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Humana Essentials Plus Giveback (PPO) CY2027

Offered by Humana Inc. (company name as listed by CMS) · Plan ID H7617-049-000 · Medicare Advantage with drug coverage

Available in 2027 in: 3 counties in Indiana; 120 counties in Kentucky. See full service area

2027 Overall Star Rating: 4.5 out of 5 stars What star ratings mean

We do not offer every plan available in your area. Currently we represent 11 organizations which offer 45 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. 1-800-MEDICARE (1-800-633-4227) is open 24 hours a day, 7 days a week. TTY users call 1-877-486-2048.

Medicare evaluates plans every year based on a 5-star rating system. Star Ratings shown are 2027 Star Ratings released by CMS on October 8, 2026.

This plan's 2027 documents

Summary of Benefits (PDF, carrier document, 2027)

The Summary of Benefits is the plan's own description of its costs and benefits. It comes from the plan company.

Key numbers from CMS files

Monthly plan premium
$0. You still pay your Part B premium.
Most you pay in-network in a year (MOOP)
$9,850
Drug deductible
$700
Part B giveback
$126 a month
Extra benefits listed
Dental, Vision

These numbers come from CMS files. For what each benefit covers and costs, read the Summary of Benefits above. We do not write our own descriptions of plan benefits.

See all benefits
Preventive dental, most the plan pays
$500 per year (in and out of network)
Comprehensive dental, most the plan pays
one limit shared with preventive dental (amount above)
Eyewear, most the plan pays
$100 per year (in and out of network)

Amounts are the most the plan pays, as listed in CMS benefit files.

Service area

Indiana (3)

Clark County, Floyd County, Harrison County

Kentucky (120)

Adair County, Allen County, Anderson County, Ballard County, Barren County, Bath County, Bell County, Boone County, Bourbon County, Boyd County, Boyle County, Bracken County, Breathitt County, Breckinridge County, Bullitt County, Butler County, Caldwell County, Calloway County, Campbell County, Carlisle County, Carroll County, Carter County, Casey County, Christian County, Clark County, Clay County, Clinton County, Crittenden County, Cumberland County, Daviess County, Edmonson County, Elliott County, Estill County, Fayette County, Fleming County, Floyd County, Franklin County, Fulton County, Gallatin County, Garrard County, Grant County, Graves County, Grayson County, Green County, Greenup County, Hancock County, Hardin County, Harlan County, Harrison County, Hart County, Henderson County, Henry County, Hickman County, Hopkins County, Jackson County, Jefferson County, Jessamine County, Johnson County, Kenton County, Knott County, Knox County, Larue County, Laurel County, Lawrence County, Lee County, Leslie County, Letcher County, Lewis County, Lincoln County, Livingston County, Logan County, Lyon County, Madison County, Magoffin County, Marion County, Marshall County, Martin County, Mason County, McCracken County, McCreary County, McLean County, Meade County, Menifee County, Mercer County, Metcalfe County, Monroe County, Montgomery County, Morgan County, Muhlenberg County, Nelson County, Nicholas County, Ohio County, Oldham County, Owen County, Owsley County, Pendleton County, Perry County, Pike County, Powell County, Pulaski County, Robertson County, Rockcastle County, Rowan County, Russell County, Scott County, Shelby County, Simpson County, Spencer County, Taylor County, Todd County, Trigg County, Trimble County, Union County, Warren County, Washington County, Wayne County, Webster County, Whitley County, Wolfe County, Woodford County

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Data used on this page

Researched and reviewed by , Licensed Insurance Agent, NPN 18910035, Senior Benefit Assistance. Last reviewed: November 11, 2026.