2027 Medicare plans in Monmouth County, NJ CY2027
We do not offer every plan available in your area. Currently we represent 11 organizations which offer 45 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. 1-800-MEDICARE (1-800-633-4227) is open 24 hours a day, 7 days a week. TTY users call 1-877-486-2048.
Medicare evaluates plans every year based on a 5-star rating system. Star Ratings shown are 2027 Star Ratings released by CMS on October 8, 2026.
This list shows every plan filed with CMS for this county. It is not a recommendation. Is your 2026 plan ending or changing?
Sorted by premium, then by most you pay in a year.
Medicare Advantage with drugs
AARP Medicare Advantage Essentials from UHC NJ-1 (HMO-POS)
- Monthly premium
- $0
- Most you pay in-network (MOOP)
- $7,150
- 2027 Overall star rating
- 3.5 out of 5 stars
- Part B giveback
- None
AARP Medicare Advantage Extras from UHC NJ-7 (HMO-POS)
- Monthly premium
- $0
- Most you pay in-network (MOOP)
- $7,150
- 2027 Overall star rating
- 3.5 out of 5 stars
- Part B giveback
- None
- Dental
- Vision
- Hearing
- Benefit card
HumanaChoice Giveback H5216-319 (PPO)
- Monthly premium
- $0
- Most you pay in-network (MOOP)
- $8,000
- 2027 Overall star rating
- 4 out of 5 stars
- Part B giveback
- $106 a month
- Dental
- Vision
HumanaChoice Giveback H7617-045 (PPO)
- Monthly premium
- $0
- Most you pay in-network (MOOP)
- $8,000
- 2027 Overall star rating
- 4.5 out of 5 stars
- Part B giveback
- $108 a month
- Dental
- Vision
HumanaChoice Giveback H7617-127 (PPO)
- Monthly premium
- $0
- Most you pay in-network (MOOP)
- $8,250
- 2027 Overall star rating
- 4.5 out of 5 stars
- Part B giveback
- $26 a month
- Dental
- Vision
Humana Gold Plus H6622-100 (HMO)
- Monthly premium
- $0
- Most you pay in-network (MOOP)
- $8,850
- 2027 Overall star rating
- 4 out of 5 stars
- Part B giveback
- None
- Dental
- Vision
- Benefit card
Wellcare Assist (HMO-POS)
- Monthly premium
- $0
- Most you pay in-network (MOOP)
- $9,250
- 2027 Overall star rating
- 3 out of 5 stars
- Part B giveback
- None
DEVOTED CHOICE 001 NJ (PPO)
- Monthly premium
- $0
- Most you pay in-network (MOOP)
- $9,350
- 2027 Overall star rating
- Plan too new to be measured
- Part B giveback
- None
- Dental
- Vision
DEVOTED CHOICE GIVEBACK EXTRAS 006 NJ (PPO)
- Monthly premium
- $0
- Most you pay in-network (MOOP)
- $9,650
- 2027 Overall star rating
- Plan too new to be measured
- Part B giveback
- $70 a month
- Dental
- Vision
- OTC
Aetna Medicare Prime (HMO-POS)
- Monthly premium
- $0
- Most you pay in-network (MOOP)
- $9,850
- 2027 Overall star rating
- 4 out of 5 stars
- Part B giveback
- None
- Dental
- Vision
Aetna Medicare Prime (PPO)
- Monthly premium
- $0
- Most you pay in-network (MOOP)
- $9,850
- 2027 Overall star rating
- 4 out of 5 stars
- Part B giveback
- None
- Vision
Aetna Medicare Prime Giveback (PPO)
- Monthly premium
- $0
- Most you pay in-network (MOOP)
- $9,850
- 2027 Overall star rating
- 4 out of 5 stars
- Part B giveback
- $15 a month
- Vision
Aetna Medicare Signature Extra (HMO)
- Monthly premium
- $0
- Most you pay in-network (MOOP)
- $9,850
- 2027 Overall star rating
- 4 out of 5 stars
- Part B giveback
- None
- Vision
Clover Health Choice (PPO)
- Monthly premium
- $0
- Most you pay in-network (MOOP)
- $9,850
- 2027 Overall star rating
- 5 out of 5 stars
- Part B giveback
- None
- Dental
- Vision
- OTC
Clover Health Choice Giveback (PPO)
- Monthly premium
- $0
- Most you pay in-network (MOOP)
- $9,850
