Humana Gold Plus H4461-025 (HMO) CY2027
Offered by Humana Inc. (company name as listed by CMS) · Plan ID H4461-025-000 · Medicare Advantage with drug coverage
Available in 2027 in: 33 counties in Tennessee. See full service area
2027 Overall Star Rating: 4.5 out of 5 stars What star ratings mean
We do not offer every plan available in your area. Currently we represent 11 organizations which offer 45 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. 1-800-MEDICARE (1-800-633-4227) is open 24 hours a day, 7 days a week. TTY users call 1-877-486-2048.
Medicare evaluates plans every year based on a 5-star rating system. Star Ratings shown are 2027 Star Ratings released by CMS on October 8, 2026.
This plan's 2027 documents
Summary of Benefits (PDF, carrier document, 2027)
The Summary of Benefits is the plan's own description of its costs and benefits. It comes from the plan company.
Key numbers from CMS files
- Monthly plan premium
- $0. You still pay your Part B premium.
- Most you pay in-network in a year (MOOP)
- $7,150
- Drug deductible
- $395
- Part B giveback
- None
- Over-the-counter or benefit card
- Benefit card: $50 every 3 months (covers OTC items, hearing)
- Extra benefits listed
- Dental, Vision, Benefit card
These numbers come from CMS files. For what each benefit covers and costs, read the Summary of Benefits above. We do not write our own descriptions of plan benefits.
See all benefits
- Preventive dental, most the plan pays
- $2,500 per year
- Comprehensive dental, most the plan pays
- one limit shared with preventive dental (amount above)
- Eyewear, most the plan pays
- $300 per year
Amounts are the most the plan pays, as listed in CMS benefit files.
Compared with 2026
Compared with Humana Gold Plus H4461-025 (HMO) (H4461-025-0), the 2026 plan.
| Item | 2026 | 2027 |
|---|---|---|
| Monthly premium | $0 | $0 |
| Most you pay in-network (MOOP) | $4,700 | $7,150 |
| Drug deductible | $615 | $395 |
| Overall star rating | 4 out of 5 | 4.5 out of 5 |
Service area
Tennessee (33)
Benton County, Chester County, Clay County, Crockett County, Decatur County, Dyer County, Fayette County, Fentress County, Gibson County, Hardeman County, Hardin County, Haywood County, Henderson County, Houston County, Jackson County, Lake County, Lauderdale County, Lawrence County, Lewis County, Macon County, Madison County, McNairy County, Moore County, Obion County, Overton County, Perry County, Pickett County, Shelby County, Smith County, Stewart County, Trousdale County, Van Buren County, Weakley County
Data used on this page
- CMS CY2027 Landscape Source File, November 2026 release (202611)
- CMS CY2027 plan benefit files and the Medicare Plan Finder benefit summary file dated October 15, 2026
- 2027 Star Ratings data tables dated October 8, 2026
- Summary of Benefits files collected from plan company websites, October 28 to November 11, 2026
- How we build these pages