2027 Medicare plans in Saginaw County, MI CY2027

We do not offer every plan available in your area. Currently we represent 11 organizations which offer 45 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. 1-800-MEDICARE (1-800-633-4227) is open 24 hours a day, 7 days a week. TTY users call 1-877-486-2048.

Medicare evaluates plans every year based on a 5-star rating system. Star Ratings shown are 2027 Star Ratings released by CMS on October 8, 2026.

This list shows every plan filed with CMS for this county. It is not a recommendation. Is your 2026 plan ending or changing?

Medicare Advantage with drugs

Every 2027 plan in Saginaw County (80)

2027 plans in Saginaw County, MI, sorted by premium
Plan	Company	Plan type	Monthly premium	Most you pay in-network (MOOP)	Star rating	Part B giveback
Aetna Medicare Signature (PPO) H5521-285-000	CVS Health Corporation	Medicare Advantage with drug coverage	$0	$5,200	4 out of 5 stars	None
Humana Full Access (PPO) H5216-384-000	Humana Inc.	Medicare Advantage with drug coverage	$0	$5,200	4 out of 5 stars	None
Humana Full Access (PPO) H7617-052-000	Humana Inc.	Medicare Advantage with drug coverage	$0	$5,200	4.5 out of 5 stars	None
HAP Medicare Connect (HMO) H2354-015-000	Henry Ford Health System	Medicare Advantage with drug coverage	$0	$5,600	4 out of 5 stars	None
HAP Medicare Superior (HMO) H2354-028-000	Henry Ford Health System	Medicare Advantage with drug coverage	$0	$5,800	4 out of 5 stars	None
AARP Medicare Advantage from UHC MI-4 (HMO-POS) H2736-001-000	UnitedHealth Group, Inc.	Medicare Advantage with drug coverage	$0	$5,900	Plan too new to be measured	None
UHC Complete Care MI-5 (HMO-POS C-SNP) H2736-002-000	UnitedHealth Group, Inc.	Medicare Advantage with drug coverage, Special Needs Plan (C-SNP)	$0	$5,900	Plan too new to be measured	None
Premier Care (HMO-POS I-SNP) H6832-004-000	Curana Health Holdings, LLC	Medicare Advantage with drug coverage, Special Needs Plan (I-SNP)	$0	$6,000	4 out of 5 stars	None
HAP Medicare Explore (PPO) H2322-011-000	Henry Ford Health System	Medicare Advantage with drug coverage	$0	$6,050	3.5 out of 5 stars	None
Aetna Medicare Signature (HMO-POS) H3192-010-000	CVS Health Corporation	Medicare Advantage with drug coverage	$0	$6,350	3.5 out of 5 stars	None
HAP Medicare Prime (PPO) H2322-016-000	Henry Ford Health System	Medicare Advantage with drug coverage	$0	$6,400	3.5 out of 5 stars	None
McLaren Medicare Inspire (HMO) H6322-001-000	McLaren Health Care Corporation	Medicare Advantage with drug coverage	$0	$6,600	3 out of 5 stars	None
McLaren Medicare Inspire Giveback (HMO) H6322-008-000	McLaren Health Care Corporation	Medicare Advantage with drug coverage	$0	$6,750	3 out of 5 stars	$70 a month
Medicare Plus Blue Value (PPO) H9572-010-000	Blue Cross Blue Shield of Michigan Mutual Ins. Co.	Medicare Advantage with drug coverage	$0	$6,750	4.5 out of 5 stars	None
HumanaChoice - Diabetes and Heart (PPO C-SNP) H5216-375-000	Humana Inc.	Medicare Advantage with drug coverage, Special Needs Plan (C-SNP)	$0	$6,950	4 out of 5 stars	None
PriorityMedicare Key (HMO-POS) H2320-022-005	Corewell Health	Medicare Advantage with drug coverage	$0	$6,950	4.5 out of 5 stars	None
PriorityMedicare Edge (PPO) H4875-020-003	Corewell Health	Medicare Advantage with drug coverage	$0	$7,100	4 out of 5 stars	None
Wellcare Assist (HMO-POS) H5475-038-000	Centene Corporation	Medicare Advantage with drug coverage	$0	$7,100	3 out of 5 stars	None