- 2027 Overall star rating
- 5 out of 5 stars
- Part B giveback
- $140 a month
- Dental
- Vision
- OTC
DEVOTED CHOICE GIVEBACK 002 NJ (PPO)
- Monthly premium
- $0
- Most you pay in-network (MOOP)
- $9,850
- 2027 Overall star rating
- Plan too new to be measured
- Part B giveback
- $118 a month
- Dental
- Vision
Aetna Medicare Elite (HMO)
- Monthly premium
- $25
- Most you pay in-network (MOOP)
- $9,850
- 2027 Overall star rating
- 4 out of 5 stars
- Part B giveback
- None
- Vision
AARP Medicare Advantage from UHC NJ-6 (PPO)
- Monthly premium
- $29
- Most you pay in-network (MOOP)
- $9,400
- 2027 Overall star rating
- 4 out of 5 stars
- Part B giveback
- None
- Vision
- Hearing
Wellcare Low Premium (HMO-POS)
- Monthly premium
- $35
- Most you pay in-network (MOOP)
- $9,250
- 2027 Overall star rating
- 3 out of 5 stars
- Part B giveback
- None
HumanaChoice H5216-461 (PPO)
- Monthly premium
- $36.30
- Most you pay in-network (MOOP)
- $9,250
- 2027 Overall star rating
- 4 out of 5 stars
- Part B giveback
- None
- Vision
Clover Health Choice Value (PPO)
- Monthly premium
- $36.30
- Most you pay in-network (MOOP)
- $9,850
- 2027 Overall star rating
- 5 out of 5 stars
- Part B giveback
- None
- Dental
- Vision
- OTC
AARP Medicare Advantage from UHC NJ-0004 (PPO)
- Monthly premium
- $69
- Most you pay in-network (MOOP)
- $8,900
- 2027 Overall star rating
- 4 out of 5 stars
- Part B giveback
- None
- Vision
- Hearing
- Benefit card
AARP Medicare Advantage from UHC NJ-0002 (HMO-POS)
- Monthly premium
- $79
- Most you pay in-network (MOOP)
- $7,150
- 2027 Overall star rating
- 3.5 out of 5 stars
- Part B giveback
- None
- Vision
- Hearing
AARP Medicare Advantage from UHC NJ-0005 (PPO)
- Monthly premium
- $79
- Most you pay in-network (MOOP)
- $8,400
- 2027 Overall star rating
- 4 out of 5 stars
- Part B giveback
- None
- Dental
- Vision
- Hearing
- Benefit card
Aetna Medicare Prime Extra (PPO)
- Monthly premium
- $84
- Most you pay in-network (MOOP)
- $9,850
- 2027 Overall star rating
- 4 out of 5 stars
- Part B giveback
- None
- Vision
Aetna Medicare Enhanced Extra (PPO)
- Monthly premium
- $99
- Most you pay in-network (MOOP)
- $9,850
- 2027 Overall star rating
- 4 out of 5 stars
- Part B giveback
- None
- Dental
- Vision
Aetna Medicare Signature (HMO)
- Monthly premium
- $109
- Most you pay in-network (MOOP)
- $9,850
- 2027 Overall star rating
- 4 out of 5 stars
- Part B giveback
- None
- Vision
AARP Medicare Advantage from UHC NJ-0003 (HMO-POS)
- Monthly premium
- $115
- Most you pay in-network (MOOP)
- $6,900
- 2027 Overall star rating
- 3.5 out of 5 stars
- Part B giveback
- None
- Vision
- Hearing
Aetna Medicare Enhanced (Regional PPO)
- Monthly premium
- $149
- Most you pay in-network (MOOP)
- $9,850
- 2027 Overall star rating
- 4 out of 5 stars
- Part B giveback
- None
- Vision
Every 2027 plan in Monmouth County (60)
| Plan | Company | Plan type | Monthly premium | Most you pay in-network (MOOP) | Star rating | Part B giveback |
|---|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC NJ-1 (HMO-POS) H0755-038-000 | UnitedHealth Group, Inc. | Medicare Advantage with drug coverage | $0 | $7,150 | 3.5 out of 5 stars | None |
| AARP Medicare Advantage Extras from UHC NJ-7 (HMO-POS) H0755-046-000 | UnitedHealth Group, Inc. | Medicare Advantage with drug coverage | $0 | $7,150 | 3.5 out of 5 stars | None |
| UHC Complete Care NJ-8 (HMO-POS C-SNP) H0755-047-000 | UnitedHealth Group, Inc. | Medicare Advantage with drug coverage, Special Needs Plan (C-SNP) | $0 | $7,150 | 3.5 out of 5 stars | None |
