Native Advantage (HMO) CY2027

Offered by Muscogee Creek Nation (company name as listed by CMS) · Plan ID H2851-001-000 · Medicare Advantage with drug coverage

Available in 2027 in: 11 counties in Oklahoma. See full service area

2027 Star Rating: Plan too new to be measured What star ratings mean

We do not offer every plan available in your area. Currently we represent 11 organizations which offer 45 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. 1-800-MEDICARE (1-800-633-4227) is open 24 hours a day, 7 days a week. TTY users call 1-877-486-2048.

Medicare evaluates plans every year based on a 5-star rating system. Star Ratings shown are 2027 Star Ratings released by CMS on October 8, 2026.

This plan's 2027 documents

Summary of Benefits: we do not have this plan's 2027 Summary of Benefits yet. Last checked November 11, 2026. The plan's own website or Medicare.gov may have it. We only post documents that come from the plan company.

Key numbers from CMS files

Monthly plan premium: $0. You still pay your Part B premium.
Most you pay in-network in a year (MOOP): $7,150
Drug deductible: $600
Part B giveback: None
Over-the-counter or benefit card: OTC allowance: $70 every 3 months. Members who qualify may also use it for other benefits.
Extra benefits listed: Dental, Vision, OTC

These numbers come from CMS files. For what each benefit covers and costs, read the Summary of Benefits above. We do not write our own descriptions of plan benefits.

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Preventive dental, most the plan pays: $1,250 per year
Comprehensive dental, most the plan pays: one limit shared with preventive dental (amount above)
Eyewear, most the plan pays: $200 per year

Amounts are the most the plan pays, as listed in CMS benefit files.

Service area

Oklahoma (11)

Creek County, Hughes County, Mayes County, McIntosh County, Muskogee County, Okfuskee County, Okmulgee County, Rogers County, Seminole County, Tulsa County, Wagoner County

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Data used on this page

CMS CY2027 Landscape Source File, November 2026 release (202611)
CMS CY2027 plan benefit files and the Medicare Plan Finder benefit summary file dated October 15, 2026
2027 Star Ratings data tables dated October 8, 2026
Summary of Benefits files collected from plan company websites, October 28 to November 11, 2026
How we build these pages

Researched and reviewed by Jordan Diaz, Licensed Insurance Agent, NPN 18910035, Senior Benefit Assistance. Last reviewed: November 11, 2026.