2027 Medicare plans in Nicholas County, WV CY2027
We do not offer every plan available in your area. Currently we represent 11 organizations which offer 45 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. 1-800-MEDICARE (1-800-633-4227) is open 24 hours a day, 7 days a week. TTY users call 1-877-486-2048.
Medicare evaluates plans every year based on a 5-star rating system. Star Ratings shown are 2027 Star Ratings released by CMS on October 8, 2026.
This list shows every plan filed with CMS for this county. It is not a recommendation. Is your 2026 plan ending or changing?
Sorted by premium, then by most you pay in a year.
Medicare Advantage with drugs
The Health Plan SecureChoice Optimum (PPO)
- Monthly premium
- $0
- Most you pay in-network (MOOP)
- $7,000
- 2027 Overall star rating
- 3 out of 5 stars
- Part B giveback
- None
- Dental
- Vision
- OTC
AARP Medicare Advantage from UHC WV-0003 (PPO)
- Monthly premium
- $0
- Most you pay in-network (MOOP)
- $7,150
- 2027 Overall star rating
- 3 out of 5 stars
- Part B giveback
- None
- Hearing
Complete Blue PPO Signature (PPO)
- Monthly premium
- $0
- Most you pay in-network (MOOP)
- $7,150
- 2027 Overall star rating
- 3.5 out of 5 stars
- Part B giveback
- None
- Dental
- Vision
- Hearing
- OTC
Peak Advantage Vista (PPO)
- Monthly premium
- $0
- Most you pay in-network (MOOP)
- $7,500
- 2027 Overall star rating
- 5 out of 5 stars
- Part B giveback
- None
- Dental
- Vision
- OTC
- Benefit card
Humana Gold Plus H5619-113 (HMO-POS)
- Monthly premium
- $0
- Most you pay in-network (MOOP)
- $8,100
- 2027 Overall star rating
- 4 out of 5 stars
- Part B giveback
- None
- Dental
- Vision
AARP Medicare Advantage from UHC WV-6 (HMO-POS)
- Monthly premium
- $0
- Most you pay in-network (MOOP)
- $8,500
- 2027 Overall star rating
- 4 out of 5 stars
- Part B giveback
- None
- Vision
- Hearing
Wellpoint Medicare Advantage (HMO-POS)
- Monthly premium
- $0
- Most you pay in-network (MOOP)
- $9,250
- 2027 Overall star rating
- Plan too new to be measured
- Part B giveback
- None
- Dental
Humana Essentials Plus Giveback (PPO)
- Monthly premium
- $0
- Most you pay in-network (MOOP)
- $9,850
- 2027 Overall star rating
- 4.5 out of 5 stars
- Part B giveback
- $115 a month
- Dental
- Vision
Humana Value Choice (PPO)
- Monthly premium
- $0
- Most you pay in-network (MOOP)
- $9,850
- 2027 Overall star rating
- 4 out of 5 stars
- Part B giveback
- None
- Dental
- Vision
HumanaChoice Giveback H5216-328 (PPO)
- Monthly premium
- $0
- Most you pay in-network (MOOP)
- $9,850
- 2027 Overall star rating
- 4 out of 5 stars
- Part B giveback
- $115 a month
- Dental
- Vision
The Health Plan SecureCare - Option II (HMO)
- Monthly premium
- $13
- Most you pay in-network (MOOP)
- $7,500
- 2027 Overall star rating
- 3.5 out of 5 stars
- Part B giveback
- None
- Dental
- Vision
Peak Advantage Summit (PPO)
- Monthly premium
- $25
- Most you pay in-network (MOOP)
- $6,750
- 2027 Overall star rating
- 5 out of 5 stars
- Part B giveback
- None
- Dental
- Vision
- OTC
- Benefit card
HumanaChoice H5216-425 (PPO)
- Monthly premium
- $29
- Most you pay in-network (MOOP)
- $7,600
- 2027 Overall star rating
- 4 out of 5 stars
- Part B giveback
- None
- Dental
- Vision
HumanaChoice H5216-019 (PPO)
- Monthly premium
- $34
- Most you pay in-network (MOOP)
- $6,800
- 2027 Overall star rating
- 4 out of 5 stars
- Part B giveback
- None
- Dental
- Vision
AARP Medicare Advantage from UHC WV-0004 (PPO)
- Monthly premium
- $51
- Most you pay in-network (MOOP)
- $7,150
- 2027 Overall star rating
- 3 out of 5 stars
- Part B giveback
- None
- Vision
- Hearing
Complete Blue PPO Distinct (PPO)
- Monthly premium
- $60
- Most you pay in-network (MOOP)
- $6,750
- 2027 Overall star rating
- 3.5 out of 5 stars