| HumanaChoice Giveback H5216-319 (PPO) H5216-319-000 | Humana Inc. | Medicare Advantage with drug coverage | $0 | $8,000 | 4 out of 5 stars | $106 a month |
| HumanaChoice Giveback H7617-045 (PPO) H7617-045-000 | Humana Inc. | Medicare Advantage with drug coverage | $0 | $8,000 | 4.5 out of 5 stars | $108 a month |
| HumanaChoice Giveback H7617-127 (PPO) H7617-127-000 | Humana Inc. | Medicare Advantage with drug coverage | $0 | $8,250 | 4.5 out of 5 stars | $26 a month |
| Humana Gold Plus H6622-100 (HMO) H6622-100-001 | Humana Inc. | Medicare Advantage with drug coverage | $0 | $8,850 | 4 out of 5 stars | None |
| Wellcare Assist (HMO-POS) H0913-015-000 | Centene Corporation | Medicare Advantage with drug coverage | $0 | $9,250 | 3 out of 5 stars | None |
| DEVOTED CHOICE 001 NJ (PPO) H1390-001-000 | Devoted Health, Inc. | Medicare Advantage with drug coverage | $0 | $9,350 | Plan too new to be measured | None |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) H6622-098-000 | Humana Inc. | Medicare Advantage with drug coverage, Special Needs Plan (C-SNP) | $0 | $9,350 | 4 out of 5 stars | None |
| DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 005 NJ (PPO C-SNP) H1390-005-000 | Devoted Health, Inc. | Medicare Advantage with drug coverage, Special Needs Plan (C-SNP) | $0 | $9,650 | Plan too new to be measured | $83.50 a month |
| DEVOTED CHOICE GIVEBACK EXTRAS 006 NJ (PPO) H1390-006-000 | Devoted Health, Inc. | Medicare Advantage with drug coverage | $0 | $9,650 | Plan too new to be measured | $70 a month |
| Aetna Medicare FIDE (HMO D-SNP) H6399-001-000 | CVS Health Corporation | Medicare Advantage with drug coverage, Special Needs Plan (D-SNP) | $0 | $9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing. | 3 out of 5 stars | None |
| Aetna Medicare Prime (HMO-POS) H3152-080-000 | CVS Health Corporation | Medicare Advantage with drug coverage | $0 | $9,850 | 4 out of 5 stars | None |
| Aetna Medicare Prime (PPO) H5521-392-000 | CVS Health Corporation | Medicare Advantage with drug coverage | $0 | $9,850 | 4 out of 5 stars | None |
| Aetna Medicare Prime Giveback (PPO) H5521-277-000 | CVS Health Corporation | Medicare Advantage with drug coverage | $0 | $9,850 | 4 out of 5 stars | $15 a month |
| Aetna Medicare Signature Extra (HMO) H3152-082-000 | CVS Health Corporation | Medicare Advantage with drug coverage | $0 | $9,850 | 4 out of 5 stars | None |
| Clover Health Choice (PPO) H5141-004-000 | Clover Health Holdings, Inc. | Medicare Advantage with drug coverage | $0 | $9,850 | 5 out of 5 stars | None |
| Clover Health Choice Giveback (PPO) H5141-054-000 | Clover Health Holdings, Inc. | Medicare Advantage with drug coverage | $0 | $9,850 | 5 out of 5 stars | $140 a month |
| DEVOTED C-SNP CHOICE ENHANCED 004 NJ (PPO C-SNP) H1390-004-000 | Devoted Health, Inc. | Medicare Advantage with drug coverage, Special Needs Plan (C-SNP) | $0 | $9,850 | Plan too new to be measured | None |
| DEVOTED C-SNP CHOICE PLUS 003 NJ (PPO C-SNP) H1390-003-000 | Devoted Health, Inc. | Medicare Advantage with drug coverage, Special Needs Plan (C-SNP) | $0 | $9,850 | Plan too new to be measured | None |
| DEVOTED CHOICE GIVEBACK 002 NJ (PPO) H1390-002-000 | Devoted Health, Inc. | Medicare Advantage with drug coverage | $0 | $9,850 | Plan too new to be measured | $118 a month |
| Wellpoint Kidney Care (HMO-POS C-SNP) H3240-017-000 | Elevance Health, Inc. | Medicare Advantage with drug coverage, Special Needs Plan (C-SNP) | $0 | $9,850 | 3 out of 5 stars | None |