Wellcare Simple (HMO-POS) H5475-026-000	Centene Corporation	Medicare Advantage with drug coverage	$0	$7,100	3 out of 5 stars	None
AARP Medicare Advantage from UHC MI-0001 (PPO) H0294-017-000	UnitedHealth Group, Inc.	Medicare Advantage with drug coverage	$0	$7,150	3 out of 5 stars	None
PriorityMedicare Thrive (PPO) H4875-024-005	Corewell Health	Medicare Advantage with drug coverage	$0	$7,150	4 out of 5 stars	None
UHC Complete Care Support MI-3 (PPO C-SNP) H0294-048-000	UnitedHealth Group, Inc.	Medicare Advantage with drug coverage, Special Needs Plan (C-SNP)	$0	$7,150	3 out of 5 stars	None
UHC Dual Advantage MI-V1 (HMO-POS D-SNP) H2247-003-000	UnitedHealth Group, Inc.	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$0	$7,150	3 out of 5 stars	None
Humana Dual Select H5216-385 (PPO D-SNP) H5216-385-000	Humana Inc.	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$0	$9,850	4 out of 5 stars	None
Humana Full Access Giveback (PPO) H5216-306-000	Humana Inc.	Medicare Advantage with drug coverage	$0	$9,850	4 out of 5 stars	$99 a month
Humana Full Access Giveback (PPO) H7617-058-000	Humana Inc.	Medicare Advantage with drug coverage	$0	$9,850	4.5 out of 5 stars	$99 a month
Humana Value Plus H5216-382 (PPO) H5216-382-000	Humana Inc.	Medicare Advantage with drug coverage	$0	$9,850	4 out of 5 stars	None
HumanaChoice SNP-DE H5216-388 (PPO D-SNP) H5216-388-000	Humana Inc.	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$0	$9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.	4 out of 5 stars	None
PriorityMedicare Smart Savings (HMO-POS) H2320-032-005	Corewell Health	Medicare Advantage with drug coverage	$0	$9,850	4.5 out of 5 stars	$116 a month
UHC Dual Complete MI-Q1 (HMO-POS D-SNP) H2247-001-000	UnitedHealth Group, Inc.	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$0	$9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.	3 out of 5 stars	None
UHC Dual Complete MI-S3 (HMO D-SNP) H2247-004-000	UnitedHealth Group, Inc.	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$0	$9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.	3 out of 5 stars	None
Wellcare Giveback (HMO-POS) H5475-031-000	Centene Corporation	Medicare Advantage with drug coverage	$0	$9,850	3 out of 5 stars	$81.50 a month
Wellcare Meridian Health Dual Access (HMO-POS D-SNP) H5475-001-000	Centene Corporation	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$0	$9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.	3 out of 5 stars	None
Wellcare Meridian Health Dual Liberty (HMO D-SNP) H7435-002-000	Centene Corporation	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$0	$9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.	Plan too new to be measured	None
PriorityMedicare D-SNP (HMO D-SNP) H8379-001-000	Corewell Health	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$0.20	$9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.	3.5 out of 5 stars	None
Molina Medicare Complete Care (HMO D-SNP) H5926-001-000	Molina Healthcare, Inc.	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$0.90	$9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.	3.5 out of 5 stars	None
Wellcare Value Script (PDP) S4802-148-000	Centene Corporation	Part D drug plan	$5.30	Not applicable to drug plans	3 out of 5 stars	Not applicable
HAP Member Assist (PPO) H2322-017-000	Henry Ford Health System	Medicare Advantage with drug coverage	$6.30	$5,600	3.5 out of 5 stars	None
PriorityMedicare Align (HMO-POS) H2320-033-005	Corewell Health	Medicare Advantage with drug coverage	$6.30	$6,800	4.5 out of 5 stars	None
