VNS Health Total (HMO D-SNP) CY2027
Offered by Visiting Nurse Service of New York (company name as listed by CMS) · Plan ID H5549-003-000 · Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)
Available in 2027 in: 20 counties in New York. See full service area
2027 Overall Star Rating: 4 out of 5 stars What star ratings mean
We do not offer every plan available in your area. Currently we represent 11 organizations which offer 45 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. 1-800-MEDICARE (1-800-633-4227) is open 24 hours a day, 7 days a week. TTY users call 1-877-486-2048.
Medicare evaluates plans every year based on a 5-star rating system. Star Ratings shown are 2027 Star Ratings released by CMS on October 8, 2026.
This plan's 2027 documents
Summary of Benefits (PDF, carrier document, 2027)
The Summary of Benefits is the plan's own description of its costs and benefits. It comes from the plan company.
Key numbers from CMS files
- Monthly plan premium
- $40.50. You still pay your Part B premium.
- Most you pay in-network in a year (MOOP)
- $0CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.
- Drug deductible
- $700
- Part B giveback
- None
- Over-the-counter or benefit card
- Benefit card: $318 per month (covers OTC items, dental, vision, hearing, extra benefits for members who qualify)
- Extra benefits listed
- Dental, Vision, Hearing, Benefit card
These numbers come from CMS files. For what each benefit covers and costs, read the Summary of Benefits above. We do not write our own descriptions of plan benefits.
See all benefits
- Comprehensive dental, most the plan pays
- $3,500 per year
- Eyewear, most the plan pays
- $350 per year
- Hearing aids, most the plan pays
- $1,000 every 3 years per ear
Amounts are the most the plan pays, as listed in CMS benefit files.
Compared with 2026
Compared with VNS Health Total (HMO D-SNP) (H5549-003-0), the 2026 plan.
| Item | 2026 | 2027 |
|---|---|---|
| Monthly premium | $58.80 | $40.50 |
| Most you pay in-network (MOOP) | $0 | $0 |
| Drug deductible | $615 | $700 |
| Overall star rating | 3.5 out of 5 | 4 out of 5 |
Service area
New York (20)
Albany County, Bronx County, Dutchess County, Erie County, Kings County, Monroe County, Nassau County, New York County, Niagara County, Onondaga County, Orange County, Queens County, Rensselaer County, Richmond County, Rockland County, Saratoga County, Schenectady County, Suffolk County, Sullivan County, Westchester County
Data used on this page
- CMS CY2027 Landscape Source File, November 2026 release (202611)
- CMS CY2027 plan benefit files and the Medicare Plan Finder benefit summary file dated October 15, 2026
- 2027 Star Ratings data tables dated October 8, 2026
- Summary of Benefits files collected from plan company websites, October 28 to November 11, 2026
- How we build these pages