| UHC Dual Complete NJ-Y001 (HMO D-SNP) H3113-005-000 | UnitedHealth Group, Inc. | Medicare Advantage with drug coverage, Special Needs Plan (D-SNP) | $4.10 | $9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing. | 3 out of 5 stars | None |
| Wellcare Value Script (PDP) S4802-139-000 | Centene Corporation | Part D drug plan | $5.30 | Not applicable to drug plans | 3 out of 5 stars | Not applicable |
| UHC Nursing Home Plan EX-F003 (PPO I-SNP) H0710-026-000 | UnitedHealth Group, Inc. | Medicare Advantage with drug coverage, Special Needs Plan (I-SNP) | $18.10 | $9,850 | 5 out of 5 stars | None |
| Longevity Health Plan (PPO I-SNP) H9942-001-000 | Longevity Health Founders, LLC | Medicare Advantage with drug coverage, Special Needs Plan (I-SNP) | $18.80 | $9,850 | 5 out of 5 stars | None |
| Wellcare Classic (PDP) S4802-078-000 | Centene Corporation | Part D drug plan | $24.30 | Not applicable to drug plans | 3 out of 5 stars | Not applicable |
| Aetna Medicare Elite (HMO) H3152-098-000 | CVS Health Corporation | Medicare Advantage with drug coverage | $25 | $9,850 | 4 out of 5 stars | None |
| Humana Basic Rx Plan (PDP) S5884-131-000 | Humana Inc. | Part D drug plan | $28.30 | Not applicable to drug plans | 4.5 out of 5 stars | Not applicable |
| Wellcare Fidelis Dual Align (HMO D-SNP) H0913-013-000 | Centene Corporation | Medicare Advantage with drug coverage, Special Needs Plan (D-SNP) | $28.40 | $9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing. | 3 out of 5 stars | None |
| AARP Medicare Advantage from UHC NJ-6 (PPO) H8768-058-000 | UnitedHealth Group, Inc. | Medicare Advantage with drug coverage | $29 | $9,400 | 4 out of 5 stars | None |
| Wellpoint Full Dual Advantage (HMO D-SNP) H3240-013-000 | Elevance Health, Inc. | Medicare Advantage with drug coverage, Special Needs Plan (D-SNP) | $30.70 | $9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing. | 3 out of 5 stars | None |
| Wellcare Low Premium (HMO-POS) H0913-002-000 | Centene Corporation | Medicare Advantage with drug coverage | $35 | $9,250 | 3 out of 5 stars | None |
| HumanaChoice H5216-461 (PPO) H5216-461-000 | Humana Inc. | Medicare Advantage with drug coverage | $36.30 | $9,250 | 4 out of 5 stars | None |
| Clover Health Choice Value (PPO) H5141-007-000 | Clover Health Holdings, Inc. | Medicare Advantage with drug coverage | $36.30 | $9,850 | 5 out of 5 stars | None |
| Horizon NJ TotalCare (HMO D-SNP) H8298-001-000 | Horizon Mutual Holdings, Inc | Medicare Advantage with drug coverage, Special Needs Plan (D-SNP) | $36.30 | $9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing. | 4 out of 5 stars | None |
| Humana Value Rx Plan (PDP) S5884-183-000 | Humana Inc. | Part D drug plan | $65.30 | Not applicable to drug plans | 4.5 out of 5 stars | Not applicable |
| AARP Medicare Advantage from UHC NJ-0004 (PPO) H8768-022-000 | UnitedHealth Group, Inc. | Medicare Advantage with drug coverage | $69 | $8,900 | 4 out of 5 stars | None |
| AARP Medicare Advantage from UHC NJ-0002 (HMO-POS) H0755-044-000 | UnitedHealth Group, Inc. | Medicare Advantage with drug coverage | $79 | $7,150 | 3.5 out of 5 stars | None |
| AARP Medicare Advantage from UHC NJ-0005 (PPO) H8768-035-000 | UnitedHealth Group, Inc. | Medicare Advantage with drug coverage | $79 | $8,400 | 4 out of 5 stars | None |
| Aetna Medicare Prime Extra (PPO) H5521-275-000 | CVS Health Corporation | Medicare Advantage with drug coverage | $84 | $9,850 | 4 out of 5 stars | None |
