2027 Medicare plans in Des Moines County, IA CY2027
We do not offer every plan available in your area. Currently we represent 11 organizations which offer 45 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. 1-800-MEDICARE (1-800-633-4227) is open 24 hours a day, 7 days a week. TTY users call 1-877-486-2048.
Medicare evaluates plans every year based on a 5-star rating system. Star Ratings shown are 2027 Star Ratings released by CMS on October 8, 2026.
This list shows every plan filed with CMS for this county. It is not a recommendation. Is your 2026 plan ending or changing?
Sorted by premium, then by most you pay in a year.
Medicare Advantage with drugs
Humana Gold Plus H0028-053 (HMO)
- Monthly premium
- $0
- Most you pay in-network (MOOP)
- $4,200
- 2027 Overall star rating
- 4.5 out of 5 stars
- Part B giveback
- None
- Dental
- Vision
- Benefit card
Wellcare Simple (HMO-POS)
- Monthly premium
- $0
- Most you pay in-network (MOOP)
- $4,400
- 2027 Overall star rating
- 2.5 out of 5 stars
- Part B giveback
- None
- Dental
- Vision
HumanaChoice Giveback H5216-340 (PPO)
- Monthly premium
- $0
- Most you pay in-network (MOOP)
- $5,000
- 2027 Overall star rating
- 4 out of 5 stars
- Part B giveback
- $63 a month
- Dental
- Vision
- Benefit card
AARP Medicare Advantage from UHC IA-0003 (PPO)
- Monthly premium
- $45
- Most you pay in-network (MOOP)
- $7,150
- 2027 Overall star rating
- 4 out of 5 stars
- Part B giveback
- None
- Hearing
AARP Medicare Advantage from UHC IA-0002 (HMO-POS)
- Monthly premium
- $49
- Most you pay in-network (MOOP)
- $5,900
- 2027 Overall star rating
- 4 out of 5 stars
- Part B giveback
- None
- Dental
- Vision
- Hearing
- Benefit card
HumanaChoice H5216-014 (PPO)
- Monthly premium
- $51
- Most you pay in-network (MOOP)
- $7,500
- 2027 Overall star rating
- 4 out of 5 stars
- Part B giveback
- None
- Dental
- Vision
- Benefit card
Every 2027 plan in Des Moines County (30)
| Plan | Company | Plan type | Monthly premium | Most you pay in-network (MOOP) | Star rating | Part B giveback |
|---|---|---|---|---|---|---|
| Humana Gold Plus H0028-053 (HMO) H0028-053-001 | Humana Inc. | Medicare Advantage with drug coverage | $0 | $4,200 | 4.5 out of 5 stars | None |
| Wellcare Simple (HMO-POS) H1862-005-000 | Centene Corporation | Medicare Advantage with drug coverage | $0 | $4,400 | 2.5 out of 5 stars | None |
| HumanaChoice Giveback H5216-340 (PPO) H5216-340-000 | Humana Inc. | Medicare Advantage with drug coverage | $0 | $5,000 | 4 out of 5 stars | $63 a month |
| Wellcare Iowa Total Care Dual Reserve (HMO-POS D-SNP) H1862-006-000 | Centene Corporation | Medicare Advantage with drug coverage, Special Needs Plan (D-SNP) | $0 | $7,100 | 2.5 out of 5 stars | None |
| Humana Together in Health (PPO I-SNP) H7617-118-000 | Humana Inc. | Medicare Advantage with drug coverage, Special Needs Plan (I-SNP) | $0 | $9,850 | 4.5 out of 5 stars | None |
| HumanaChoice SNP-DE H5216-268 (PPO D-SNP) H5216-268-000 | Humana Inc. | Medicare Advantage with drug coverage, Special Needs Plan (D-SNP) | $0 | $9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing. | 4 out of 5 stars | None |
| UHC Complete Care Support IA-1A (HMO C-SNP) H5253-239-000 | UnitedHealth Group, Inc. | Medicare Advantage with drug coverage, Special Needs Plan (C-SNP) | $0 | $9,850 | 4 out of 5 stars | None |
| Wellcare Iowa Total Care Dual Liberty Sync (HMO-POS D-SNP) H1862-003-000 | Centene Corporation | Medicare Advantage with drug coverage, Special Needs Plan (D-SNP) | $0 | $9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing. | 2.5 out of 5 stars | None |
| Molina Medicare Complete Care (HMO D-SNP) H4367-002-000 | Molina Healthcare, Inc. | Medicare Advantage with drug coverage, Special Needs Plan (D-SNP) | $0.60 | $9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing. | Plan too new to be measured | None |
| Wellcare Value Script (PDP) S4802-158-000 | Centene Corporation | Part D drug plan | $5.30 | Not applicable to drug plans | 3 out of 5 stars | Not applicable |
