2027 Medicare plans in Merced County, CA CY2027
We do not offer every plan available in your area. Currently we represent 11 organizations which offer 45 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. 1-800-MEDICARE (1-800-633-4227) is open 24 hours a day, 7 days a week. TTY users call 1-877-486-2048.
Medicare evaluates plans every year based on a 5-star rating system. Star Ratings shown are 2027 Star Ratings released by CMS on October 8, 2026.
This list shows every plan filed with CMS for this county. It is not a recommendation. Is your 2026 plan ending or changing?
Sorted by premium, then by most you pay in a year.
Medicare Advantage with drugs
Imperial Dynamic Plan (HMO)
- Monthly premium
- $0
- Most you pay in-network (MOOP)
- $295
- 2027 Overall star rating
- 4 out of 5 stars
- Part B giveback
- $15 a month
- Dental
- Vision
- Hearing
- OTC
Summary of Benefits: we do not have this plan's 2027 Summary of Benefits yet. Last checked November 11, 2026.
Alignment Health ONE + Walgreens 035 (HMO)
- Monthly premium
- $0
- Most you pay in-network (MOOP)
- $1,300
- 2027 Overall star rating
- 3.5 out of 5 stars
- Part B giveback
- None
- Vision
- OTC
Alignment Health My Choice 050 (HMO)
- Monthly premium
- $0
- Most you pay in-network (MOOP)
- $3,499
- 2027 Overall star rating
- 3.5 out of 5 stars
- Part B giveback
- None
- Dental
- Vision
- OTC
Alignment Health Smart 040 (HMO)
- Monthly premium
- $0
- Most you pay in-network (MOOP)
- $3,999
- 2027 Overall star rating
- 3.5 out of 5 stars
- Part B giveback
- $108 a month
- Vision
Alignment Health Honor Plus 060 (HMO)
- Monthly premium
- $7.30
- Most you pay in-network (MOOP)
- $9,850
- 2027 Overall star rating
- 3.5 out of 5 stars
- Part B giveback
- None
- Dental
- Vision
- OTC
Blue Shield Inspire (HMO)
- Monthly premium
- $61
- Most you pay in-network (MOOP)
- $5,100
- 2027 Overall star rating
- 4 out of 5 stars
- Part B giveback
- None
- Vision
- OTC
AARP Medicare Advantage from UHC CA-0010 (HMO-POS)
- Monthly premium
- $99
- Most you pay in-network (MOOP)
- $7,150
- 2027 Overall star rating
- 3 out of 5 stars
- Part B giveback
- None
- Vision
- Hearing
- Benefit card
Every 2027 plan in Merced County (28)
| Plan | Company | Plan type | Monthly premium | Most you pay in-network (MOOP) | Star rating | Part B giveback |
|---|---|---|---|---|---|---|
| Imperial Dynamic Plan (HMO) H5496-012-000 | Imperial Health Plan of California | Medicare Advantage with drug coverage | $0 | $295 | 4 out of 5 stars | $15 a month |
| Imperial Senior Value (HMO C-SNP) H5496-005-000 | Imperial Health Plan of California | Medicare Advantage with drug coverage, Special Needs Plan (C-SNP) | $0 | $295 | 4 out of 5 stars | $12 a month |
| Alignment Health ONE + Walgreens 035 (HMO) H3815-035-000 | Alignment Healthcare USA, LLC | Medicare Advantage with drug coverage | $0 | $1,300 | 3.5 out of 5 stars | None |
| Alignment Health Heart & Diabetes 010 (HMO C-SNP) H3815-010-000 | Alignment Healthcare USA, LLC | Medicare Advantage with drug coverage, Special Needs Plan (C-SNP) | $0 | $1,900 | 3.5 out of 5 stars | None |
| Alignment Health Heart & Diabetes 048 (HMO C-SNP) H3815-048-000 | Alignment Healthcare USA, LLC | Medicare Advantage with drug coverage, Special Needs Plan (C-SNP) | $0 | $1,990 | 3.5 out of 5 stars | None |
| Alignment Health My Choice 050 (HMO) H3815-050-000 | Alignment Healthcare USA, LLC | Medicare Advantage with drug coverage | $0 | $3,499 | 3.5 out of 5 stars | None |
| Alignment Health Smart 040 (HMO) H3815-040-000 | Alignment Healthcare USA, LLC | Medicare Advantage with drug coverage | $0 | $3,999 | 3.5 out of 5 stars | $108 a month |
| Alignment Health BreathEasy Plus 041 (HMO C-SNP) H3815-041-000 | Alignment Healthcare USA, LLC | Medicare Advantage with drug coverage, Special Needs Plan (C-SNP) | $0 | $9,850 | 3.5 out of 5 stars | $1 a month |
