2027 Medicare plans in Kern County, CA CY2027
We do not offer every plan available in your area. Currently we represent 11 organizations which offer 45 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. 1-800-MEDICARE (1-800-633-4227) is open 24 hours a day, 7 days a week. TTY users call 1-877-486-2048.
Medicare evaluates plans every year based on a 5-star rating system. Star Ratings shown are 2027 Star Ratings released by CMS on October 8, 2026.
This list shows every plan filed with CMS for this county. It is not a recommendation. Is your 2026 plan ending or changing?
Sorted by premium, then by most you pay in a year.
Medicare Advantage with drugs
Imperial Dynamic Plan (HMO)
- Monthly premium
- $0
- Most you pay in-network (MOOP)
- $295
- 2027 Overall star rating
- 4 out of 5 stars
- Part B giveback
- $15 a month
- Dental
- Vision
- Hearing
- OTC
Summary of Benefits: we do not have this plan's 2027 Summary of Benefits yet. Last checked November 11, 2026.
Champion Ally (HMO)
- Monthly premium
- $0
- Most you pay in-network (MOOP)
- $499
- 2027 Overall star rating
- Not enough data available
- Part B giveback
- None
- Dental
- Vision
- OTC
Aetna Medicare Prime Value Plus (HMO)
- Monthly premium
- $0
- Most you pay in-network (MOOP)
- $599
- 2027 Overall star rating
- 2.5 out of 5 stars
- Part B giveback
- None
Low performing plan icon. The Low Performing Icon means that this plan's contract received a summary rating of 2.5 stars or below in Part C or Part D or both for the last 3 years.
- Dental
- Vision
- Hearing
- OTC
Alignment Health Platinum 057 (HMO)
- Monthly premium
- $0
- Most you pay in-network (MOOP)
- $1,000
- 2027 Overall star rating
- 3.5 out of 5 stars
- Part B giveback
- None
- Dental
- Vision
- OTC
Anthem Prime (HMO-POS)
- Monthly premium
- $0
- Most you pay in-network (MOOP)
- $1,200
- 2027 Overall star rating
- 3 out of 5 stars
- Part B giveback
- None
- Vision
- OTC
AARP Medicare Advantage from UHC CA-0002 (HMO-POS)
- Monthly premium
- $0
- Most you pay in-network (MOOP)
- $2,000
- 2027 Overall star rating
- 3 out of 5 stars
- Part B giveback
- None
- Dental
- Vision
- Hearing
- Benefit card
Aetna Medicare Signature (HMO)
- Monthly premium
- $0
- Most you pay in-network (MOOP)
- $2,000
- 2027 Overall star rating
- 2.5 out of 5 stars
- Part B giveback
- None
Low performing plan icon. The Low Performing Icon means that this plan's contract received a summary rating of 2.5 stars or below in Part C or Part D or both for the last 3 years.
- Vision
- Hearing
Aetna Medicare Signature Extra (HMO)
- Monthly premium
- $0
- Most you pay in-network (MOOP)
- $2,000
- 2027 Overall star rating
- 3 out of 5 stars
- Part B giveback
- None
- Vision
- Hearing
Humana Gold Plus H5619-116 (HMO)
- Monthly premium
- $0
- Most you pay in-network (MOOP)
- $2,100
- 2027 Overall star rating
- 4 out of 5 stars
- Part B giveback
- None
- Dental
- Vision
- Benefit card
Blue Shield 65 Plus (HMO)
- Monthly premium
- $0
- Most you pay in-network (MOOP)
- $2,750
- 2027 Overall star rating
- 4 out of 5 stars
- Part B giveback
- None
- Vision
- OTC
Anthem Medicare Advantage (HMO-POS)
- Monthly premium
- $0
- Most you pay in-network (MOOP)
- $2,800
- 2027 Overall star rating
- 3.5 out of 5 stars
- Part B giveback
- None
- Dental
- Vision
- Hearing
- OTC
Humana Gold Plus H5619-191 (HMO)
- Monthly premium
- $0
- Most you pay in-network (MOOP)
- $3,200
- 2027 Overall star rating
- 4 out of 5 stars
- Part B giveback
- None
- Dental
- Vision
- Benefit card
Kaiser Permanente Senior Advantage Basic Kern (HMO)
- Monthly premium
- $0
- Most you pay in-network (MOOP)
- $3,900
- 2027 Overall star rating
- 4.5 out of 5 stars
- Part B giveback
- None
- OTC