| AARP Medicare Rx Saver from UHC (PDP) S5921-370-000 | UnitedHealth Group, Inc. | Part D drug plan | $10.30 | Not applicable to drug plans | 3 out of 5 stars | Not applicable |
| Wellpoint Full Dual Advantage (HMO-POS D-SNP) H0907-003-000 | Elevance Health, Inc. | Medicare Advantage with drug coverage, Special Needs Plan (D-SNP) | $12 | $9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing. | 3.5 out of 5 stars | None |
| Wellcare Classic (PDP) S4802-089-000 | Centene Corporation | Part D drug plan | $16.30 | Not applicable to drug plans | 3 out of 5 stars | Not applicable |
| Humana Basic Rx Plan (PDP) S5884-145-000 | Humana Inc. | Part D drug plan | $18.30 | Not applicable to drug plans | 4.5 out of 5 stars | Not applicable |
| Iowa Health Advantage (HMO I-SNP) H6765-001-000 | Mitchell Family Office | Medicare Advantage with drug coverage, Special Needs Plan (I-SNP) | $24.60 | $9,850 | 4.5 out of 5 stars | None |
| Iowa Health Advantage Choice (HMO I-SNP) H6765-002-000 | Mitchell Family Office | Medicare Advantage with drug coverage, Special Needs Plan (I-SNP) | $24.60 | $9,850 | 4.5 out of 5 stars | None |
| UHC Dual Complete IA-S001 (HMO-POS D-SNP) H0169-001-000 | UnitedHealth Group, Inc. | Medicare Advantage with drug coverage, Special Needs Plan (D-SNP) | $24.60 | $9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing. | 3.5 out of 5 stars | None |
| Wellcare Iowa Total Care Dual Access (HMO-POS D-SNP) H1862-004-000 | Centene Corporation | Medicare Advantage with drug coverage, Special Needs Plan (D-SNP) | $24.60 | $9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing. | 2.5 out of 5 stars | None |
| UHC Complete Care IA-5 (HMO-POS C-SNP) H5253-243-002 | UnitedHealth Group, Inc. | Medicare Advantage with drug coverage, Special Needs Plan (C-SNP) | $28 | $7,150 | 4 out of 5 stars | None |
| Humana Value Rx Plan (PDP) S5884-204-000 | Humana Inc. | Part D drug plan | $33.30 | Not applicable to drug plans | 4.5 out of 5 stars | Not applicable |
| AARP Medicare Advantage from UHC IA-0003 (PPO) H8768-017-002 | UnitedHealth Group, Inc. | Medicare Advantage with drug coverage | $45 | $7,150 | 4 out of 5 stars | None |
| AARP Medicare Advantage from UHC IA-0002 (HMO-POS) H5253-108-001 | UnitedHealth Group, Inc. | Medicare Advantage with drug coverage | $49 | $5,900 | 4 out of 5 stars | None |
| HumanaChoice H5216-014 (PPO) H5216-014-000 | Humana Inc. | Medicare Advantage with drug coverage | $51 | $7,500 | 4 out of 5 stars | None |
| HealthSpring Assurance Rx (PDP) S5715-043-000 | Health Care Service Corporation | Part D drug plan | $117.10 | Not applicable to drug plans | 2.5 out of 5 stars | Not applicable |
| Humana Premier Rx Plan (PDP) S5884-171-000 | Humana Inc. | Part D drug plan | $123 | Not applicable to drug plans | 4.5 out of 5 stars | Not applicable |
| MedicareBlue Rx Standard (PDP) S5743-001-000 | BCBS MN, MT, NE, ND, WY, Wellmark IA and SD | Part D drug plan | $179.10 | Not applicable to drug plans | 3 out of 5 stars | Not applicable |
| AARP Medicare Rx Preferred from UHC (PDP) S5921-406-000 | UnitedHealth Group, Inc. | Part D drug plan | $222.90 | Not applicable to drug plans | 3 out of 5 stars | Not applicable |
| Humana USAA Honor Giveback (PPO) H5216-278-001 | Humana Inc. | Medicare Advantage only | Not listed | $4,700 | 4 out of 5 stars | $150 a month |
| AARP Medicare Advantage Patriot No Rx IA-MA01 (PPO) H8768-018-000 | UnitedHealth Group, Inc. | Medicare Advantage only | Not listed | $9,850 | 3.5 out of 5 stars | $160 a month |
| AARP Medicare Advantage Patriot No Rx IA-MA2 (HMO-POS) H5253-241-000 | UnitedHealth Group, Inc. | Medicare Advantage only | Not listed | $9,850 | 3.5 out of 5 stars | $170 a month |
Data used on this page
- CMS CY2027 Landscape Source File, November 2026 release (202611)
- CMS CY2027 plan benefit files and the Medicare Plan Finder benefit summary file dated October 15, 2026
- 2027 Star Ratings data tables dated October 8, 2026
- Summary of Benefits files collected from plan company websites, October 28 to November 11, 2026
- How we build these pages