Imperial Courage Plan (HMO) CY2027
Offered by Imperial Health Plan of California (company name as listed by CMS) · Plan ID H5496-016-000 · Medicare Advantage only
Available in 2027 in: 51 counties in California. See full service area
2027 Part C Star Rating: 3.5 out of 5 stars What star ratings mean
We do not offer every plan available in your area. Currently we represent 11 organizations which offer 45 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. 1-800-MEDICARE (1-800-633-4227) is open 24 hours a day, 7 days a week. TTY users call 1-877-486-2048.
Medicare evaluates plans every year based on a 5-star rating system. Star Ratings shown are 2027 Star Ratings released by CMS on October 8, 2026.
This plan's 2027 documents
Key numbers from CMS files
- Monthly plan premium
- Not listed
- Most you pay in-network in a year (MOOP)
- $2,999
- Drug deductible
- No drug coverage
- Part B giveback
- $85 a month
- Extra benefits listed
- None listed
These numbers come from CMS files. For what each benefit covers and costs, read the Summary of Benefits above. We do not write our own descriptions of plan benefits.
Compared with 2026
Compared with Imperial Courage Plan (HMO) (H5496-016-0), the 2026 plan.
| Item | 2026 | 2027 |
|---|---|---|
| Monthly premium | Not applicable | Not applicable |
| Most you pay in-network (MOOP) | $2,999 | $2,999 |
| Drug deductible | Not applicable | Not applicable |
| Overall star rating | 3.5 out of 5 | 4 out of 5 |
Service area
California (51)
Alameda County, Amador County, Butte County, Contra Costa County, Del Norte County, El Dorado County, Fresno County, Glenn County, Humboldt County, Imperial County, Inyo County, Kern County, Kings County, Los Angeles County, Madera County, Marin County, Mariposa County, Mendocino County, Merced County, Modoc County, Mono County, Monterey County, Napa County, Nevada County, Orange County, Placer County, Plumas County, Riverside County, Sacramento County, San Benito County, San Bernardino County, San Diego County, San Francisco County, San Joaquin County, San Luis Obispo County, San Mateo County, Santa Barbara County, Santa Clara County, Santa Cruz County, Shasta County, Siskiyou County, Solano County, Sonoma County, Stanislaus County, Sutter County, Tehama County, Tulare County, Tuolumne County, Ventura County, Yolo County, Yuba County
Data used on this page
- CMS CY2027 Landscape Source File, November 2026 release (202611)
- CMS CY2027 plan benefit files and the Medicare Plan Finder benefit summary file dated October 15, 2026
- 2027 Star Ratings data tables dated October 8, 2026
- Summary of Benefits files collected from plan company websites, October 28 to November 11, 2026
- How we build these pages