- Part B giveback
- None
- Dental
- Vision
- Hearing
- OTC
The Health Plan SecureChoice Reliance (PPO)
- Monthly premium
- $67
- Most you pay in-network (MOOP)
- $7,000
- 2027 Overall star rating
- 3 out of 5 stars
- Part B giveback
- None
- Dental
- Vision
HumanaChoice R0110-008 (Regional PPO)
- Monthly premium
- $75
- Most you pay in-network (MOOP)
- $7,150
- 2027 Overall star rating
- 3.5 out of 5 stars
- Part B giveback
- None
- Vision
AARP Medicare Advantage from UHC WV-0001 (PPO)
- Monthly premium
- $85
- Most you pay in-network (MOOP)
- $7,150
- 2027 Overall star rating
- 3 out of 5 stars
- Part B giveback
- None
- Dental
- Vision
- Hearing
- Benefit card
Humana Full Access (PPO)
- Monthly premium
- $121
- Most you pay in-network (MOOP)
- $7,150
- 2027 Overall star rating
- 4 out of 5 stars
- Part B giveback
- None
- Dental
- Vision
Freedom Blue PPO Standard (PPO)
- Monthly premium
- $152
- Most you pay in-network (MOOP)
- $6,500
- 2027 Overall star rating
- 3.5 out of 5 stars
- Part B giveback
- None
- Vision
- Hearing
Every 2027 plan in Nicholas County (53)
| Plan | Company | Plan type | Monthly premium | Most you pay in-network (MOOP) | Star rating | Part B giveback |
|---|---|---|---|---|---|---|
| Wellpoint Dual Advantage (HMO D-SNP) H1212-002-000 | Elevance Health, Inc. | Medicare Advantage with drug coverage, Special Needs Plan (D-SNP) | $0 | $6,440 | Plan too new to be measured | None |
| The Health Plan SecureChoice Optimum (PPO) H8604-014-002 | The Health Plan of West Virginia, Inc. | Medicare Advantage with drug coverage | $0 | $7,000 | 3 out of 5 stars | None |
| AARP Medicare Advantage from UHC WV-0003 (PPO) H8211-006-000 | UnitedHealth Group, Inc. | Medicare Advantage with drug coverage | $0 | $7,150 | 3 out of 5 stars | None |
| Complete Blue PPO Signature (PPO) H5106-030-003 | Highmark Health | Medicare Advantage with drug coverage | $0 | $7,150 | 3.5 out of 5 stars | None |
| Peak Advantage Vista (PPO) H8947-001-001 | West Virginia United Health System, Inc. | Medicare Advantage with drug coverage | $0 | $7,500 | 5 out of 5 stars | None |
| Humana Gold Plus H5619-113 (HMO-POS) H5619-113-000 | Humana Inc. | Medicare Advantage with drug coverage | $0 | $8,100 | 4 out of 5 stars | None |
| AARP Medicare Advantage from UHC WV-6 (HMO-POS) H4604-034-000 | UnitedHealth Group, Inc. | Medicare Advantage with drug coverage | $0 | $8,500 | 4 out of 5 stars | None |
| Wellpoint Medicare Advantage (HMO-POS) H1212-003-000 | Elevance Health, Inc. | Medicare Advantage with drug coverage | $0 | $9,250 | Plan too new to be measured | None |
| Aetna Medicare Full Dual (HMO D-SNP) H1692-005-000 | CVS Health Corporation | Medicare Advantage with drug coverage, Special Needs Plan (D-SNP) | $0 | $9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing. | 3.5 out of 5 stars | None |
| Aetna Medicare Full Dual Extra (HMO D-SNP) H1692-011-000 | CVS Health Corporation | Medicare Advantage with drug coverage, Special Needs Plan (D-SNP) | $0 | $9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing. | 3.5 out of 5 stars | None |
| Aetna Medicare Partial Dual (HMO D-SNP) H1692-010-000 | CVS Health Corporation | Medicare Advantage with drug coverage, Special Needs Plan (D-SNP) | $0 | $9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing. | 3.5 out of 5 stars | None |
| Humana Dual Select H5619-126 (HMO-POS D-SNP) H5619-126-000 | Humana Inc. | Medicare Advantage with drug coverage, Special Needs Plan (D-SNP) | $0 | $9,850 | 4 out of 5 stars | None |
| Humana Essentials Plus Giveback (PPO) H7617-065-000 | Humana Inc. | Medicare Advantage with drug coverage | $0 | $9,850 | 4.5 out of 5 stars | $115 a month |
