2027 Medicare plans in Westchester County, NY CY2027

We do not offer every plan available in your area. Currently we represent 11 organizations which offer 45 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. 1-800-MEDICARE (1-800-633-4227) is open 24 hours a day, 7 days a week. TTY users call 1-877-486-2048.

Medicare evaluates plans every year based on a 5-star rating system. Star Ratings shown are 2027 Star Ratings released by CMS on October 8, 2026.

This list shows every plan filed with CMS for this county. It is not a recommendation. Is your 2026 plan ending or changing?

Medicare Advantage with drugs

Every 2027 plan in Westchester County (74)

2027 plans in Westchester County, NY, sorted by premium
Plan	Company	Plan type	Monthly premium	Most you pay in-network (MOOP)	Star rating	Part B giveback
Aetna Medicare Chronic Care Total (HMO C-SNP) H3312-111-000	CVS Health Corporation	Medicare Advantage with drug coverage, Special Needs Plan (C-SNP)	$0	$9,850	3 out of 5 stars	None
Aetna Medicare Elite (PPO) H5521-120-000	CVS Health Corporation	Medicare Advantage with drug coverage	$0	$9,850	4 out of 5 stars	None
Aetna Medicare Signature Care (HMO) H3312-074-000	CVS Health Corporation	Medicare Advantage with drug coverage	$0	$9,850	3 out of 5 stars	None
Elderplan Select (HMO-POS I-SNP) H3347-018-000	Elderplan, Inc.	Medicare Advantage with drug coverage, Special Needs Plan (I-SNP)	$0	$9,850	3.5 out of 5 stars	$2.50 a month
EmblemHealth VIP Value (HMO) H3330-050-000	EmblemHealth, Inc.	Medicare Advantage with drug coverage	$0	$9,850	4 out of 5 stars	None
Healthfirst 65 Plus Plan (HMO) H3359-001-000	Healthfirst, Inc.	Medicare Advantage with drug coverage	$0	$9,850	3.5 out of 5 stars	None
Healthfirst Connection Plan (HMO D-SNP) H3359-038-000	Healthfirst, Inc.	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$0	$9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.	3.5 out of 5 stars	None
Senior Whole Health Medicare Complete Care (HMO D-SNP) H5992-010-000	Molina Healthcare, Inc.	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$0	$9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.	Not enough data available	None
UHC Dual Complete NY-Q001 (HMO-POS D-SNP) H3387-015-001	UnitedHealth Group, Inc.	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$0	$9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.	4 out of 5 stars	None
UHC Nursing Home Plan NY-F002 (PPO I-SNP) H2292-002-000	UnitedHealth Group, Inc.	Medicare Advantage with drug coverage, Special Needs Plan (I-SNP)	$0	$9,850	5 out of 5 stars	None
Wellcare Dual Access Open (PPO D-SNP) H2775-112-000	Centene Corporation	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$0	$9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.	3 out of 5 stars	None
Wellcare Fidelis Assist (HMO-POS) H5599-002-000	Centene Corporation	Medicare Advantage with drug coverage	$0	$9,850	3 out of 5 stars	None
Wellcare Fidelis Dual Access (HMO D-SNP) H5599-017-000	Centene Corporation	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$0	$9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.	3 out of 5 stars	None
Wellcare Fidelis Dual Liberty Sync (HMO D-SNP) H5599-015-000	Centene Corporation	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$0	$9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.	3 out of 5 stars	None
Wellcare Fidelis Simple (HMO-POS) H5599-004-000	Centene Corporation	Medicare Advantage with drug coverage	$0	$9,850	3 out of 5 stars	None
Aetna Medicare Longevity (PPO I-SNP) H5521-461-000	CVS Health Corporation	Medicare Advantage with drug coverage, Special Needs Plan (I-SNP)	$10.70	$9,850	4 out of 5 stars	None
MVP DualAccess (HMO D-SNP) H3305-033-000	MVP Health Care, Inc.	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$13.10	$9,820CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.	3.5 out of 5 stars	None
Healthfirst Increased Benefits Plan (HMO) H3359-019-000	Healthfirst, Inc.	Medicare Advantage with drug coverage	$17.10	$9,850	3.5 out of 5 stars	None
UHC Dual Complete NY-S001 (PPO D-SNP) H2001-063-001	UnitedHealth Group, Inc.	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$19.40	$9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.	4.5 out of 5 stars	None
Senior Whole Health of New York NHC (HMO D-SNP) H5992-007-000	Molina Healthcare, Inc.	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$21.40	$9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.	Not enough data available	None
ElderServe Star (HMO I-SNP) H6776-001-000	CareSource	Medicare Advantage with drug coverage, Special Needs Plan (I-SNP)	$22	$9,850	Not enough data available	None
