2027 Medicare plans in Essex County, MA CY2027

We do not offer every plan available in your area. Currently we represent 11 organizations which offer 45 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. 1-800-MEDICARE (1-800-633-4227) is open 24 hours a day, 7 days a week. TTY users call 1-877-486-2048.

Medicare evaluates plans every year based on a 5-star rating system. Star Ratings shown are 2027 Star Ratings released by CMS on October 8, 2026.

This list shows every plan filed with CMS for this county. It is not a recommendation. Is your 2026 plan ending or changing?

Medicare Advantage with drugs

Every 2027 plan in Essex County (62)

2027 plans in Essex County, MA, sorted by premium
Plan	Company	Plan type	Monthly premium	Most you pay in-network (MOOP)	Star rating	Part B giveback
HumanaChoice H5216-249 (PPO) H5216-249-000	Humana Inc.	Medicare Advantage with drug coverage	$0	$6,750	4 out of 5 stars	None
AARP Medicare Advantage from UHC MA-0003 (HMO-POS) H5253-157-002	UnitedHealth Group, Inc.	Medicare Advantage with drug coverage	$0	$7,150	4 out of 5 stars	None
Aetna Medicare Elite (PPO) H5521-451-000	CVS Health Corporation	Medicare Advantage with drug coverage	$0	$7,150	4 out of 5 stars	None
Aetna Medicare Signature (HMO-POS) H5793-018-000	CVS Health Corporation	Medicare Advantage with drug coverage	$0	$7,150	3 out of 5 stars	None
Aetna Medicare Signature Extra (PPO) H5521-159-000	CVS Health Corporation	Medicare Advantage with drug coverage	$0	$7,150	4 out of 5 stars	None
HumanaChoice Giveback H5216-138 (PPO) H5216-138-000	Humana Inc.	Medicare Advantage with drug coverage	$0	$7,150	4 out of 5 stars	$40 a month
HumanaChoice Giveback H5216-477 (PPO) H5216-477-000	Humana Inc.	Medicare Advantage with drug coverage	$0	$7,150	4 out of 5 stars	$48 a month
Mass General Brigham Advantage Core (HMO-POS) H6847-002-000	Mass General Brigham Incorporated	Medicare Advantage with drug coverage	$0	$7,150	3.5 out of 5 stars	None
Tufts Medicare Preferred HMO Smart Saver Rx (HMO) H2256-047-002	Point32Health, Inc.	Medicare Advantage with drug coverage	$0	$7,150	4 out of 5 stars	None
Molina One Care (HMO D-SNP) H4371-001-000	Molina Healthcare, Inc.	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$0	$8,500CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.	Plan too new to be measured	None
Medicare HMO Blue SaverRx (HMO-POS) H2261-024-000	Blue Cross and Blue Shield of Massachusetts, Inc.	Medicare Advantage with drug coverage	$0	$9,200	4.5 out of 5 stars	None
Fallon Medicare Plus Orange (HMO) H9001-041-019	Fallon Community Health Plan, Inc.	Medicare Advantage with drug coverage	$0	$9,850	4 out of 5 stars	None
Mass General Brigham SCO (HMO D-SNP) H0777-001-000	Mass General Brigham Incorporated	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$0	$9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.	Plan too new to be measured	None
Senior Whole Health SCO (HMO D-SNP) H2224-001-000	Molina Healthcare, Inc.	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$0	$9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.	4.5 out of 5 stars	None
UHC One Care MA-YL (HMO D-SNP) H4610-002-000	UnitedHealth Group, Inc.	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$0	$9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.	Plan too new to be measured	None
UHC Senior Care Options MA-Y001 (HMO D-SNP) H2226-001-000	UnitedHealth Group, Inc.	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$0	$9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.	3.5 out of 5 stars	None
Wellcare Value Script (PDP) S4802-137-000	Centene Corporation	Part D drug plan	$13.30	Not applicable to drug plans	3 out of 5 stars	Not applicable
UHC Senior Care Options MA-YL (HMO D-SNP) H2226-003-000	UnitedHealth Group, Inc.	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$17.20	$9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.	3.5 out of 5 stars	None
