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AARP Medicare Advantage Direct OTC from UHC NM-14 (PPO) CY2027

Offered by UnitedHealth Group, Inc. (company name as listed by CMS) · Plan ID H2406-142-000 · Medicare Advantage with drug coverage

Available in 2027 in: 4 counties in New Mexico. See full service area

2027 Overall Star Rating: 4 out of 5 stars What star ratings mean

We do not offer every plan available in your area. Currently we represent 11 organizations which offer 45 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. 1-800-MEDICARE (1-800-633-4227) is open 24 hours a day, 7 days a week. TTY users call 1-877-486-2048.

Medicare evaluates plans every year based on a 5-star rating system. Star Ratings shown are 2027 Star Ratings released by CMS on October 8, 2026.

This plan's 2027 documents

Summary of Benefits (PDF, carrier document, 2027)

The Summary of Benefits is the plan's own description of its costs and benefits. It comes from the plan company.

Key numbers from CMS files

Monthly plan premium
$0. You still pay your Part B premium.
Most you pay in-network in a year (MOOP)
$5,900
Drug deductible
$685
Part B giveback
None
Over-the-counter or benefit card
Benefit card: $45 per month (covers OTC items, Home and Bathroom Safety Devices and Modifications, extra benefits for members who qualify)
Extra benefits listed
Vision, Hearing, Benefit card

These numbers come from CMS files. For what each benefit covers and costs, read the Summary of Benefits above. We do not write our own descriptions of plan benefits.

See all benefits
Eyewear, most the plan pays
$200 every 2 years (in and out of network)
Hearing aids, most the plan pays
$700 per year both ears combined (in and out of network)

Amounts are the most the plan pays, as listed in CMS benefit files.

Service area

New Mexico (4)

Bernalillo County, Sandoval County, Torrance County, Valencia County

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Data used on this page

Researched and reviewed by , Licensed Insurance Agent, NPN 18910035, Senior Benefit Assistance. Last reviewed: November 11, 2026.