HumanaChoice Giveback H5216-481 (PPO) CY2027
Offered by Humana Inc. (company name as listed by CMS) · Plan ID H5216-481-002 · Medicare Advantage with drug coverage
Available in 2027 in: 5 counties in Kentucky; 64 counties in Ohio. See full service area
2027 Overall Star Rating: 4 out of 5 stars What star ratings mean
We do not offer every plan available in your area. Currently we represent 11 organizations which offer 45 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. 1-800-MEDICARE (1-800-633-4227) is open 24 hours a day, 7 days a week. TTY users call 1-877-486-2048.
Medicare evaluates plans every year based on a 5-star rating system. Star Ratings shown are 2027 Star Ratings released by CMS on October 8, 2026.
This plan's 2027 documents
Summary of Benefits (PDF, carrier document, 2027)
The Summary of Benefits is the plan's own description of its costs and benefits. It comes from the plan company.
Key numbers from CMS files
- Monthly plan premium
- $0. You still pay your Part B premium.
- Most you pay in-network in a year (MOOP)
- $9,850
- Drug deductible
- $700
- Part B giveback
- $123 a month
- Extra benefits listed
- Dental, Vision
These numbers come from CMS files. For what each benefit covers and costs, read the Summary of Benefits above. We do not write our own descriptions of plan benefits.
See all benefits
- Preventive dental, most the plan pays
- $500 per year (in and out of network)
- Comprehensive dental, most the plan pays
- one limit shared with preventive dental (amount above)
- Eyewear, most the plan pays
- $100 per year (in and out of network)
Amounts are the most the plan pays, as listed in CMS benefit files.
Compared with 2026
Compared with HumanaChoice Giveback H5216-309 (PPO), last year's plan for most of these counties.
| Item | 2026 | 2027 |
|---|---|---|
| Monthly premium | $0 | $0 |
| Most you pay in-network (MOOP) | $9,150 | $9,850 |
| Drug deductible | $0 | $700 |
| Overall star rating | 3.5 out of 5 | 4 out of 5 |
Service area
Kentucky (5)
Boone County, Campbell County, Henderson County, Kenton County, Pendleton County
Ohio (64)
Adams County, Allen County, Ashland County, Ashtabula County, Auglaize County, Belmont County, Brown County, Butler County, Carroll County, Champaign County, Clark County, Clermont County, Clinton County, Columbiana County, Cuyahoga County, Darke County, Delaware County, Erie County, Fairfield County, Franklin County, Fulton County, Geauga County, Greene County, Hamilton County, Hancock County, Hardin County, Harrison County, Henry County, Holmes County, Jefferson County, Knox County, Lake County, Lawrence County, Licking County, Logan County, Lorain County, Lucas County, Madison County, Mahoning County, Marion County, Medina County, Miami County, Montgomery County, Morrow County, Ottawa County, Paulding County, Pickaway County, Portage County, Preble County, Putnam County, Sandusky County, Seneca County, Shelby County, Stark County, Summit County, Trumbull County, Tuscarawas County, Union County, Van Wert County, Warren County, Wayne County, Williams County, Wood County, Wyandot County
Data used on this page
- CMS CY2027 Landscape Source File, November 2026 release (202611)
- CMS CY2027 plan benefit files and the Medicare Plan Finder benefit summary file dated October 15, 2026
- 2027 Star Ratings data tables dated October 8, 2026
- Summary of Benefits files collected from plan company websites, October 28 to November 11, 2026
- How we build these pages