MVP DualAccess Complete (HMO D-SNP) H3305-034-000	MVP Health Care, Inc.	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$22.20	$9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.	3.5 out of 5 stars	None
VNS Health EasyCare Plus (HMO D-SNP) H5549-011-000	Visiting Nurse Service of New York	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$23.60	$9,850	4 out of 5 stars	None
VNS Health EasyCare (HMO) H5549-012-000	Visiting Nurse Service of New York	Medicare Advantage with drug coverage	$25	$9,850	4 out of 5 stars	None
Hamaspik Medicare Choice (HMO D-SNP) H0034-002-000	Hamaspik of Rockland County, Inc.	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$26.70	$9,850	4 out of 5 stars	None
Anthem Medicare Advantage 2 (HMO-POS) H6988-010-000	Elevance Health, Inc.	Medicare Advantage with drug coverage	$29	$6,750	5 out of 5 stars	None
UHC Complete Care NY-35 (HMO-POS C-SNP) H3379-061-000	UnitedHealth Group, Inc.	Medicare Advantage with drug coverage, Special Needs Plan (C-SNP)	$29	$8,900	3.5 out of 5 stars	None
Longevity Health Plan (HMO I-SNP) H8457-001-000	Longevity Health Founders, LLC	Medicare Advantage with drug coverage, Special Needs Plan (I-SNP)	$29.70	$8,750	Not enough data available	None
UHC Dual Complete NY-S002 (HMO-POS D-SNP) H3387-014-003	UnitedHealth Group, Inc.	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$31.70	$9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.	4 out of 5 stars	None
Elderplan Advantage For Nursing Home Residents (HMO-POS I-SNP) H3347-003-000	Elderplan, Inc.	Medicare Advantage with drug coverage, Special Needs Plan (I-SNP)	$33.70	$9,850	3.5 out of 5 stars	None
Wellcare Value Script (PDP) S4802-138-000	Centene Corporation	Part D drug plan	$37.30	Not applicable to drug plans	3 out of 5 stars	Not applicable
Elderplan For Medicaid Beneficiaries (HMO-POS D-SNP) H3347-002-000	Elderplan, Inc.	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$37.90	$9,850	3.5 out of 5 stars	None
AARP Medicare Advantage from UHC NY-34 (HMO-POS) H3379-059-000	UnitedHealth Group, Inc.	Medicare Advantage with drug coverage	$39	$8,900	3.5 out of 5 stars	None
Wellcare Classic (PDP) S4802-077-000	Centene Corporation	Part D drug plan	$40.30	Not applicable to drug plans	3 out of 5 stars	Not applicable
Elderplan Plus Long-Term Care (HMO-POS D-SNP) H3347-007-000	Elderplan, Inc.	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$40.40	$9,850	3.5 out of 5 stars	None
EmblemHealth VIP Saver (HMO) H3330-052-000	EmblemHealth, Inc.	Medicare Advantage with drug coverage	$40.40	$9,850	4 out of 5 stars	None
Hamaspik Medicare Select (HMO D-SNP) H0034-001-000	Hamaspik of Rockland County, Inc.	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$40.40	$9,850	4 out of 5 stars	None
VNS Health Total (HMO D-SNP) H5549-003-000	Visiting Nurse Service of New York	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$40.50	$0CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.	4 out of 5 stars	None
Aetna Medicare Full Dual Care (HMO D-SNP) H3312-069-000	CVS Health Corporation	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$40.50	$9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.	3 out of 5 stars	None
Anthem HealthPlus Full Dual Advantage (HMO D-SNP) H8432-042-000	Elevance Health, Inc.	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$40.50	$9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.	3 out of 5 stars	None
Anthem HealthPlus Full Dual Advantage LTSS 2 (HMO D-SNP) H6988-004-000	Elevance Health, Inc.	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$40.50	$9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.	5 out of 5 stars	None
ElderServe MAP (HMO D-SNP) H6776-002-000	CareSource	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$40.50	$9,850	Not enough data available	None
Healthfirst CompleteCare (HMO D-SNP) H3359-034-000	Healthfirst, Inc.	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$40.50	$9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.	3.5 out of 5 stars	None
Healthfirst Life Improvement Plan (HMO D-SNP) H3359-021-000	Healthfirst, Inc.	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$40.50	$9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.	3.5 out of 5 stars	None
UHC Dual Complete NY-YL (HMO-POS D-SNP) H3387-013-000	UnitedHealth Group, Inc.	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$40.50	$9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.	4 out of 5 stars	None
VillageCareMAX Medicare Health Advantage Plan (HMO D-SNP) H2168-001-000	Village Care of New York, Inc.	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$40.50	$9,850	3.5 out of 5 stars	None
VillageCareMAX Medicare Select Advantage Plan (HMO) H2168-004-000	Village Care of New York, Inc.	Medicare Advantage with drug coverage	$40.50	$9,850	3.5 out of 5 stars	None
