Humana Gold Choice H8145-004 (PFFS) CY2027
Offered by Humana Inc. (company name as listed by CMS) · Plan ID H8145-004-000 · Medicare Advantage with drug coverage
Available in 2027 in: 17 counties in North Carolina; 46 counties in Virginia. See full service area
2027 Overall Star Rating: 4 out of 5 stars What star ratings mean
We do not offer every plan available in your area. Currently we represent 11 organizations which offer 45 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. 1-800-MEDICARE (1-800-633-4227) is open 24 hours a day, 7 days a week. TTY users call 1-877-486-2048.
Medicare evaluates plans every year based on a 5-star rating system. Star Ratings shown are 2027 Star Ratings released by CMS on October 8, 2026.
This plan's 2027 documents
Summary of Benefits (PDF, carrier document, 2027)
The Summary of Benefits is the plan's own description of its costs and benefits. It comes from the plan company.
Key numbers from CMS files
- Monthly plan premium
- $43. You still pay your Part B premium.
- Most you pay in-network in a year (MOOP)
- $9,850
- Drug deductible
- $700
- Part B giveback
- None
- Extra benefits listed
- Dental, Vision
These numbers come from CMS files. For what each benefit covers and costs, read the Summary of Benefits above. We do not write our own descriptions of plan benefits.
See all benefits
- Preventive dental, most the plan pays
- $1,000 per year (in and out of network)
- Comprehensive dental, most the plan pays
- one limit shared with preventive dental (amount above)
- Eyewear, most the plan pays
- $100 per year (in and out of network)
Amounts are the most the plan pays, as listed in CMS benefit files.
Compared with 2026
Compared with Humana Gold Choice H8145-004 (PFFS) (H8145-004-0), the 2026 plan.
| Item | 2026 | 2027 |
|---|---|---|
| Monthly premium | $7 | $43 |
| Most you pay in-network (MOOP) | $7,550 | $9,850 |
| Drug deductible | $615 | $700 |
| Overall star rating | 3.5 out of 5 | 4 out of 5 |
Service area
North Carolina (17)
Anson County, Avery County, Buncombe County, Caswell County, Catawba County, Davidson County, Davie County, Forsyth County, Gaston County, Gates County, Henderson County, Madison County, Mecklenburg County, Rowan County, Scotland County, Watauga County, Yancey County
Virginia (46)
Alexandria City, Amherst County, Appomattox County, Botetourt County, Brunswick County, Carroll County, Chesapeake City, Chesterfield County, Craig County, Emporia City, Essex County, Falls Church City, Floyd County, Fredericksburg City, Galax City, Gloucester County, Greensville County, Halifax County, Hampton City, Hanover County, Harrisonburg City, Henrico County, Isle of Wight County, King George County, Mecklenburg County, Middlesex County, Norfolk City, Northampton County, Nottoway County, Patrick County, Petersburg City, Pittsylvania County, Portsmouth City, Powhatan County, Prince Edward County, Pulaski County, Richmond County, Richmond City, Roanoke County, Roanoke City, Rockingham County, Salem City, Southampton County, Spotsylvania County, Virginia Beach City, Westmoreland County
Data used on this page
- CMS CY2027 Landscape Source File, November 2026 release (202611)
- CMS CY2027 plan benefit files and the Medicare Plan Finder benefit summary file dated October 15, 2026
- 2027 Star Ratings data tables dated October 8, 2026
- Summary of Benefits files collected from plan company websites, October 28 to November 11, 2026
- How we build these pages