HAP Medicare Complete Assist (PPO D-SNP) H2322-020-000	Henry Ford Health System	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$6.30	$9,850	3.5 out of 5 stars	None
HAP Medicare Complete Duals (HMO D-SNP) H2354-025-000	Henry Ford Health System	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$6.30	$9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.	4 out of 5 stars	None
HAP Medicare Diabetes and Heart (HMO C-SNP) H2354-030-000	Henry Ford Health System	Medicare Advantage with drug coverage, Special Needs Plan (C-SNP)	$6.30	$9,850	4 out of 5 stars	None
Longevity Health Plan (HMO I-SNP) H7557-001-000	Longevity Health Founders, LLC	Medicare Advantage with drug coverage, Special Needs Plan (I-SNP)	$6.30	$9,850	5 out of 5 stars	None
Senior Care (HMO I-SNP) H6832-001-000	Curana Health Holdings, LLC	Medicare Advantage with drug coverage, Special Needs Plan (I-SNP)	$6.30	$9,850	4 out of 5 stars	None
UHC Dual Complete MI-S001 (PPO D-SNP) H2001-039-000	UnitedHealth Group, Inc.	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$6.30	$9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.	4.5 out of 5 stars	None
Humana Basic Rx Plan (PDP) S5884-136-000	Humana Inc.	Part D drug plan	$6.30	Not applicable to drug plans	4.5 out of 5 stars	Not applicable
Wellcare Classic (PDP) S4802-084-000	Centene Corporation	Part D drug plan	$7.30	Not applicable to drug plans	3 out of 5 stars	Not applicable
HealthSpring Assurance Rx (PDP) S5715-034-000	Health Care Service Corporation	Part D drug plan	$9.30	Not applicable to drug plans	2.5 out of 5 stars	Not applicable
Humana Value Rx Plan (PDP) S5884-192-000	Humana Inc.	Part D drug plan	$17.20	Not applicable to drug plans	4.5 out of 5 stars	Not applicable
McLaren Medicare Inspire Plus (HMO) H6322-002-000	McLaren Health Care Corporation	Medicare Advantage with drug coverage	$20	$5,900	3 out of 5 stars	None
Humana Full Access (PPO) H5216-011-000	Humana Inc.	Medicare Advantage with drug coverage	$41	$4,800	4 out of 5 stars	None
Medicare Plus Blue + Meijer (PPO) H9572-007-002	Blue Cross Blue Shield of Michigan Mutual Ins. Co.	Medicare Advantage with drug coverage	$45	$6,750	4.5 out of 5 stars	$12.10 a month
Prescription Blue Select (PDP) S5584-001-000	Blue Cross Blue Shield of Michigan Mutual Ins. Co.	Part D drug plan	$49.80	Not applicable to drug plans	4 out of 5 stars	Not applicable
BCN Advantage ConnectedCare (HMO) H5883-007-000	Blue Cross Blue Shield of Michigan Mutual Ins. Co.	Medicare Advantage with drug coverage	$50	$4,800	4.5 out of 5 stars	None
AARP Medicare Rx Saver from UHC (PDP) S5921-358-000	UnitedHealth Group, Inc.	Part D drug plan	$58.40	Not applicable to drug plans	3 out of 5 stars	Not applicable
PriorityMedicare Thrive Plus (PPO) H4875-018-005	Corewell Health	Medicare Advantage with drug coverage	$67	$6,600	4 out of 5 stars	None
AARP Medicare Advantage from UHC MI-0002 (PPO) H0294-018-000	UnitedHealth Group, Inc.	Medicare Advantage with drug coverage	$70	$5,900	3 out of 5 stars	None
PriorityMedicare Value (HMO-POS) H2320-029-005	Corewell Health	Medicare Advantage with drug coverage	$74	$6,000	4.5 out of 5 stars	None
Prescription Blue Premium (PDP) S5584-002-000	Blue Cross Blue Shield of Michigan Mutual Ins. Co.	Part D drug plan	$80.30	Not applicable to drug plans	4 out of 5 stars	Not applicable
Humana Full Access R0110-014 (Regional PPO) R0110-014-000	Humana Inc.	Medicare Advantage with drug coverage	$89	$7,050	3.5 out of 5 stars	None