VillageCareMAX Medicare Total Advantage Plan (HMO D-SNP) H2168-002-000	Village Care of New York, Inc.	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$40.50	$9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.	3.5 out of 5 stars	None
Wellcare Fidelis Dual Align Unity (HMO D-SNP) H5599-003-000	Centene Corporation	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$40.50	$9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.	3 out of 5 stars	None
HealthSpring Assurance Rx (PDP) S5715-024-000	Health Care Service Corporation	Part D drug plan	$40.50	Not applicable to drug plans	2.5 out of 5 stars	Not applicable
AARP Medicare Advantage from UHC NY-0013 (PPO) H3418-002-000	UnitedHealth Group, Inc.	Medicare Advantage with drug coverage	$49	$9,500	3 out of 5 stars	None
MVP Medicare Complete Wellness with Part D (PPO) H9615-023-000	MVP Health Care, Inc.	Medicare Advantage with drug coverage	$54	$9,850	3.5 out of 5 stars	None
Anthem Medicare Advantage (HMO-POS) H8432-009-000	Elevance Health, Inc.	Medicare Advantage with drug coverage	$59	$8,000	3 out of 5 stars	None
Aetna Medicare Elite Extra (PPO) H5521-699-000	CVS Health Corporation	Medicare Advantage with drug coverage	$59	$9,850	4 out of 5 stars	None
HumanaChoice H5970-029 (PPO) H5970-029-000	Humana Inc.	Medicare Advantage with drug coverage	$65	$9,250	3 out of 5 stars	None
Aetna Medicare Enhanced (HMO-POS) H3312-018-000	CVS Health Corporation	Medicare Advantage with drug coverage	$69	$9,850	3 out of 5 stars	None
Healthfirst Signature (HMO) H1722-002-000	Healthfirst, Inc.	Medicare Advantage with drug coverage	$92	$9,850	2.5 out of 5 stars	None
Aetna Medicare Enhanced (PPO) H5521-121-000	CVS Health Corporation	Medicare Advantage with drug coverage	$101	$9,850	4 out of 5 stars	None
Healthfirst Signature (PPO) H9678-002-000	Healthfirst, Inc.	Medicare Advantage with drug coverage	$155	$9,850	3 out of 5 stars	None
MVP Medicare Secure Plus with Part D (HMO-POS) H3305-022-000	MVP Health Care, Inc.	Medicare Advantage with drug coverage	$165	$6,000	3.5 out of 5 stars	None
EmblemHealth VIP Gold (HMO) H3330-021-003	EmblemHealth, Inc.	Medicare Advantage with drug coverage	$166	$9,850	4 out of 5 stars	None
SilverScript Choice (PDP) S5601-006-000	CVS Health Corporation	Part D drug plan	$166.60	Not applicable to drug plans	2.5 out of 5 stars	Not applicable
Humana Premier Rx Plan (PDP) S5884-217-000	Humana Inc.	Part D drug plan	$169.30	Not applicable to drug plans	4.5 out of 5 stars	Not applicable
Humana Basic Rx Plan (PDP) S5884-216-000	Humana Inc.	Part D drug plan	$169.60	Not applicable to drug plans	4.5 out of 5 stars	Not applicable
AARP Medicare Rx Saver from UHC (PDP) S5921-379-000	UnitedHealth Group, Inc.	Part D drug plan	$174.50	Not applicable to drug plans	3 out of 5 stars	Not applicable
Humana Value Rx Plan (PDP) S5884-218-000	Humana Inc.	Part D drug plan	$177.20	Not applicable to drug plans	4.5 out of 5 stars	Not applicable
EmblemHealth VIP Gold Plus (HMO) H3330-038-000	EmblemHealth, Inc.	Medicare Advantage with drug coverage	$216	$9,850	4 out of 5 stars	None
AARP Medicare Rx Preferred from UHC (PDP) S5921-382-000	UnitedHealth Group, Inc.	Part D drug plan	$238.30	Not applicable to drug plans	3 out of 5 stars	Not applicable
Humana USAA Honor Giveback (PPO) H5970-016-000	Humana Inc.	Medicare Advantage only	Not listed	$4,950	3.5 out of 5 stars	$110 a month
Anthem Veteran 2 (HMO-POS) H6988-008-000	Elevance Health, Inc.	Medicare Advantage only	Not listed	$6,800	4.5 out of 5 stars	$125 a month
AARP Medicare Advantage Patriot No Rx NY-MA3 (HMO-POS) H3379-060-000	UnitedHealth Group, Inc.	Medicare Advantage only	Not listed	$7,150	3.5 out of 5 stars	$125 a month
MVP Medicare Preferred Gold without Part D (HMO-POS) H3305-020-000	MVP Health Care, Inc.	Medicare Advantage only	Not listed	$7,200	3.5 out of 5 stars	None
Aetna Medicare Eagle Giveback (PPO) H5521-320-000	CVS Health Corporation	Medicare Advantage only	Not listed	$9,850	4.5 out of 5 stars	$80 a month
Wellcare Fidelis Patriot Simple (HMO-POS) H5599-010-000	Centene Corporation	Medicare Advantage only	Not listed	$9,850	3 out of 5 stars	None

Data used on this page

CMS CY2027 Landscape Source File, November 2026 release (202611)
CMS CY2027 plan benefit files and the Medicare Plan Finder benefit summary file dated October 15, 2026
2027 Star Ratings data tables dated October 8, 2026
Summary of Benefits files collected from plan company websites, October 28 to November 11, 2026
How we build these pages

Researched and reviewed by Jordan Diaz, Licensed Insurance Agent, NPN 18910035, Senior Benefit Assistance. Last reviewed: November 11, 2026.