauqua, Erie, Genesee, Niagara, Orleans, Wyoming |
| Senior Blue 651 (HMO) | H3384-019 | Highmark Health | HMO | Allegany, Cattaraugus, Chautauqua, Erie, Genesee, Niagara, Orleans, Wyoming |
| Humana Direct Choice GIveback (PPO) | H5970-032 | Humana Inc. | PPO | Nassau, Suffolk |
| Humana Direct Choice Giveback (PPO) | H5970-031 | Humana Inc. | PPO | Bronx, Kings, New York, Queens |
| Humana Gold Plus Giveback H3533-027 (HMO) | H3533-027 | Humana Inc. | HMO | Bronx, Kings, Nassau, New York, Queens, Suffolk |
| HumanaChoice Giveback H5970-030 (PPO) | H5970-030 | Humana Inc. | PPO | Albany, Allegany, Broome, Cattaraugus, Cayuga, Chautauqua, Chemung, Chenango, Columbia, Cortland, Dutchess, Erie, Fulton, Genesee, Greene, Hamilton, Herkimer, Jefferson, Lewis, Livingston, Madison, Monroe, Montgomery, Niagara, Oneida, Onondaga, Orange, Orleans, Oswego, Otsego, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Schoharie, Schuyler, Seneca, St. Lawrence, Steuben, Sullivan, Tioga, Ulster, Warren, Washington, Westchester, Wyoming, Yates |
| HumanaChoice SNP-DE H5970-020 (PPO D-SNP) | H5970-020 | Humana Inc. | PPO D-SNP; Dual Special Needs Plan (D-SNP) | Albany, Allegany, Broome, Cattaraugus, Cayuga, Chautauqua, Chemung, Chenango, Columbia, Cortland, Delaware, Dutchess, Erie, Fulton, Genesee, Greene, Hamilton, Herkimer, Jefferson, Lewis, Livingston, Madison, Monroe, Montgomery, Niagara, Oneida, Onondaga, Orange, Orleans, Oswego, Otsego, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Schoharie, Schuyler, Seneca, Steuben, Sullivan, Tioga, Ulster, Warren, Washington, Westchester, Wyoming, Yates |
| Independent Health's Encompass 65 RED 043 (HMO) | H3362-043 | Independent Health Association, Inc. | HMO | Allegany, Cattaraugus, Chautauqua, Erie, Genesee, Niagara, Orleans, Wyoming |
| Medicare BlueActive (PPO) | H3335-055 | Lifetime Healthcare, Inc. | PPO | Cayuga, Cortland, Lewis, Madison, Oneida, Onondaga, Oswego, Steuben, Tioga |
| Medicare BlueBalanced (PPO) | H3335-062 | Lifetime Healthcare, Inc. | PPO | Broome, Chemung, Chenango, Herkimer, Jefferson, Schuyler, St. Lawrence, Tompkins |
| Medicare BlueClassic (PPO) | H3335-038 | Lifetime Healthcare, Inc. | PPO | Cayuga, Cortland, Lewis, Madison, Oneida, Onondaga, Oswego, Steuben, Tioga |
| Medicare BlueEnhanced (PPO) | H3335-015 | Lifetime Healthcare, Inc. | PPO | Broome, Cayuga, Chemung, Chenango, Cortland, Herkimer, Jefferson, Lewis, Madison, Oneida, Onondaga, Oswego, Schuyler, St. Lawrence, Steuben, Tioga, Tompkins |
| Medicare BlueEssential (PPO) | H3335-053 | Lifetime Healthcare, Inc. | PPO | Cayuga, Cortland, Lewis, Madison, Oneida, Onondaga, Oswego, Steuben, Tioga |
| Medicare BluePlus (PPO) | H3335-018 | Lifetime Healthcare, Inc. | PPO | Clinton, Delaware, Essex, Franklin, Fulton, Hamilton, Montgomery, Otsego |
