BCN Advantage Prestige (HMO-POS) CY2027
Offered by Blue Cross Blue Shield of Michigan Mutual Ins. Co. (company name as listed by CMS) · Plan ID H5883-003-004 · Medicare Advantage with drug coverage
Available in 2027 in: 20 counties in Michigan. See full service area
2027 Overall Star Rating: 4.5 out of 5 stars What star ratings mean
We do not offer every plan available in your area. Currently we represent 11 organizations which offer 45 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. 1-800-MEDICARE (1-800-633-4227) is open 24 hours a day, 7 days a week. TTY users call 1-877-486-2048.
Medicare evaluates plans every year based on a 5-star rating system. Star Ratings shown are 2027 Star Ratings released by CMS on October 8, 2026.
This plan's 2027 documents
Key numbers from CMS files
- Monthly plan premium
- $241. You still pay your Part B premium.
- Most you pay in-network in a year (MOOP)
- $4,400
- Drug deductible
- $100
- Part B giveback
- None
- Over-the-counter or benefit card
- OTC allowance: $50 every 3 months. Members who qualify may also use it for other benefits.
- Extra benefits listed
- Dental, Vision, OTC
These numbers come from CMS files. For what each benefit covers and costs, read the Summary of Benefits above. We do not write our own descriptions of plan benefits.
See all benefits
- Preventive dental, most the plan pays
- $1,500 per year
- Comprehensive dental, most the plan pays
- one limit shared with preventive dental (amount above)
- Eyewear, most the plan pays
- $150 per year
Amounts are the most the plan pays, as listed in CMS benefit files.
Compared with 2026
Compared with BCN Advantage Prestige (HMO-POS) (H5883-003-4), the 2026 plan.
| Item | 2026 | 2027 |
|---|---|---|
| Monthly premium | $225 | $241 |
| Most you pay in-network (MOOP) | $4,000 | $4,400 |
| Drug deductible | $0 | $100 |
| Overall star rating | 4.5 out of 5 | 4.5 out of 5 |
Service area
Michigan (20)
Antrim County, Benzie County, Clinton County, Emmet County, Genesee County, Grand Traverse County, Isabella County, Lake County, Lapeer County, Leelanau County, Lenawee County, Livingston County, Manistee County, Mecosta County, Midland County, Missaukee County, Osceola County, Otsego County, St. Clair County, Wexford County
Data used on this page
- CMS CY2027 Landscape Source File, November 2026 release (202611)
- CMS CY2027 plan benefit files and the Medicare Plan Finder benefit summary file dated October 15, 2026
- 2027 Star Ratings data tables dated October 8, 2026
- Summary of Benefits files collected from plan company websites, October 28 to November 11, 2026
- How we build these pages