Humana Essentials Plus Giveback (PPO) CY2027
Offered by Humana Inc. (company name as listed by CMS) · Plan ID H5216-308-000 · Medicare Advantage with drug coverage
Available in 2027 in: 3 counties in Delaware; 87 counties in Virginia. See full service area
2027 Overall Star Rating: 4 out of 5 stars What star ratings mean
We do not offer every plan available in your area. Currently we represent 11 organizations which offer 45 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. 1-800-MEDICARE (1-800-633-4227) is open 24 hours a day, 7 days a week. TTY users call 1-877-486-2048.
Medicare evaluates plans every year based on a 5-star rating system. Star Ratings shown are 2027 Star Ratings released by CMS on October 8, 2026.
This plan's 2027 documents
Summary of Benefits (PDF, carrier document, 2027)
The Summary of Benefits is the plan's own description of its costs and benefits. It comes from the plan company.
Key numbers from CMS files
- Monthly plan premium
- $0. You still pay your Part B premium.
- Most you pay in-network in a year (MOOP)
- $9,850
- Drug deductible
- $700
- Part B giveback
- $119 a month
- Extra benefits listed
- Dental, Vision
These numbers come from CMS files. For what each benefit covers and costs, read the Summary of Benefits above. We do not write our own descriptions of plan benefits.
See all benefits
- Preventive dental, most the plan pays
- $500 per year (in and out of network)
- Comprehensive dental, most the plan pays
- one limit shared with preventive dental (amount above)
- Eyewear, most the plan pays
- $100 per year (in and out of network)
Amounts are the most the plan pays, as listed in CMS benefit files.
Compared with 2026
Compared with Humana Essentials Plus Giveback H5216-308 (PPO) (H5216-308-0), the 2026 plan.
| Item | 2026 | 2027 |
|---|---|---|
| Monthly premium | $0 | $0 |
| Most you pay in-network (MOOP) | $9,250 | $9,850 |
| Drug deductible | $390 | $700 |
| Overall star rating | 3.5 out of 5 | 4 out of 5 |
Service area
Delaware (3)
Kent County, New Castle County, Sussex County
Virginia (87)
Albemarle County, Alleghany County, Arlington County, Augusta County, Botetourt County, Brunswick County, Buena Vista City, Caroline County, Carroll County, Charles City, Charlotte County, Charlottesville City, Chesapeake City, Chesterfield County, Clarke County, Colonial Heights City, Covington City, Culpeper County, Cumberland County, Danville City, Emporia City, Fairfax City, Falls Church City, Fauquier County, Floyd County, Franklin County, Frederick County, Fredericksburg City, Gloucester County, Goochland County, Greene County, Greensville County, Halifax County, Hampton City, Harrisonburg City, Henrico County, Henry County, Hopewell City, James City, King George County, King and Queen County, Lexington City, Louisa County, Lunenburg County, Madison County, Manassas City, Manassas Park City, Mecklenburg County, Middlesex County, Montgomery County, Nelson County, Newport News City, Norfolk City, Northampton County, Northumberland County, Nottoway County, Orange County, Page County, Patrick County, Petersburg City, Pittsylvania County, Poquoson City, Portsmouth City, Powhatan County, Prince George County, Prince William County, Pulaski County, Radford City, Rappahannock County, Richmond City, Roanoke County, Roanoke City, Rockbridge County, Rockingham County, Salem City, Southampton County, Spotsylvania County, Staunton City, Suffolk City, Surry County, Sussex County, Virginia Beach City, Warren County, Waynesboro City, Williamsburg City, Winchester City, York County
Data used on this page
- CMS CY2027 Landscape Source File, November 2026 release (202611)
- CMS CY2027 plan benefit files and the Medicare Plan Finder benefit summary file dated October 15, 2026
- 2027 Star Ratings data tables dated October 8, 2026
- Summary of Benefits files collected from plan company websites, October 28 to November 11, 2026
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