| Anthem Kidney Care (PPO C-SNP) H4909-030-000 | Elevance Health, Inc. | Medicare Advantage with drug coverage, Special Needs Plan (C-SNP) | $0 | $9,850 | 3 out of 5 stars | None |
| Alignment Health Heart & Diabetes 051 (HMO C-SNP) H3815-051-000 | Alignment Healthcare USA, LLC | Medicare Advantage with drug coverage, Special Needs Plan (C-SNP) | $0.10 | $9,850 | 3.5 out of 5 stars | None |
| Imperial Flex (HMO C-SNP) H5496-017-000 | Imperial Health Plan of California | Medicare Advantage with drug coverage, Special Needs Plan (C-SNP) | $2.70 | $9,850 | 4 out of 5 stars | None |
| Wellcare Value Script (PDP) S4802-163-000 | Centene Corporation | Part D drug plan | $5.30 | Not applicable to drug plans | 3 out of 5 stars | Not applicable |
| Alignment Health Clarity Plus 042 (HMO C-SNP) H3815-042-000 | Alignment Healthcare USA, LLC | Medicare Advantage with drug coverage, Special Needs Plan (C-SNP) | $7.30 | $9,850 | 3.5 out of 5 stars | $1 a month |
| Alignment Health Heart & Diabetes Plus 039 (HMO C-SNP) H3815-039-000 | Alignment Healthcare USA, LLC | Medicare Advantage with drug coverage, Special Needs Plan (C-SNP) | $7.30 | $9,850 | 3.5 out of 5 stars | None |
| Alignment Health Honor Plus 060 (HMO) H3815-060-000 | Alignment Healthcare USA, LLC | Medicare Advantage with drug coverage | $7.30 | $9,850 | 3.5 out of 5 stars | None |
| TotalCare (HMO D-SNP) H5692-001-000 | SANTA CRUZ MONTEREY MERCED SAN BENITO MARIPOSA MAN | Medicare Advantage with drug coverage, Special Needs Plan (D-SNP) | $7.30 | $9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing. | Plan too new to be measured | None |
| Wellcare Classic (PDP) S4802-094-000 | Centene Corporation | Part D drug plan | $7.30 | Not applicable to drug plans | 3 out of 5 stars | Not applicable |
| HealthSpring Assurance Rx (PDP) S5715-049-000 | Health Care Service Corporation | Part D drug plan | $9.30 | Not applicable to drug plans | 2.5 out of 5 stars | Not applicable |
| Blue Shield Inspire (HMO) H0504-047-000 | California Physicians' Service | Medicare Advantage with drug coverage | $61 | $5,100 | 4 out of 5 stars | None |
| AARP Medicare Advantage from UHC CA-0010 (HMO-POS) H0543-140-000 | UnitedHealth Group, Inc. | Medicare Advantage with drug coverage | $99 | $7,150 | 3 out of 5 stars | None |
| Humana Basic Rx Plan (PDP) S5884-114-000 | Humana Inc. | Part D drug plan | $118.30 | Not applicable to drug plans | 4.5 out of 5 stars | Not applicable |
| Humana Value Rx Plan (PDP) S5884-211-000 | Humana Inc. | Part D drug plan | $130.30 | Not applicable to drug plans | 4.5 out of 5 stars | Not applicable |
| AARP Medicare Rx Saver from UHC (PDP) S5921-376-000 | UnitedHealth Group, Inc. | Part D drug plan | $170.80 | Not applicable to drug plans | 3 out of 5 stars | Not applicable |
| Humana Premier Rx Plan (PDP) S5884-178-000 | Humana Inc. | Part D drug plan | $191.20 | Not applicable to drug plans | 4.5 out of 5 stars | Not applicable |
| Blue Shield Rx Plus (PDP) S2468-003-000 | California Physicians' Service | Part D drug plan | $210 | Not applicable to drug plans | 2.5 out of 5 stars | Not applicable |
| AARP Medicare Rx Preferred from UHC (PDP) S5921-413-000 | UnitedHealth Group, Inc. | Part D drug plan | $242.60 | Not applicable to drug plans | 3 out of 5 stars | Not applicable |
| Blue Shield Rx Enhanced (PDP) S2468-004-000 | California Physicians' Service | Part D drug plan | $252.60 | Not applicable to drug plans | 2.5 out of 5 stars | Not applicable |
| Imperial Courage Plan (HMO) H5496-016-000 | Imperial Health Plan of California | Medicare Advantage only | Not listed | $2,999 | 3.5 out of 5 stars | $85 a month |
Data used on this page
- CMS CY2027 Landscape Source File, November 2026 release (202611)
- CMS CY2027 plan benefit files and the Medicare Plan Finder benefit summary file dated October 15, 2026
- 2027 Star Ratings data tables dated October 8, 2026
- Summary of Benefits files collected from plan company websites, October 28 to November 11, 2026
- How we build these pages