2027 Medicare plans in Flathead County, MT CY2027

We do not offer every plan available in your area. Currently we represent 11 organizations which offer 45 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. 1-800-MEDICARE (1-800-633-4227) is open 24 hours a day, 7 days a week. TTY users call 1-877-486-2048.

Medicare evaluates plans every year based on a 5-star rating system. Star Ratings shown are 2027 Star Ratings released by CMS on October 8, 2026.

This list shows every plan filed with CMS for this county. It is not a recommendation. Is your 2026 plan ending or changing?

Medicare Advantage with drugs

Every 2027 plan in Flathead County (26)

2027 plans in Flathead County, MT, sorted by premium
Plan	Company	Plan type	Monthly premium	Most you pay in-network (MOOP)	Star rating	Part B giveback
Humana Total Complete (HMO) H6622-097-000	Humana Inc.	Medicare Advantage with drug coverage	$0	$6,200	4 out of 5 stars	None
Humana Value Choice (PPO) H7617-030-000	Humana Inc.	Medicare Advantage with drug coverage	$0	$6,550	4.5 out of 5 stars	None
HumanaChoice H5216-457 (PPO) H5216-457-001	Humana Inc.	Medicare Advantage with drug coverage	$0	$6,550	4 out of 5 stars	None
Humana Essentials Plus Giveback (PPO) H7617-024-000	Humana Inc.	Medicare Advantage with drug coverage	$0	$8,400	4.5 out of 5 stars	$47 a month
Humana Dual QMB Only (PPO D-SNP) H7617-037-000	Humana Inc.	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$0	$9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.	4.5 out of 5 stars	None
Humana Gold Plus SNP-DE H6622-008 (HMO D-SNP) H6622-008-000	Humana Inc.	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$0	$9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.	4 out of 5 stars	None
HumanaChoice SNP-DE H7617-036 (PPO D-SNP) H7617-036-000	Humana Inc.	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$0	$9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.	4.5 out of 5 stars	None
Wellcare Value Script (PDP) S4802-158-000	Centene Corporation	Part D drug plan	$5.30	Not applicable to drug plans	3 out of 5 stars	Not applicable
AARP Medicare Rx Saver from UHC (PDP) S5921-370-000	UnitedHealth Group, Inc.	Part D drug plan	$10.30	Not applicable to drug plans	3 out of 5 stars	Not applicable
HumanaChoice H5216-089 (PPO) H5216-089-000	Humana Inc.	Medicare Advantage with drug coverage	$15	$5,200	4 out of 5 stars	None
Wellcare Classic (PDP) S4802-089-000	Centene Corporation	Part D drug plan	$16.30	Not applicable to drug plans	3 out of 5 stars	Not applicable
Humana Basic Rx Plan (PDP) S5884-145-000	Humana Inc.	Part D drug plan	$18.30	Not applicable to drug plans	4.5 out of 5 stars	Not applicable
Humana Gold Plus H6622-007 (HMO) H6622-007-000	Humana Inc.	Medicare Advantage with drug coverage	$21	$5,850	4 out of 5 stars	None
UHC Dual Complete MT-S001 (PPO D-SNP) H2001-041-000	UnitedHealth Group, Inc.	Medicare Advantage with drug coverage, Special Needs Plan (D-SNP)	$24.60	$9,850CMS lists this as a zero-dollar cost-sharing plan for people with Medicare and Medicaid. As long as you keep your Medicaid, you generally pay $0 for covered Medicare Part A and Part B services from in-network providers. Drug copays may apply. The amount shown is the plan's in-network yearly limit on Part A and Part B cost sharing.	4.5 out of 5 stars	None
Humana Value Rx Plan (PDP) S5884-204-000	Humana Inc.	Part D drug plan	$33.30	Not applicable to drug plans	4.5 out of 5 stars	Not applicable
Humana Full Access (PPO) H7617-026-000	Humana Inc.	Medicare Advantage with drug coverage	$45	$6,700	4.5 out of 5 stars	None
Humana Gold Choice H8145-006 (PFFS) H8145-006-000	Humana Inc.	Medicare Advantage with drug coverage	$60	$7,800	4 out of 5 stars	None
HumanaChoice H5216-048 (PPO) H5216-048-000	Humana Inc.	Medicare Advantage with drug coverage	$97	$7,000	4 out of 5 stars	None
True West Rx 1 (PPO) H8267-001-000	Gemstone Holdings, Inc.	Medicare Advantage with drug coverage	$99.80	$8,000	Plan too new to be measured	None
HealthSpring Assurance Rx (PDP) S5715-043-000	Health Care Service Corporation	Part D drug plan	$117.10	Not applicable to drug plans	2.5 out of 5 stars	Not applicable
Humana Premier Rx Plan (PDP) S5884-171-000	Humana Inc.	Part D drug plan	$123	Not applicable to drug plans	4.5 out of 5 stars	Not applicable
MedicareBlue Rx Standard (PDP) S5743-001-000	BCBS MN, MT, NE, ND, WY, Wellmark IA and SD	Part D drug plan	$179.10	Not applicable to drug plans	3 out of 5 stars	Not applicable
AARP Medicare Rx Preferred from UHC (PDP) S5921-406-000	UnitedHealth Group, Inc.	Part D drug plan	$222.90	Not applicable to drug plans	3 out of 5 stars	Not applicable
Humana USAA Honor Giveback (PPO) H5216-278-003	Humana Inc.	Medicare Advantage only	Not listed	$6,750	4 out of 5 stars	$113 a month
True West No Rx 3 (PPO) H8267-003-000	Gemstone Holdings, Inc.	Medicare Advantage only	Not listed	$6,750	Plan too new to be measured	None
Humana USAA Honor Giveback (PPO) H5216-427-005	Humana Inc.	Medicare Advantage only	Not listed	$9,150	4 out of 5 stars	$108 a month

Data used on this page

CMS CY2027 Landscape Source File, November 2026 release (202611)
CMS CY2027 plan benefit files and the Medicare Plan Finder benefit summary file dated October 15, 2026
2027 Star Ratings data tables dated October 8, 2026
Summary of Benefits files collected from plan company websites, October 28 to November 11, 2026
How we build these pages

Researched and reviewed by Jordan Diaz, Licensed Insurance Agent, NPN 18910035, Senior Benefit Assistance. Last reviewed: November 11, 2026.