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HumanaChoice Giveback H5216-403 (PPO) CY2027

Offered by Humana Inc. (company name as listed by CMS) · Plan ID H5216-403-000 · Medicare Advantage with drug coverage

Available in 2027 in: 87 counties in Illinois. See full service area

2027 Overall Star Rating: 4 out of 5 stars What star ratings mean

We do not offer every plan available in your area. Currently we represent 11 organizations which offer 45 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. 1-800-MEDICARE (1-800-633-4227) is open 24 hours a day, 7 days a week. TTY users call 1-877-486-2048.

Medicare evaluates plans every year based on a 5-star rating system. Star Ratings shown are 2027 Star Ratings released by CMS on October 8, 2026.

This plan's 2027 documents

Summary of Benefits (PDF, carrier document, 2027)

The Summary of Benefits is the plan's own description of its costs and benefits. It comes from the plan company.

Key numbers from CMS files

Monthly plan premium
$0. You still pay your Part B premium.
Most you pay in-network in a year (MOOP)
$5,000
Drug deductible
$700
Part B giveback
$51 a month
Extra benefits listed
Dental, Vision

These numbers come from CMS files. For what each benefit covers and costs, read the Summary of Benefits above. We do not write our own descriptions of plan benefits.

See all benefits
Preventive dental, most the plan pays
$2,500 per year (in and out of network)
Comprehensive dental, most the plan pays
one limit shared with preventive dental (amount above)
Eyewear, most the plan pays
$100 per year (in and out of network)

Amounts are the most the plan pays, as listed in CMS benefit files.

Compared with 2026

Compared with HumanaChoice Giveback H5216-403 (PPO) (H5216-403-0), the 2026 plan.

2026 and 2027 values from CMS files
Item20262027
Monthly premium$0$0
Most you pay in-network (MOOP)$4,500$5,000
Drug deductible$615$700
Overall star rating3.5 out of 54 out of 5

Service area

Illinois (87)

Adams County, Alexander County, Bond County, Brown County, Bureau County, Calhoun County, Carroll County, Cass County, Champaign County, Christian County, Clark County, Clay County, Clinton County, Coles County, Crawford County, Cumberland County, De Witt County, Douglas County, Edgar County, Edwards County, Effingham County, Fayette County, Ford County, Franklin County, Fulton County, Gallatin County, Greene County, Hamilton County, Hancock County, Hardin County, Henderson County, Henry County, Iroquois County, Jackson County, Jasper County, Jefferson County, Jersey County, Jo Daviess County, Johnson County, Knox County, La Salle County, Lawrence County, Lee County, Livingston County, Logan County, Macon County, Macoupin County, Madison County, Marion County, Marshall County, Mason County, Massac County, McDonough County, McLean County, Menard County, Mercer County, Monroe County, Montgomery County, Morgan County, Moultrie County, Peoria County, Perry County, Piatt County, Pike County, Pope County, Pulaski County, Putnam County, Randolph County, Richland County, Rock Island County, Saline County, Sangamon County, Schuyler County, Scott County, Shelby County, St. Clair County, Stark County, Tazewell County, Union County, Vermilion County, Wabash County, Warren County, Washington County, Wayne County, White County, Whiteside County, Woodford County

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Data used on this page

Researched and reviewed by , Licensed Insurance Agent, NPN 18910035, Senior Benefit Assistance. Last reviewed: November 11, 2026.