Humana Gold Plus Giveback H5619-150 (HMO)
- Monthly premium
- $0
- Most you pay in-network (MOOP)
- $5,000
- 2027 Overall star rating
- 4 out of 5 stars
- Part B giveback
- $42 a month
- Dental
- Vision
Alignment Health Honor Plus 060 (HMO)
- Monthly premium
- $7.30
- Most you pay in-network (MOOP)
- $9,850
- 2027 Overall star rating
- 3.5 out of 5 stars
- Part B giveback
- None
- Dental
- Vision
- OTC
Aetna Medicare Signature Legacy (HMO)
- Monthly premium
- $10
- Most you pay in-network (MOOP)
- $2,000
- 2027 Overall star rating
- 3 out of 5 stars
- Part B giveback
- None
- Vision
- Hearing
Kaiser Permanente Senior Advantage Enhanced Kern (HMO)
- Monthly premium
- $29
- Most you pay in-network (MOOP)
- $1,900
- 2027 Overall star rating
- 4.5 out of 5 stars
- Part B giveback
- None
- Vision
- Hearing
- OTC
Alignment Health My Choice 061 (HMO)
- Monthly premium
- $40
- Most you pay in-network (MOOP)
- $4,900
- 2027 Overall star rating
- 3.5 out of 5 stars
- Part B giveback
- None
- Dental
- Vision
- OTC
Every 2027 plan in Kern County (52)
| Plan | Company | Plan type | Monthly premium | Most you pay in-network (MOOP) | Star rating | Part B giveback |
|---|---|---|---|---|---|---|
| Imperial Dynamic Plan (HMO) H5496-012-000 | Imperial Health Plan of California | Medicare Advantage with drug coverage | $0 | $295 | 4 out of 5 stars | $15 a month |
| Imperial Senior Value (HMO C-SNP) H5496-005-000 | Imperial Health Plan of California | Medicare Advantage with drug coverage, Special Needs Plan (C-SNP) | $0 | $295 | 4 out of 5 stars | $12 a month |
| Champion Ally (HMO) H6170-007-000 | Champion Health Plans-USA, LLC. | Medicare Advantage with drug coverage | $0 | $499 | Not enough data available | None |
| Champion Care (HMO C-SNP) H6170-008-000 | Champion Health Plans-USA, LLC. | Medicare Advantage with drug coverage, Special Needs Plan (C-SNP) | $0 | $499 | Not enough data available | None |
| Aetna Medicare Prime Value Plus (HMO) H4982-022-000 | CVS Health Corporation | Medicare Advantage with drug coverage | $0 | $599 | 2.5 out of 5 stars | None |
| Champion Advantage (HMO-POS C-SNP) H6170-001-000 | Champion Health Plans-USA, LLC. | Medicare Advantage with drug coverage, Special Needs Plan (C-SNP) | $0 | $999 | Not enough data available | None |
| Champion Compass (HMO C-SNP) H6170-015-000 | Champion Health Plans-USA, LLC. | Medicare Advantage with drug coverage, Special Needs Plan (C-SNP) | $0 | $999 | Not enough data available | None |
| Alignment Health Platinum 057 (HMO) H3815-057-000 | Alignment Healthcare USA, LLC | Medicare Advantage with drug coverage | $0 | $1,000 | 3.5 out of 5 stars | None |
| Wellcare Specialty Simple (HMO C-SNP) H0562-092-000 | Centene Corporation | Medicare Advantage with drug coverage, Special Needs Plan (C-SNP) | $0 | $1,000 | 3.5 out of 5 stars | None |
| Anthem Prime (HMO-POS) H4161-005-000 | Elevance Health, Inc. | Medicare Advantage with drug coverage | $0 | $1,200 | 3 out of 5 stars | None |
| Alignment Health Heart & Diabetes 048 (HMO C-SNP) H3815-048-000 | Alignment Healthcare USA, LLC | Medicare Advantage with drug coverage, Special Needs Plan (C-SNP) | $0 | $1,990 | 3.5 out of 5 stars | None |
| AARP Medicare Advantage from UHC CA-0002 (HMO-POS) H0543-019-000 | UnitedHealth Group, Inc. | Medicare Advantage with drug coverage | $0 | $2,000 | 3 out of 5 stars | None |
| Aetna Medicare Signature (HMO) H4982-003-000 | CVS Health Corporation | Medicare Advantage with drug coverage | $0 | $2,000 | 2.5 out of 5 stars | None |
| Aetna Medicare Signature Extra (HMO) H0523-091-000 | CVS Health Corporation | Medicare Advantage with drug coverage | $0 | $2,000 | 3 out of 5 stars | None |