Tufts Health One Care (HMO D-SNP) H5314-001-000	Point32Health, Inc.	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$18.50	$9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.	Plan too new to be measured	None
UHC One Care MA-Y3 (HMO D-SNP) H4610-001-000	UnitedHealth Group, Inc.	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$20.20	$9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.	Plan too new to be measured	None
Wellcare Classic (PDP) S4802-076-000	Centene Corporation	Part D drug plan	$21.30	Not applicable to drug plans	3 out of 5 stars	Not applicable
Tufts Health Plan Senior Care Options CW (HMO D-SNP) H8330-002-000	Point32Health, Inc.	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$22.10	$9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.	3.5 out of 5 stars	None
NaviCare (HMO D-SNP) H8928-002-000	Fallon Community Health Plan, Inc.	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$22.70	$9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.	3.5 out of 5 stars	None
NaviCare NHC (HMO D-SNP) H8928-001-000	Fallon Community Health Plan, Inc.	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$25.20	$9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.	3.5 out of 5 stars	None
Tufts Health One Care CW (HMO D-SNP) H5314-002-000	Point32Health, Inc.	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$25.30	$9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.	Plan too new to be measured	None
Blue MedicareRx Value Plus (PDP) S2893-001-000	Elevance Health, Inc. & BCBSMA & BCBSRI & BCBSVT	Part D drug plan	$25.50	Not applicable to drug plans	3 out of 5 stars	Not applicable
Humana Basic Rx Plan (PDP) S5884-102-000	Humana Inc.	Part D drug plan	$26.10	Not applicable to drug plans	4.5 out of 5 stars	Not applicable
Tufts Health Plan Senior Care Options (HMO D-SNP) H8330-001-000	Point32Health, Inc.	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$30.30	$9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.	3.5 out of 5 stars	None
CCA One Care (HMO D-SNP) H1486-001-000	CareSource	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$33.80	$8,390CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.	Plan too new to be measured	None
CCA Senior Care Options (HMO D-SNP) H2225-001-000	CareSource	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$33.80	$9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.	4.5 out of 5 stars	None
Senior Whole Health SCO NHC (HMO D-SNP) H2224-003-000	Molina Healthcare, Inc.	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$33.80	$9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.	4.5 out of 5 stars	None
Mass General Brigham One Care (HMO D-SNP) H1611-001-000	Mass General Brigham Incorporated	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$34.70	$9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.	Plan too new to be measured	None
Mass General Brigham Advantage Secure (HMO-POS) H6847-001-000	Mass General Brigham Incorporated	Medicare Advantage with drug coverage	$60	$5,000	3.5 out of 5 stars	None
Medicare HMO Blue ValueRx (HMO) H2261-026-000	Blue Cross and Blue Shield of Massachusetts, Inc.	Medicare Advantage with drug coverage	$68	$3,750	4.5 out of 5 stars	None
Medicare PPO Blue EssentialRx (PPO) H2230-019-000	Blue Cross and Blue Shield of Massachusetts, Inc.	Medicare Advantage with drug coverage	$69	$9,850	4 out of 5 stars	None
AARP Medicare Advantage from UHC MA-0006 (PPO) H8768-055-002	UnitedHealth Group, Inc.	Medicare Advantage with drug coverage	$75	$7,150	4 out of 5 stars	None
Aetna Medicare Enhanced (PPO) H5521-761-000	CVS Health Corporation	Medicare Advantage with drug coverage	$79	$6,750	4 out of 5 stars	None
Fallon Medicare Plus Green (HMO) H9001-030-019	Fallon Community Health Plan, Inc.	Medicare Advantage with drug coverage	$83	$6,000	4 out of 5 stars	None
Tufts Medicare Preferred HMO Basic Rx (HMO) H2256-026-001	Point32Health, Inc.	Medicare Advantage with drug coverage	$88	$4,500	4 out of 5 stars	None
Humana Value Rx Plan (PDP) S5884-182-000	Humana Inc.	Part D drug plan	$107.30	Not applicable to drug plans	4.5 out of 5 stars	Not applicable