| Medicare BlueSalute (PPO) | H3335-043 | Lifetime Healthcare, Inc. | PPO | Broome, Cayuga, Chemung, Chenango, Cortland, Herkimer, Jefferson, Lewis, Madison, Oneida, Onondaga, Oswego, Schuyler, St. Lawrence, Steuben, Tioga, Tompkins |
| Medicare BlueSalute (PPO) | H3335-044 | Lifetime Healthcare, Inc. | PPO | Clinton, Delaware, Essex, Franklin, Fulton, Hamilton, Montgomery, Otsego |
| Medicare BlueVital (PPO) | H3335-061 | Lifetime Healthcare, Inc. | PPO | Broome, Chemung, Chenango, Herkimer, Jefferson, Schuyler, St. Lawrence, Tompkins |
| Univera SeniorChoice Core (PPO) | H3335-060 | Lifetime Healthcare, Inc. | PPO | Allegany, Cattaraugus, Chautauqua, Erie, Genesee, Niagara, Orleans, Wyoming |
| MVP Medicare Complete Wellness with Part D (PPO) | H9615-022 | MVP Health Care, Inc. | PPO | Clinton, Essex, Franklin, Hamilton, St. Lawrence |
| MVP Medicare Complete Wellness with Part D (PPO) | H9615-024 | MVP Health Care, Inc. | PPO | Albany, Allegany, Broome, Cattaraugus, Cayuga, Chautauqua, Chemung, Chenango, Columbia, Cortland, Delaware, Fulton, Greene, Herkimer, Jefferson, Lewis, Madison, Montgomery, Oneida, Onondaga, Oswego, Otsego, Rensselaer, Saratoga, Schenectady, Schoharie, Schuyler, Steuben, Tioga, Tompkins, Warren, Washington |
| MVP Medicare WellSelect with Part D (PPO) | H9615-021 | MVP Health Care, Inc. | PPO | Erie, Genesee, Livingston, Monroe, Niagara, Ontario, Orleans, Seneca, Wayne, Wyoming, Yates |
| AARP Medicare Advantage from UHC NY-0009 (HMO-POS) | H3379-043 | UnitedHealth Group, Inc. | HMO-POS | Nassau |
2026 plans leaving some counties in New York
In the counties listed, these plans end for 2027 and no 2027 plan that CMS links to them serves the county. In their other counties, members continue in or move to the 2027 plan shown.
| 2026 plan | Plan ID | Organization | Plan type | Counties where it ends in New York | 2027 plan for other counties |
|---|---|---|---|---|---|
| Aetna Medicare Elite (PPO) | H5521-119 | CVS Health Corporation | PPO | Montgomery, Schoharie, Ulster | Aetna Medicare Elite (PPO) (H5521-119) |
| Aetna Medicare Enhanced (PPO) | H5521-520 | CVS Health Corporation | PPO | Clinton, Essex | Aetna Medicare Enhanced (PPO) (H5521-520) |
| Aetna Medicare Enhanced (PPO) | H5521-669 | CVS Health Corporation | PPO | Montgomery, Schoharie, Ulster | Aetna Medicare Enhanced (PPO) (H5521-669) |
| Aetna Medicare FIDE Care (HMO D-SNP) | H3312-073 | CVS Health Corporation | HMO D-SNP; Dual Special Needs Plan (D-SNP) | Kings | Aetna Medicare FIDE (HMO D-SNP) (H3312-073) |
| Wellcare Assist Open (PPO) | H2775-113 | Centene Corporation | PPO | Broome, St. Lawrence, Suffolk, Westchester | Wellcare Assist Open (PPO) (H2775-113) |
| Wellcare Dual Access Open (PPO D-SNP) | H2775-112 | Centene Corporation | PPO D-SNP; Dual Special Needs Plan (D-SNP) | New York, Queens | Wellcare Dual Access Open (PPO D-SNP) (H2775-112) |