PriorityMedicare (HMO-POS) H2320-028-005	Corewell Health	Medicare Advantage with drug coverage	$97	$5,100	4.5 out of 5 stars	None
Medicare Plus Blue Vitality (PPO) H9572-002-003	Blue Cross Blue Shield of Michigan Mutual Ins. Co.	Medicare Advantage with drug coverage	$100	$5,000	4.5 out of 5 stars	None
SilverScript Choice (PDP) S5601-026-000	CVS Health Corporation	Part D drug plan	$100.50	Not applicable to drug plans	2.5 out of 5 stars	Not applicable
Humana Premier Rx Plan (PDP) S5884-159-000	Humana Inc.	Part D drug plan	$104.30	Not applicable to drug plans	4.5 out of 5 stars	Not applicable
HAP Senior Plus (HMO-POS) H2354-021-000	Henry Ford Health System	Medicare Advantage with drug coverage	$105	$4,650	4 out of 5 stars	None
AARP Medicare Rx Preferred from UHC (PDP) S5921-394-000	UnitedHealth Group, Inc.	Part D drug plan	$136.70	Not applicable to drug plans	3 out of 5 stars	Not applicable
BCN Advantage Classic (HMO-POS) H5883-002-003	Blue Cross Blue Shield of Michigan Mutual Ins. Co.	Medicare Advantage with drug coverage	$138	$4,800	4.5 out of 5 stars	None
PriorityMedicare Merit (PPO) H4875-016-003	Corewell Health	Medicare Advantage with drug coverage	$141	$5,000	4 out of 5 stars	None
HAP Senior Plus (PPO) H2322-008-000	Henry Ford Health System	Medicare Advantage with drug coverage	$165	$4,450	3.5 out of 5 stars	None
Medicare Plus Blue Signature (PPO) H9572-001-003	Blue Cross Blue Shield of Michigan Mutual Ins. Co.	Medicare Advantage with drug coverage	$168	$4,300	4.5 out of 5 stars	None
BCN Advantage Prestige (HMO-POS) H5883-003-003	Blue Cross Blue Shield of Michigan Mutual Ins. Co.	Medicare Advantage with drug coverage	$248	$4,400	4.5 out of 5 stars	None
Medicare Plus Blue Assure (PPO) H9572-003-003	Blue Cross Blue Shield of Michigan Mutual Ins. Co.	Medicare Advantage with drug coverage	$299.30	$4,000	4.5 out of 5 stars	None
BCN Advantage Elements (HMO-POS) H5883-017-000	Blue Cross Blue Shield of Michigan Mutual Ins. Co.	Medicare Advantage only	Not listed	$4,500	4 out of 5 stars	$20 a month
HAP Medicare MedicalAccess (HMO) H2354-019-000	Henry Ford Health System	Medicare Advantage only	Not listed	$4,500	3.5 out of 5 stars	$105 a month
Aetna Medicare Eagle (PPO) H5521-286-000	CVS Health Corporation	Medicare Advantage only	Not listed	$5,200	4.5 out of 5 stars	$70 a month
Humana USAA Honor Giveback (PPO) H5216-190-000	Humana Inc.	Medicare Advantage only	Not listed	$6,550	4 out of 5 stars	$136 a month
Humana USAA Honor Giveback (PPO) H7617-054-000	Humana Inc.	Medicare Advantage only	Not listed	$6,550	4.5 out of 5 stars	$136 a month
HumanaChoice R0110-013 (Regional PPO) R0110-013-000	Humana Inc.	Medicare Advantage only	Not listed	$6,550	3.5 out of 5 stars	$17 a month
AARP Medicare Advantage Patriot No Rx MI-MA01 (PPO) H0294-022-000	UnitedHealth Group, Inc.	Medicare Advantage only	Not listed	$6,700	3 out of 5 stars	$130 a month
AARP Medicare Advantage Patriot No Rx MI-MA2 (HMO-POS) H2736-004-000	UnitedHealth Group, Inc.	Medicare Advantage only	Not listed	$6,700	Plan too new to be measured	$150 a month

Data used on this page

CMS CY2027 Landscape Source File, November 2026 release (202611)
CMS CY2027 plan benefit files and the Medicare Plan Finder benefit summary file dated October 15, 2026
2027 Star Ratings data tables dated October 8, 2026
Summary of Benefits files collected from plan company websites, October 28 to November 11, 2026
How we build these pages

Researched and reviewed by Jordan Diaz, Licensed Insurance Agent, NPN 18910035, Senior Benefit Assistance. Last reviewed: November 11, 2026.