| Humana Gold Plus SNP-DE H5619-162 (HMO-POS D-SNP) H5619-162-000 | Humana Inc. | Medicare Advantage with drug coverage, Special Needs Plan (D-SNP) | $0 | $9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing. | 4 out of 5 stars | None |
| Humana Gold Plus SNP-DE H5619-179 (HMO-POS D-SNP) H5619-179-000 | Humana Inc. | Medicare Advantage with drug coverage, Special Needs Plan (D-SNP) | $0 | $9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing. | 4 out of 5 stars | None |
| Humana Together in Health (PPO I-SNP) H7617-139-000 | Humana Inc. | Medicare Advantage with drug coverage, Special Needs Plan (I-SNP) | $0 | $9,850 | 4.5 out of 5 stars | None |
| Humana Value Choice (PPO) H5216-327-000 | Humana Inc. | Medicare Advantage with drug coverage | $0 | $9,850 | 4 out of 5 stars | None |
| HumanaChoice Giveback H5216-328 (PPO) H5216-328-000 | Humana Inc. | Medicare Advantage with drug coverage | $0 | $9,850 | 4 out of 5 stars | $115 a month |
| HumanaChoice SNP-DE H5216-220 (PPO D-SNP) H5216-220-000 | Humana Inc. | Medicare Advantage with drug coverage, Special Needs Plan (D-SNP) | $0 | $9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing. | 4 out of 5 stars | None |
| UHC Dual Complete WV-Q1 (PPO D-SNP) H2001-030-000 | UnitedHealth Group, Inc. | Medicare Advantage with drug coverage, Special Needs Plan (D-SNP) | $0 | $9,850 | 4.5 out of 5 stars | None |
| UHC Dual Complete WV-S2 (PPO D-SNP) H2001-082-000 | UnitedHealth Group, Inc. | Medicare Advantage with drug coverage, Special Needs Plan (D-SNP) | $0 | $9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing. | 4.5 out of 5 stars | None |
| Wellpoint Full Dual Advantage (HMO D-SNP) H1212-001-000 | Elevance Health, Inc. | Medicare Advantage with drug coverage, Special Needs Plan (D-SNP) | $0 | $9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing. | Plan too new to be measured | None |
| Wellcare Value Script (PDP) S4802-141-000 | Centene Corporation | Part D drug plan | $5.30 | Not applicable to drug plans | 3 out of 5 stars | Not applicable |
| Wellcare Classic (PDP) S4802-080-000 | Centene Corporation | Part D drug plan | $7.30 | Not applicable to drug plans | 3 out of 5 stars | Not applicable |
| UHC Dual Advantage WV-V1 (PPO D-SNP) H2001-061-000 | UnitedHealth Group, Inc. | Medicare Advantage with drug coverage, Special Needs Plan (D-SNP) | $12.80 | $5,900 | 4.5 out of 5 stars | None |
| The Health Plan SecureCare SNP (HMO D-SNP) H3672-019-000 | The Health Plan of West Virginia, Inc. | Medicare Advantage with drug coverage, Special Needs Plan (D-SNP) | $12.80 | $9,250CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing. | 3.5 out of 5 stars | None |
| CommuniCare Advantage ISNP (HMO I-SNP) H3727-007-000 | SNP Holdings, LLC | Medicare Advantage with drug coverage, Special Needs Plan (I-SNP) | $12.80 | $9,850 | Not enough data available | None |
| Highmark Health Options Duals (HMO D-SNP) H6224-001-000 | Highmark Health | Medicare Advantage with drug coverage, Special Needs Plan (D-SNP) | $12.80 | $9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing. | Plan too new to be measured | None |
| WV Senior Advantage (HMO I-SNP) H9153-001-000 | SNP Holdings, LLC | Medicare Advantage with drug coverage, Special Needs Plan (I-SNP) | $12.80 | $9,850 | 3.5 out of 5 stars | None |
| The Health Plan SecureCare - Option II (HMO) H3672-020-000 | The Health Plan of West Virginia, Inc. | Medicare Advantage with drug coverage | $13 | $7,500 | 3.5 out of 5 stars | None |
| Humana Basic Rx Plan (PDP) S5884-104-000 | Humana Inc. | Part D drug plan | $16.30 | Not applicable to drug plans | 4.5 out of 5 stars | Not applicable |
| Peak Advantage Summit (PPO) H8947-002-001 | West Virginia United Health System, Inc. | Medicare Advantage with drug coverage | $25 | $6,750 | 5 out of 5 stars | None |