| Wellcare Giveback Open (PPO) | H2775-111 | Centene Corporation | PPO | Broome, St. Lawrence, Suffolk, Westchester | Wellcare Giveback Open (PPO) (H2775-111) |
| Wellcare Simple Open (PPO) | H2775-106 | Centene Corporation | PPO | Broome, St. Lawrence, Suffolk, Westchester | Wellcare Simple Open (PPO) (H2775-106) |
| Elderplan Plus Long-Term Care (HMO-POS D-SNP) | H3347-007 | Elderplan, Inc. | HMO-POS D-SNP; Dual Special Needs Plan (D-SNP) | Sullivan, Ulster | Elderplan Plus Long-Term Care (HMO-POS D-SNP) (H3347-007) |
| EmblemHealth VIP Gold Plus (HMO) | H3330-038 | EmblemHealth, Inc. | HMO | Dutchess, Orange, Putnam, Richmond, Rockland, Sullivan, Ulster | EmblemHealth VIP Gold Plus (HMO) (H3330-038) |
| Humana USAA Honor Giveback (PPO) | H5970-016 | Humana Inc. | PPO | Broome, Monroe, Nassau, Otsego, Putnam, Queens, Suffolk | Humana USAA Honor Giveback (PPO) (H5970-016) |
| HumanaChoice H5970-028 (PPO) | H5970-028 | Humana Inc. | PPO | Queens | HumanaChoice H5970-028 (PPO) (H5970-028) |
| HumanaChoice H5970-029 (PPO) | H5970-029 | Humana Inc. | PPO | Broome, Monroe, Nassau, Putnam, Suffolk | HumanaChoice H5970-029 (PPO) (H5970-029) |
| CDPHP $0 Medicare Rx (HMO) | H3388-014 | Lifetime Healthcare, Inc. | HMO | Clinton, Essex, Franklin, Fulton, Hamilton, Jefferson, Lewis, Montgomery, St. Lawrence | CDPHP $0 Medicare Rx (HMO) (H3388-014) |
| CDPHP Choice Rx (HMO) | H3388-002 | Lifetime Healthcare, Inc. | HMO | Clinton, Essex, Franklin, Fulton, Hamilton, Jefferson, Lewis, Montgomery, St. Lawrence | CDPHP Choice Rx (HMO) (H3388-002) |
| CDPHP Clear Rx (HMO) | H3388-020 | Lifetime Healthcare, Inc. | HMO | Clinton, Essex, Franklin, Fulton, Hamilton, Jefferson, Lewis, Montgomery, St. Lawrence | CDPHP Clear Rx (HMO) (H3388-020) |
| CDPHP Core (HMO) | H3388-001 | Lifetime Healthcare, Inc. | HMO | Clinton, Essex, Franklin, Fulton, Hamilton, Jefferson, Lewis, Montgomery, St. Lawrence | CDPHP Core (HMO) (H3388-001) |
| AARP Medicare Advantage Patriot No Rx NY-MA3 (HMO-POS) | H3379-060 | UnitedHealth Group, Inc. | HMO-POS | Nassau | AARP Medicare Advantage Patriot No Rx NY-MA3 (HMO-POS) (H3379-060) |
| UHC Dual Complete NY-S4 (HMO-POS D-SNP) | H3387-017 | UnitedHealth Group, Inc. | HMO-POS D-SNP; Dual Special Needs Plan (D-SNP) | Cayuga | UHC Dual Complete NY-S4 (HMO-POS D-SNP) (H3387-017) |
| UHC Nursing Home Plan NY-F001 (PPO I-SNP) | H2292-001 | UnitedHealth Group, Inc. | PPO I-SNP; Institutional Special Needs Plan (I-SNP) | St. Lawrence | UHC Nursing Home Plan NY-F001 (PPO I-SNP) (H2292-001) |
2026 plans being combined into other plans in New York
CMS marks part of each of these plans as ending, but every 2026 county is served in 2027 by a plan CMS links it to. Members are expected to move to the 2027 plan shown. Your plan notice tells you which plan you will be in.