| Aetna Medicare Enhanced Extra (PPO) H5521-037-000 | CVS Health Corporation | Medicare Advantage with drug coverage | $99 | $9,850 | 4 out of 5 stars | None |
| HealthSpring Assurance Rx (PDP) S5715-025-000 | Health Care Service Corporation | Part D drug plan | $105.80 | Not applicable to drug plans | 2.5 out of 5 stars | Not applicable |
| Aetna Medicare Signature (HMO) H3152-048-000 | CVS Health Corporation | Medicare Advantage with drug coverage | $109 | $9,850 | 4 out of 5 stars | None |
| AARP Medicare Advantage from UHC NJ-0003 (HMO-POS) H0755-045-000 | UnitedHealth Group, Inc. | Medicare Advantage with drug coverage | $115 | $6,900 | 3.5 out of 5 stars | None |
| SilverScript Choice (PDP) S5601-008-000 | CVS Health Corporation | Part D drug plan | $120.50 | Not applicable to drug plans | 2.5 out of 5 stars | Not applicable |
| Horizon Medicare Blue Rx Standard (PDP) S5993-001-000 | Horizon Mutual Holdings, Inc | Part D drug plan | $130.30 | Not applicable to drug plans | 2.5 out of 5 stars | Not applicable |
| Humana Premier Rx Plan (PDP) S5884-150-000 | Humana Inc. | Part D drug plan | $131.20 | Not applicable to drug plans | 4.5 out of 5 stars | Not applicable |
| AARP Medicare Rx Saver from UHC (PDP) S5921-349-000 | UnitedHealth Group, Inc. | Part D drug plan | $138.50 | Not applicable to drug plans | 3 out of 5 stars | Not applicable |
| Aetna Medicare Enhanced (Regional PPO) R6694-006-000 | CVS Health Corporation | Medicare Advantage with drug coverage | $149 | $9,850 | 4 out of 5 stars | None |
| Longevity Health Plan (PPO I-SNP) H9942-002-000 | Longevity Health Founders, LLC | Medicare Advantage with drug coverage, Special Needs Plan (I-SNP) | $172 | $4,500 | 5 out of 5 stars | None |
| AARP Medicare Rx Preferred from UHC (PDP) S5921-386-000 | UnitedHealth Group, Inc. | Part D drug plan | $210.70 | Not applicable to drug plans | 3 out of 5 stars | Not applicable |
| Horizon Medicare Blue Rx Enhanced (PDP) S5993-003-000 | Horizon Mutual Holdings, Inc | Part D drug plan | $217.90 | Not applicable to drug plans | 2.5 out of 5 stars | Not applicable |
| Humana USAA Honor Giveback (PPO) H5216-174-000 | Humana Inc. | Medicare Advantage only | Not listed | $6,750 | 4 out of 5 stars | $105 a month |
| AARP Medicare Advantage Patriot No Rx NJ-MA01 (HMO-POS) H0755-037-000 | UnitedHealth Group, Inc. | Medicare Advantage only | Not listed | $7,150 | 3.5 out of 5 stars | $150 a month |
| AARP Medicare Advantage Patriot No Rx NJ-MA2 (PPO) H8768-059-000 | UnitedHealth Group, Inc. | Medicare Advantage only | Not listed | $7,150 | 3.5 out of 5 stars | $120 a month |
| Aetna Medicare Eagle Giveback (HMO) H3152-045-000 | CVS Health Corporation | Medicare Advantage only | Not listed | $9,850 | 4.5 out of 5 stars | $100 a month |
| Aetna Medicare Eagle Giveback (PPO) H5521-504-000 | CVS Health Corporation | Medicare Advantage only | Not listed | $9,850 | 4.5 out of 5 stars | $90 a month |
| Clover Health Valor (PPO) H5141-061-000 | Clover Health Holdings, Inc. | Medicare Advantage only | Not listed | $9,850 | 4 out of 5 stars | $125 a month |
Data used on this page
- CMS CY2027 Landscape Source File, November 2026 release (202611)
- CMS CY2027 plan benefit files and the Medicare Plan Finder benefit summary file dated October 15, 2026
- 2027 Star Ratings data tables dated October 8, 2026
- Summary of Benefits files collected from plan company websites, October 28 to November 11, 2026
- How we build these pages