HumanaChoice H5216-048 (PPO) CY2027
Offered by Humana Inc. (company name as listed by CMS) · Plan ID H5216-048-000 · Medicare Advantage with drug coverage
Available in 2027 in: 23 counties in Idaho; 38 counties in Montana; 12 counties in Oregon; 23 counties in Utah; 33 counties in Washington; 9 counties in Wyoming. See full service area
2027 Overall Star Rating: 4 out of 5 stars What star ratings mean
We do not offer every plan available in your area. Currently we represent 11 organizations which offer 45 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. 1-800-MEDICARE (1-800-633-4227) is open 24 hours a day, 7 days a week. TTY users call 1-877-486-2048.
Medicare evaluates plans every year based on a 5-star rating system. Star Ratings shown are 2027 Star Ratings released by CMS on October 8, 2026.
This plan's 2027 documents
Summary of Benefits (PDF, carrier document, 2027)
The Summary of Benefits is the plan's own description of its costs and benefits. It comes from the plan company.
Key numbers from CMS files
- Monthly plan premium
- $97. You still pay your Part B premium.
- Most you pay in-network in a year (MOOP)
- $7,000
- Drug deductible
- $700
- Part B giveback
- None
- Extra benefits listed
- Vision
These numbers come from CMS files. For what each benefit covers and costs, read the Summary of Benefits above. We do not write our own descriptions of plan benefits.
See all benefits
- Eyewear, most the plan pays
- $100 per year (in and out of network)
Amounts are the most the plan pays, as listed in CMS benefit files.
Compared with 2026
Compared with HumanaChoice H5216-048 (PPO) (H5216-048-0), the 2026 plan.
| Item | 2026 | 2027 |
|---|---|---|
| Monthly premium | $87 | $97 |
| Most you pay in-network (MOOP) | $6,750 | $7,000 |
| Drug deductible | $615 | $700 |
| Overall star rating | 3.5 out of 5 | 4 out of 5 |
Service area
Idaho (23)
Ada County, Adams County, Bannock County, Bear Lake County, Bingham County, Boise County, Bonneville County, Camas County, Canyon County, Caribou County, Clark County, Elmore County, Franklin County, Fremont County, Gem County, Jefferson County, Oneida County, Owyhee County, Payette County, Power County, Teton County, Valley County, Washington County
Montana (38)
Beaverhead County, Big Horn County, Broadwater County, Carbon County, Cascade County, Chouteau County, Deer Lodge County, Fergus County, Flathead County, Gallatin County, Glacier County, Golden Valley County, Granite County, Jefferson County, Judith Basin County, Lake County, Lewis and Clark County, Liberty County, Lincoln County, Madison County, Meagher County, Mineral County, Missoula County, Musselshell County, Park County, Pondera County, Powell County, Ravalli County, Rosebud County, Sanders County, Silver Bow County, Stillwater County, Sweet Grass County, Teton County, Toole County, Treasure County, Wheatland County, Yellowstone County
Oregon (12)
Baker County, Clackamas County, Columbia County, Gilliam County, Hood River County, Linn County, Malheur County, Morrow County, Multnomah County, Sherman County, Wallowa County, Washington County
Utah (23)
Beaver County, Box Elder County, Cache County, Davis County, Duchesne County, Emery County, Garfield County, Grand County, Iron County, Juab County, Kane County, Millard County, Morgan County, Piute County, Rich County, Salt Lake County, San Juan County, Summit County, Tooele County, Utah County, Wasatch County, Washington County, Weber County
Washington (33)
Adams County, Asotin County, Benton County, Chelan County, Clark County, Columbia County, Cowlitz County, Douglas County, Ferry County, Franklin County, Garfield County, Grant County, Island County, Jefferson County, King County, Kitsap County, Kittitas County, Lewis County, Lincoln County, Mason County, Okanogan County, Pend Oreille County, Pierce County, San Juan County, Skagit County, Skamania County, Snohomish County, Spokane County, Thurston County, Wahkiakum County, Walla Walla County, Whatcom County, Whitman County
Wyoming (9)
Albany County, Crook County, Goshen County, Laramie County, Lincoln County, Park County, Teton County, Uinta County, Weston County
Data used on this page
- CMS CY2027 Landscape Source File, November 2026 release (202611)
- CMS CY2027 plan benefit files and the Medicare Plan Finder benefit summary file dated October 15, 2026
- 2027 Star Ratings data tables dated October 8, 2026
- Summary of Benefits files collected from plan company websites, October 28 to November 11, 2026
- How we build these pages