| 2026 plan | Plan ID | Organization | Plan type | 2026 counties in New York | 2027 plan(s) it moves into |
|---|---|---|---|---|---|
| Wellcare Dual Access (HMO D-SNP) | H4868-004 | Centene Corporation | HMO D-SNP; Dual Special Needs Plan (D-SNP) | Albany, Broome, Dutchess, Erie, Monroe, Niagara, Oneida, Onondaga, Orange, Rensselaer, Rockland, Saratoga, Schenectady, Suffolk, Ulster, Wayne, Westchester | Wellcare Fidelis Dual Liberty Sync (HMO D-SNP) (H5599-014), Wellcare Fidelis Dual Liberty Sync (HMO D-SNP) (H5599-015), Wellcare Fidelis Dual Access (HMO D-SNP) (H5599-016), Wellcare Fidelis Dual Access (HMO D-SNP) (H5599-017) |
| Wellcare Fidelis Dual Liberty Sync (HMO D-SNP) | H5599-013 | Centene Corporation | HMO D-SNP; Dual Special Needs Plan (D-SNP) | Albany, Allegany, Bronx, Broome, Cattaraugus, Cayuga, Chemung, Chenango, Clinton, Columbia, Cortland, Delaware, Dutchess, Erie, Essex, Franklin, Fulton, Genesee, Greene, Hamilton, Herkimer, Jefferson, Kings, Lewis, Livingston, Madison, Monroe, Montgomery, Nassau, New York, Niagara, Oneida, Onondaga, Ontario, Orange, Orleans, Oswego, Otsego, Putnam, Queens, Rensselaer, Richmond, Rockland, Saratoga, Schenectady, Schoharie, Schuyler, Seneca, St. Lawrence, Steuben, Suffolk, Sullivan, Tioga, Ulster, Warren, Washington, Wayne, Westchester, Wyoming, Yates | Wellcare Fidelis Dual Liberty Sync (HMO D-SNP) (H5599-014), Wellcare Fidelis Dual Liberty Sync (HMO D-SNP) (H5599-015), Wellcare Fidelis Dual Access (HMO D-SNP) (H5599-016), Wellcare Fidelis Dual Access (HMO D-SNP) (H5599-017) |
If your Medicare Advantage plan is ending or leaving your county
- Your plan must mail you a notice. Check that notice for your plan’s exact status.
- You can choose a new plan during Medicare’s Annual Enrollment Period, October 15 to December 7.
- Because your plan is ending or leaving your county, you also get a Special Enrollment Period, from December 8 through the last day of February.
- If you do not choose a plan, you return to Original Medicare on January 1. If you get Extra Help paying for prescriptions, Medicare places you in a Part D drug plan, and you can still choose a different plan. If you do not get Extra Help, you need to join a Part D drug plan yourself to keep drug coverage.
- You may also have a guaranteed right to buy certain Medicare Supplement (Medigap) policies.
If your Part D drug plan (PDP) is ending
- Your plan must mail you a notice. Check that notice for your plan’s exact status.
- You can choose a new drug plan during Medicare’s Annual Enrollment Period, October 15 to December 7, and you also get a Special Enrollment Period from December 8 through the last day of February.
- Your Original Medicare coverage for doctors and hospitals does not change. Only your drug plan is ending.
- If you get Extra Help paying for prescriptions, Medicare places you in another drug plan. If you do not get Extra Help and do not join another drug plan, your drug coverage ends when the plan ends. Going without drug coverage can lead to a late enrollment penalty later.
For all of your options, contact Medicare.gov or 1-800-MEDICARE.
Sources: CMS CY2027 Part C and D Plan Crosswalk, file dated October 1, 2026 (which plans end or leave counties); CMS CY2026 Landscape Source File, September 2026 release (2026 service areas); CMS CY2027 Landscape Source File, November 2026 release (2027 service areas). Plans can still change. Enrollment rules: CMS CY2027 Medicare Advantage and Part D Enrollment and Disenrollment Guidance, section 30.6.10; CMS Low Income Subsidy reassignment rules. The notice your plan mails you (Annual Notice of Change or non-renewal letter) is the official notice for your plan.
Talk with a licensed agent about the plans in your area: call 1-866-340-3441.