BCN Advantage Elements (HMO-POS) CY2027
Offered by Blue Cross Blue Shield of Michigan Mutual Ins. Co. (company name as listed by CMS) · Plan ID H5883-017-000 · Medicare Advantage only
Available in 2027 in: 70 counties in Michigan. See full service area
2027 Part C Star Rating: 4 out of 5 stars What star ratings mean
We do not offer every plan available in your area. Currently we represent 11 organizations which offer 45 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. 1-800-MEDICARE (1-800-633-4227) is open 24 hours a day, 7 days a week. TTY users call 1-877-486-2048.
Medicare evaluates plans every year based on a 5-star rating system. Star Ratings shown are 2027 Star Ratings released by CMS on October 8, 2026.
This plan's 2027 documents
Summary of Benefits (PDF, carrier document, 2027)
The Summary of Benefits is the plan's own description of its costs and benefits. It comes from the plan company.
Key numbers from CMS files
- Monthly plan premium
- Not listed
- Most you pay in-network in a year (MOOP)
- $4,500
- Drug deductible
- No drug coverage
- Part B giveback
- $20 a month
- Over-the-counter or benefit card
- OTC allowance: $50 every 3 months. Members who qualify may also use it for other benefits.
- Extra benefits listed
- Dental, Vision, OTC
These numbers come from CMS files. For what each benefit covers and costs, read the Summary of Benefits above. We do not write our own descriptions of plan benefits.
See all benefits
- Preventive dental, most the plan pays
- $1,500 per year
- Comprehensive dental, most the plan pays
- one limit shared with preventive dental (amount above)
- Eyewear, most the plan pays
- $100 per year
Amounts are the most the plan pays, as listed in CMS benefit files.
Compared with 2026
Compared with BCN Advantage Elements (HMO-POS), last year's plan for most of these counties.
| Item | 2026 | 2027 |
|---|---|---|
| Monthly premium | Not applicable | Not applicable |
| Most you pay in-network (MOOP) | $4,500 | $4,500 |
| Drug deductible | Not applicable | Not applicable |
| Overall star rating | 4.5 out of 5 | 4.5 out of 5 |
Service area
Michigan (70)
Alcona County, Allegan County, Alpena County, Antrim County, Arenac County, Barry County, Bay County, Benzie County, Berrien County, Branch County, Calhoun County, Charlevoix County, Cheboygan County, Clare County, Clinton County, Crawford County, Eaton County, Emmet County, Genesee County, Gladwin County, Grand Traverse County, Gratiot County, Hillsdale County, Huron County, Ingham County, Ionia County, Iosco County, Isabella County, Jackson County, Kalamazoo County, Kalkaska County, Kent County, Lake County, Lapeer County, Leelanau County, Lenawee County, Livingston County, Luce County, Mackinac County, Macomb County, Manistee County, Mason County, Mecosta County, Midland County, Missaukee County, Monroe County, Montcalm County, Montmorency County, Muskegon County, Newaygo County, Oakland County, Oceana County, Ogemaw County, Osceola County, Oscoda County, Otsego County, Ottawa County, Presque Isle County, Roscommon County, Saginaw County, Sanilac County, Schoolcraft County, Shiawassee County, St. Clair County, St. Joseph County, Tuscola County, Van Buren County, Washtenaw County, Wayne County, Wexford County
Data used on this page
- CMS CY2027 Landscape Source File, November 2026 release (202611)
- CMS CY2027 plan benefit files and the Medicare Plan Finder benefit summary file dated October 15, 2026
- 2027 Star Ratings data tables dated October 8, 2026
- Summary of Benefits files collected from plan company websites, October 28 to November 11, 2026
- How we build these pages