| HumanaChoice H5216-425 (PPO) H5216-425-000 | Humana Inc. | Medicare Advantage with drug coverage | $29 | $7,600 | 4 out of 5 stars | None |
| Humana Value Rx Plan (PDP) S5884-185-000 | Humana Inc. | Part D drug plan | $31.70 | Not applicable to drug plans | 4.5 out of 5 stars | Not applicable |
| HumanaChoice H5216-019 (PPO) H5216-019-000 | Humana Inc. | Medicare Advantage with drug coverage | $34 | $6,800 | 4 out of 5 stars | None |
| AARP Medicare Advantage from UHC WV-0004 (PPO) H8211-011-000 | UnitedHealth Group, Inc. | Medicare Advantage with drug coverage | $51 | $7,150 | 3 out of 5 stars | None |
| Complete Blue PPO Distinct (PPO) H5106-029-003 | Highmark Health | Medicare Advantage with drug coverage | $60 | $6,750 | 3.5 out of 5 stars | None |
| The Health Plan SecureChoice Reliance (PPO) H8604-015-000 | The Health Plan of West Virginia, Inc. | Medicare Advantage with drug coverage | $67 | $7,000 | 3 out of 5 stars | None |
| HumanaChoice R0110-008 (Regional PPO) R0110-008-000 | Humana Inc. | Medicare Advantage with drug coverage | $75 | $7,150 | 3.5 out of 5 stars | None |
| AARP Medicare Advantage from UHC WV-0001 (PPO) H8211-001-000 | UnitedHealth Group, Inc. | Medicare Advantage with drug coverage | $85 | $7,150 | 3 out of 5 stars | None |
| HealthSpring Assurance Rx (PDP) S5715-027-000 | Health Care Service Corporation | Part D drug plan | $98.40 | Not applicable to drug plans | 2.5 out of 5 stars | Not applicable |
| Humana Full Access (PPO) H5216-124-000 | Humana Inc. | Medicare Advantage with drug coverage | $121 | $7,150 | 4 out of 5 stars | None |
| AARP Medicare Rx Saver from UHC (PDP) S5921-351-000 | UnitedHealth Group, Inc. | Part D drug plan | $140.60 | Not applicable to drug plans | 3 out of 5 stars | Not applicable |
| Humana Premier Rx Plan (PDP) S5884-152-000 | Humana Inc. | Part D drug plan | $142.80 | Not applicable to drug plans | 4.5 out of 5 stars | Not applicable |
| Freedom Blue PPO Standard (PPO) H5106-034-001 | Highmark Health | Medicare Advantage with drug coverage | $152 | $6,500 | 3.5 out of 5 stars | None |
| AARP Medicare Rx Preferred from UHC (PDP) S5921-388-000 | UnitedHealth Group, Inc. | Part D drug plan | $184.40 | Not applicable to drug plans | 3 out of 5 stars | Not applicable |
| HumanaChoice R0110-007 (Regional PPO) R0110-007-000 | Humana Inc. | Medicare Advantage only | Not listed | $4,750 | 3.5 out of 5 stars | None |
| Freedom Blue PPO Valor (PPO) H5106-038-000 | Highmark Health | Medicare Advantage only | Not listed | $6,000 | 3.5 out of 5 stars | $75 a month |
| Humana USAA Honor Giveback (PPO) H5216-225-000 | Humana Inc. | Medicare Advantage only | Not listed | $6,500 | 4 out of 5 stars | $110 a month |
| The Health Plan SecureCare Integrity Plan 1 (HMO) H3672-021-000 | The Health Plan of West Virginia, Inc. | Medicare Advantage only | Not listed | $7,500 | 3.5 out of 5 stars | $15 a month |
| Humana USAA Honor Giveback (PPO) H5216-442-000 | Humana Inc. | Medicare Advantage only | Not listed | $9,150 | 4 out of 5 stars | $170 a month |
| AARP Medicare Advantage Patriot No Rx WV-MA2 (HMO-POS) H4604-036-000 | UnitedHealth Group, Inc. | Medicare Advantage only | Not listed | $9,300 | 4 out of 5 stars | $170 a month |
| AARP Medicare Advantage Patriot No Rx WV-MA01 (PPO) H8211-005-000 | UnitedHealth Group, Inc. | Medicare Advantage only | Not listed | $9,850 | 3 out of 5 stars | $110 a month |
Data used on this page
- CMS CY2027 Landscape Source File, November 2026 release (202611)
- CMS CY2027 plan benefit files and the Medicare Plan Finder benefit summary file dated October 15, 2026
- 2027 Star Ratings data tables dated October 8, 2026
- Summary of Benefits files collected from plan company websites, October 28 to November 11, 2026
- How we build these pages