| UHC Complete Care CA-27P (HMO-POS C-SNP) H0543-226-000 | UnitedHealth Group, Inc. | Medicare Advantage with drug coverage, Special Needs Plan (C-SNP) | $0 | $2,000 | 3 out of 5 stars | None |
| Humana Gold Plus H5619-116 (HMO) H5619-116-000 | Humana Inc. | Medicare Advantage with drug coverage | $0 | $2,100 | 4 out of 5 stars | None |
| Blue Shield 65 Plus (HMO) H0504-038-000 | California Physicians' Service | Medicare Advantage with drug coverage | $0 | $2,750 | 4 out of 5 stars | None |
| Anthem Medicare Advantage (HMO-POS) H0544-062-000 | Elevance Health, Inc. | Medicare Advantage with drug coverage | $0 | $2,800 | 3.5 out of 5 stars | None |
| Humana Gold Plus H5619-191 (HMO) H5619-191-001 | Humana Inc. | Medicare Advantage with drug coverage | $0 | $3,200 | 4 out of 5 stars | None |
| Kaiser Permanente Senior Advantage Basic Kern (HMO) H0524-036-000 | Kaiser Foundation Health Plan, Inc. | Medicare Advantage with drug coverage | $0 | $3,900 | 4.5 out of 5 stars | None |
| Humana Gold Plus Giveback H5619-150 (HMO) H5619-150-000 | Humana Inc. | Medicare Advantage with drug coverage | $0 | $5,000 | 4 out of 5 stars | $42 a month |
| Anthem Full Dual Advantage Aligned (HMO D-SNP) H4471-010-002 | Elevance Health, Inc. | Medicare Advantage with drug coverage, Special Needs Plan (D-SNP) | $0 | $9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing. | 3 out of 5 stars | None |
| Anthem Kidney Care (PPO C-SNP) H4909-030-000 | Elevance Health, Inc. | Medicare Advantage with drug coverage, Special Needs Plan (C-SNP) | $0 | $9,850 | 3 out of 5 stars | None |
| Champion Connect (HMO-POS C-SNP) H6170-002-000 | Champion Health Plans-USA, LLC. | Medicare Advantage with drug coverage, Special Needs Plan (C-SNP) | $0 | $9,850 | Not enough data available | None |
| Champion Home (HMO C-SNP) H6170-016-000 | Champion Health Plans-USA, LLC. | Medicare Advantage with drug coverage, Special Needs Plan (C-SNP) | $0 | $9,850 | Not enough data available | None |
| Champion Secure (HMO C-SNP) H6170-017-000 | Champion Health Plans-USA, LLC. | Medicare Advantage with drug coverage, Special Needs Plan (C-SNP) | $0 | $9,850 | Not enough data available | None |
| Humana Gold Plus SNP-DE H5619-038 (HMO D-SNP) H5619-038-000 | Humana Inc. | Medicare Advantage with drug coverage, Special Needs Plan (D-SNP) | $0 | $9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing. | 4 out of 5 stars | None |
| Kaiser Permanente Dual Complete South P7 (HMO D-SNP) H8794-007-000 | Kaiser Foundation Health Plan, Inc. | Medicare Advantage with drug coverage, Special Needs Plan (D-SNP) | $0 | $9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing. | 4.5 out of 5 stars | None |
| UHC Complete Care Support CA-4AP (HMO C-SNP) H0543-242-000 | UnitedHealth Group, Inc. | Medicare Advantage with drug coverage, Special Needs Plan (C-SNP) | $0 | $9,850 | 3 out of 5 stars | None |
| Wellcare Health Net Dual Liberty (HMO D-SNP) H3561-009-000 | Centene Corporation | Medicare Advantage with drug coverage, Special Needs Plan (D-SNP) | $0 | $9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing. | 3.5 out of 5 stars | None |
| Champion Choice (HMO C-SNP) H6170-009-000 | Champion Health Plans-USA, LLC. | Medicare Advantage with drug coverage, Special Needs Plan (C-SNP) | $2.60 | $9,850 | Not enough data available | None |
| Imperial Flex (HMO C-SNP) H5496-017-000 | Imperial Health Plan of California | Medicare Advantage with drug coverage, Special Needs Plan (C-SNP) | $2.70 | $9,850 | 4 out of 5 stars | None |
| Wellcare Value Script (PDP) S4802-163-000 | Centene Corporation | Part D drug plan | $5.30 | Not applicable to drug plans | 3 out of 5 stars | Not applicable |
