HAP Medicare Complete Duals (HMO D-SNP) CY2027
Offered by Henry Ford Health System (company name as listed by CMS) · Plan ID H2354-025-000 · Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)
Available in 2027 in: 39 counties in Michigan. See full service area
2027 Overall Star Rating: 4 out of 5 stars What star ratings mean
We do not offer every plan available in your area. Currently we represent 11 organizations which offer 45 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. 1-800-MEDICARE (1-800-633-4227) is open 24 hours a day, 7 days a week. TTY users call 1-877-486-2048.
Medicare evaluates plans every year based on a 5-star rating system. Star Ratings shown are 2027 Star Ratings released by CMS on October 8, 2026.
This plan's 2027 documents
Summary of Benefits (PDF, carrier document, 2027)
The Summary of Benefits is the plan's own description of its costs and benefits. It comes from the plan company.
Key numbers from CMS files
- Monthly plan premium
- $6.30. You still pay your Part B premium.
- Most you pay in-network in a year (MOOP)
- $9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.
- Drug deductible
- $700
- Part B giveback
- None
- Over-the-counter or benefit card
- OTC allowance: $148 per month. Members who qualify may also use it for other benefits.
- Extra benefits listed
- Dental, Vision, Hearing, OTC
These numbers come from CMS files. For what each benefit covers and costs, read the Summary of Benefits above. We do not write our own descriptions of plan benefits.
See all benefits
- Preventive dental, most the plan pays
- $2,000 per year
- Comprehensive dental, most the plan pays
- one limit shared with preventive dental (amount above)
- Eyewear, most the plan pays
- $300 per year
- Hearing aids, most the plan pays
- $1,000 per year both ears combined
Amounts are the most the plan pays, as listed in CMS benefit files.
Compared with 2026
Compared with HAP Medicare Complete Duals (HMO D-SNP) (H2354-025-0), the 2026 plan.
| Item | 2026 | 2027 |
|---|---|---|
| Monthly premium | $8.80 | $6.30 |
| Most you pay in-network (MOOP) | $9,250 | $9,850 |
| Drug deductible | $615 | $700 |
| Overall star rating | 4 out of 5 | 4 out of 5 |
Service area
Michigan (39)
Allegan County, Arenac County, Bay County, Clare County, Clinton County, Eaton County, Genesee County, Gladwin County, Gratiot County, Hillsdale County, Huron County, Ingham County, Ionia County, Iosco County, Isabella County, Jackson County, Kent County, Lake County, Lapeer County, Lenawee County, Livingston County, Mason County, Mecosta County, Midland County, Monroe County, Montcalm County, Muskegon County, Newaygo County, Oakland County, Oceana County, Ogemaw County, Osceola County, Ottawa County, Saginaw County, Sanilac County, Shiawassee County, St. Clair County, Tuscola County, Washtenaw County
Data used on this page
- CMS CY2027 Landscape Source File, November 2026 release (202611)
- CMS CY2027 plan benefit files and the Medicare Plan Finder benefit summary file dated October 15, 2026
- 2027 Star Ratings data tables dated October 8, 2026
- Summary of Benefits files collected from plan company websites, October 28 to November 11, 2026
- How we build these pages