HumanaChoice H5216-032 (PPO) CY2027
Offered by Humana Inc. (company name as listed by CMS) · Plan ID H5216-032-000 · Medicare Advantage with drug coverage
Available in 2027 in: 3 counties in Illinois; 21 counties in Kansas; 62 counties in Missouri. See full service area
2027 Overall Star Rating: 4 out of 5 stars What star ratings mean
We do not offer every plan available in your area. Currently we represent 11 organizations which offer 45 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. 1-800-MEDICARE (1-800-633-4227) is open 24 hours a day, 7 days a week. TTY users call 1-877-486-2048.
Medicare evaluates plans every year based on a 5-star rating system. Star Ratings shown are 2027 Star Ratings released by CMS on October 8, 2026.
This plan's 2027 documents
Summary of Benefits (PDF, carrier document, 2027)
The Summary of Benefits is the plan's own description of its costs and benefits. It comes from the plan company.
Key numbers from CMS files
- Monthly plan premium
- $76. You still pay your Part B premium.
- Most you pay in-network in a year (MOOP)
- $9,250
- Drug deductible
- $700
- Part B giveback
- None
- Extra benefits listed
- Dental, Vision
These numbers come from CMS files. For what each benefit covers and costs, read the Summary of Benefits above. We do not write our own descriptions of plan benefits.
See all benefits
- Preventive dental, most the plan pays
- $500 per year (in and out of network)
- Comprehensive dental, most the plan pays
- one limit shared with preventive dental (amount above)
- Eyewear, most the plan pays
- $100 per year (in and out of network)
Amounts are the most the plan pays, as listed in CMS benefit files.
Compared with 2026
Compared with HumanaChoice H5216-032 (PPO) (H5216-032-0), the 2026 plan.
| Item | 2026 | 2027 |
|---|---|---|
| Monthly premium | $63 | $76 |
| Most you pay in-network (MOOP) | $9,250 | $9,250 |
| Drug deductible | $615 | $700 |
| Overall star rating | 3.5 out of 5 | 4 out of 5 |
Service area
Illinois (3)
Madison County, Monroe County, St. Clair County
Kansas (21)
Atchison County, Bourbon County, Butler County, Cowley County, Dickinson County, Douglas County, Franklin County, Geary County, Harvey County, Jefferson County, Johnson County, Leavenworth County, Linn County, McPherson County, Miami County, Pottawatomie County, Reno County, Sedgwick County, Shawnee County, Sumner County, Wyandotte County
Missouri (62)
Audrain County, Barry County, Bates County, Benton County, Bollinger County, Boone County, Callaway County, Camden County, Carroll County, Cass County, Cedar County, Christian County, Clay County, Cole County, Cooper County, Crawford County, Dade County, Dallas County, Douglas County, Gasconade County, Greene County, Henry County, Hickory County, Howard County, Howell County, Jackson County, Jefferson County, Johnson County, Laclede County, Lafayette County, Lawrence County, Lincoln County, Maries County, Miller County, Moniteau County, Montgomery County, Morgan County, Oregon County, Osage County, Ozark County, Perry County, Pettis County, Phelps County, Pike County, Platte County, Polk County, Pulaski County, Ray County, Saline County, St. Charles County, St. Clair County, St. Francois County, St. Louis County, St. Louis City, Ste. Genevieve County, Stone County, Taney County, Vernon County, Warren County, Washington County, Webster County, Wright County
Data used on this page
- CMS CY2027 Landscape Source File, November 2026 release (202611)
- CMS CY2027 plan benefit files and the Medicare Plan Finder benefit summary file dated October 15, 2026
- 2027 Star Ratings data tables dated October 8, 2026
- Summary of Benefits files collected from plan company websites, October 28 to November 11, 2026
- How we build these pages