| Alignment Health Heart & Diabetes Plus 039 (HMO C-SNP) H3815-039-000 | Alignment Healthcare USA, LLC | Medicare Advantage with drug coverage, Special Needs Plan (C-SNP) | $7.30 | $9,850 | 3.5 out of 5 stars | None |
| Alignment Health Honor Plus 060 (HMO) H3815-060-000 | Alignment Healthcare USA, LLC | Medicare Advantage with drug coverage | $7.30 | $9,850 | 3.5 out of 5 stars | None |
| Champion Plus (HMO C-SNP) H6170-010-000 | Champion Health Plans-USA, LLC. | Medicare Advantage with drug coverage, Special Needs Plan (C-SNP) | $7.30 | $9,850 | Not enough data available | None |
| Kern Family Health Care Medicare (HMO D-SNP) H4057-001-000 | Kern Health Systems (KHS) | Medicare Advantage with drug coverage, Special Needs Plan (D-SNP) | $7.30 | $9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing. | Plan too new to be measured | None |
| Wellcare Classic (PDP) S4802-094-000 | Centene Corporation | Part D drug plan | $7.30 | Not applicable to drug plans | 3 out of 5 stars | Not applicable |
| HealthSpring Assurance Rx (PDP) S5715-049-000 | Health Care Service Corporation | Part D drug plan | $9.30 | Not applicable to drug plans | 2.5 out of 5 stars | Not applicable |
| Aetna Medicare Signature Legacy (HMO) H0523-022-000 | CVS Health Corporation | Medicare Advantage with drug coverage | $10 | $2,000 | 3 out of 5 stars | None |
| Kaiser Permanente Senior Advantage Enhanced Kern (HMO) H0524-035-000 | Kaiser Foundation Health Plan, Inc. | Medicare Advantage with drug coverage | $29 | $1,900 | 4.5 out of 5 stars | None |
| Alignment Health My Choice 061 (HMO) H3815-061-000 | Alignment Healthcare USA, LLC | Medicare Advantage with drug coverage | $40 | $4,900 | 3.5 out of 5 stars | None |
| Humana Basic Rx Plan (PDP) S5884-114-000 | Humana Inc. | Part D drug plan | $118.30 | Not applicable to drug plans | 4.5 out of 5 stars | Not applicable |
| Humana Value Rx Plan (PDP) S5884-211-000 | Humana Inc. | Part D drug plan | $130.30 | Not applicable to drug plans | 4.5 out of 5 stars | Not applicable |
| AARP Medicare Rx Saver from UHC (PDP) S5921-376-000 | UnitedHealth Group, Inc. | Part D drug plan | $170.80 | Not applicable to drug plans | 3 out of 5 stars | Not applicable |
| Humana Premier Rx Plan (PDP) S5884-178-000 | Humana Inc. | Part D drug plan | $191.20 | Not applicable to drug plans | 4.5 out of 5 stars | Not applicable |
| Blue Shield Rx Plus (PDP) S2468-003-000 | California Physicians' Service | Part D drug plan | $210 | Not applicable to drug plans | 2.5 out of 5 stars | Not applicable |
| AARP Medicare Rx Preferred from UHC (PDP) S5921-413-000 | UnitedHealth Group, Inc. | Part D drug plan | $242.60 | Not applicable to drug plans | 3 out of 5 stars | Not applicable |
| Blue Shield Rx Enhanced (PDP) S2468-004-000 | California Physicians' Service | Part D drug plan | $252.60 | Not applicable to drug plans | 2.5 out of 5 stars | Not applicable |
| Imperial Courage Plan (HMO) H5496-016-000 | Imperial Health Plan of California | Medicare Advantage only | Not listed | $2,999 | 3.5 out of 5 stars | $85 a month |
| Humana USAA Honor Giveback (HMO) H5619-121-000 | Humana Inc. | Medicare Advantage only | Not listed | $5,250 | 4 out of 5 stars | $45 a month |
| AARP Medicare Advantage Patriot No Rx CA-MA1P (HMO-POS) H0543-121-000 | UnitedHealth Group, Inc. | Medicare Advantage only | Not listed | $5,900 | 3.5 out of 5 stars | $25 a month |
Data used on this page
- CMS CY2027 Landscape Source File, November 2026 release (202611)
- CMS CY2027 plan benefit files and the Medicare Plan Finder benefit summary file dated October 15, 2026
- 2027 Star Ratings data tables dated October 8, 2026
- Summary of Benefits files collected from plan company websites, October 28 to November 11, 2026
- How we build these pages