Medicare HMO Blue FlexRx (HMO-POS) H2261-025-000	Blue Cross and Blue Shield of Massachusetts, Inc.	Medicare Advantage with drug coverage	$119	$4,100	4.5 out of 5 stars	None
AARP Medicare Rx Saver from UHC (PDP) S5921-348-000	UnitedHealth Group, Inc.	Part D drug plan	$122.20	Not applicable to drug plans	3 out of 5 stars	Not applicable
Humana Premier Rx Plan (PDP) S5884-149-000	Humana Inc.	Part D drug plan	$146.30	Not applicable to drug plans	4.5 out of 5 stars	Not applicable
HealthSpring Assurance Rx (PDP) S5715-023-000	Health Care Service Corporation	Part D drug plan	$158.60	Not applicable to drug plans	2.5 out of 5 stars	Not applicable
Mass General Brigham Advantage Plus (HMO-POS) H6847-003-000	Mass General Brigham Incorporated	Medicare Advantage with drug coverage	$180	$4,500	3.5 out of 5 stars	None
Fallon Medicare Plus Blue (HMO) H9001-031-019	Fallon Community Health Plan, Inc.	Medicare Advantage with drug coverage	$185	$3,400	4 out of 5 stars	None
Tufts Medicare Preferred HMO Value Rx (HMO) H2256-018-001	Point32Health, Inc.	Medicare Advantage with drug coverage	$207	$4,200	4 out of 5 stars	None
Tufts Medicare Preferred PPO RX (PPO) H9907-003-000	Point32Health, Inc.	Medicare Advantage with drug coverage	$220	$7,150	3.5 out of 5 stars	None
AARP Medicare Rx Preferred from UHC (PDP) S5921-385-000	UnitedHealth Group, Inc.	Part D drug plan	$239.80	Not applicable to drug plans	3 out of 5 stars	Not applicable
Tufts Medicare Preferred HMO Prime Rx (HMO) H2256-015-001	Point32Health, Inc.	Medicare Advantage with drug coverage	$244	$3,850	4 out of 5 stars	None
Medicare HMO Blue PlusRx (HMO) H2261-005-000	Blue Cross and Blue Shield of Massachusetts, Inc.	Medicare Advantage with drug coverage	$245	$3,800	4.5 out of 5 stars	None
Tufts Medicare Preferred HMO Prime Rx Plus (HMO) H2256-001-001	Point32Health, Inc.	Medicare Advantage with drug coverage	$280	$3,850	4 out of 5 stars	None
Blue MedicareRx Premier (PDP) S2893-003-000	Elevance Health, Inc. & BCBSMA & BCBSRI & BCBSVT	Part D drug plan	$284.70	Not applicable to drug plans	3 out of 5 stars	Not applicable
Medicare PPO Blue PlusRx (PPO) H2230-002-000	Blue Cross and Blue Shield of Massachusetts, Inc.	Medicare Advantage with drug coverage	$300	$4,200	4 out of 5 stars	None
Tufts Medicare Preferred HMO Prime No Rx (HMO) H2256-016-001	Point32Health, Inc.	Medicare Advantage only	Not listed	$3,850	4 out of 5 stars	None
Tufts Medicare Preferred HMO Value No Rx (HMO) H2256-019-001	Point32Health, Inc.	Medicare Advantage only	Not listed	$4,200	4 out of 5 stars	None
Tufts Medicare Preferred HMO Basic No Rx (HMO) H2256-042-000	Point32Health, Inc.	Medicare Advantage only	Not listed	$4,500	4 out of 5 stars	None
Humana USAA Honor Giveback (PPO) H5216-059-000	Humana Inc.	Medicare Advantage only	Not listed	$4,950	4 out of 5 stars	$123 a month
Fallon Medicare Plus Saver No Rx (HMO) H9001-039-000	Fallon Community Health Plan, Inc.	Medicare Advantage only	Not listed	$6,700	4 out of 5 stars	$75 a month
AARP Medicare Advantage Patriot No Rx MA-MA01 (PPO) H8768-045-000	UnitedHealth Group, Inc.	Medicare Advantage only	Not listed	$7,150	3.5 out of 5 stars	$60 a month
AARP Medicare Advantage Patriot No Rx MA-MA2 (HMO-POS) H5253-225-000	UnitedHealth Group, Inc.	Medicare Advantage only	Not listed	$7,150	3.5 out of 5 stars	$110 a month
Aetna Medicare Eagle Giveback (PPO) H5521-296-000	CVS Health Corporation	Medicare Advantage only	Not listed	$7,150	4.5 out of 5 stars	$90 a month

Data used on this page

CMS CY2027 Landscape Source File, November 2026 release (202611)
CMS CY2027 plan benefit files and the Medicare Plan Finder benefit summary file dated October 15, 2026
2027 Star Ratings data tables dated October 8, 2026
Summary of Benefits files collected from plan company websites, October 28 to November 11, 2026
How we build these pages

Researched and reviewed by Jordan Diaz, Licensed Insurance Agent, NPN 18910035, Senior Benefit Assistance. Last reviewed: November 11, 2026.