Humana Gold Choice H8145-006 (PFFS) CY2027
Offered by Humana Inc. (company name as listed by CMS) · Plan ID H8145-006-000 · Medicare Advantage with drug coverage
Available in 2027 in: 17 counties in Iowa; 48 counties in Illinois; 8 counties in Kansas; 24 counties in Michigan; 57 counties in Missouri; 11 counties in Montana; 3 counties in Oklahoma; 31 counties in Wisconsin. See full service area
2027 Overall Star Rating: 4 out of 5 stars What star ratings mean
We do not offer every plan available in your area. Currently we represent 11 organizations which offer 45 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. 1-800-MEDICARE (1-800-633-4227) is open 24 hours a day, 7 days a week. TTY users call 1-877-486-2048.
Medicare evaluates plans every year based on a 5-star rating system. Star Ratings shown are 2027 Star Ratings released by CMS on October 8, 2026.
This plan's 2027 documents
Summary of Benefits (PDF, carrier document, 2027)
The Summary of Benefits is the plan's own description of its costs and benefits. It comes from the plan company.
Key numbers from CMS files
- Monthly plan premium
- $60. You still pay your Part B premium.
- Most you pay in-network in a year (MOOP)
- $7,800
- Drug deductible
- $700
- Part B giveback
- None
- Extra benefits listed
- Dental, Vision
These numbers come from CMS files. For what each benefit covers and costs, read the Summary of Benefits above. We do not write our own descriptions of plan benefits.
See all benefits
- Preventive dental, most the plan pays
- $3,000 per year (in and out of network)
- Comprehensive dental, most the plan pays
- one limit shared with preventive dental (amount above)
- Eyewear, most the plan pays
- $100 per year (in and out of network)
Amounts are the most the plan pays, as listed in CMS benefit files.
Compared with 2026
Compared with Humana Gold Choice H8145-006 (PFFS) (H8145-006-0), the 2026 plan.
| Item | 2026 | 2027 |
|---|---|---|
| Monthly premium | $37 | $60 |
| Most you pay in-network (MOOP) | $6,800 | $7,800 |
| Drug deductible | $615 | $700 |
| Overall star rating | 3.5 out of 5 | 4 out of 5 |
Service area
Iowa (17)
Adams County, Audubon County, Buena Vista County, Calhoun County, Carroll County, Cherokee County, Dickinson County, Emmet County, Harrison County, Ida County, Louisa County, Lyon County, Pocahontas County, Sac County, Sioux County, Van Buren County, Webster County
Illinois (48)
Bond County, Boone County, Bureau County, Carroll County, Clark County, Clinton County, Cook County, Crawford County, De Witt County, Douglas County, Edwards County, Gallatin County, Greene County, Grundy County, Hardin County, Iroquois County, Jo Daviess County, Johnson County, Kane County, Kankakee County, Kendall County, Knox County, La Salle County, Lawrence County, Lee County, Logan County, Madison County, Mason County, McHenry County, McLean County, Montgomery County, Ogle County, Peoria County, Pike County, Pope County, Richland County, Rock Island County, Sangamon County, Schuyler County, St. Clair County, Stephenson County, Tazewell County, Union County, Wabash County, Washington County, Wayne County, White County, Winnebago County
Kansas (8)
Chase County, Jewell County, Lyon County, Mitchell County, Norton County, Phillips County, Riley County, Smith County
Michigan (24)
Allegan County, Antrim County, Barry County, Berrien County, Calhoun County, Cass County, Delta County, Dickinson County, Eaton County, Hillsdale County, Houghton County, Kalamazoo County, Kalkaska County, Kent County, Lenawee County, Marquette County, Menominee County, Montcalm County, Muskegon County, Ottawa County, Shiawassee County, St. Joseph County, Van Buren County, Wexford County
Missouri (57)
Atchison County, Barry County, Benton County, Bollinger County, Boone County, Butler County, Callaway County, Camden County, Carroll County, Carter County, Cedar County, Chariton County, Christian County, Clay County, Cole County, Crawford County, Dade County, Dallas County, DeKalb County, Douglas County, Greene County, Grundy County, Henry County, Hickory County, Holt County, Jackson County, Jasper County, Jefferson County, Laclede County, Lawrence County, Lewis County, Macon County, Marion County, Mercer County, Miller County, Mississippi County, Montgomery County, Newton County, Ozark County, Pemiscot County, Perry County, Phelps County, Pike County, Platte County, Polk County, Pulaski County, Ralls County, Reynolds County, St. Charles County, St. Clair County, St. Louis County, St. Louis City, Stoddard County, Stone County, Taney County, Vernon County, Wright County
Montana (11)
Carbon County, Cascade County, Chouteau County, Flathead County, Judith Basin County, Lincoln County, Pondera County, Ravalli County, Rosebud County, Silver Bow County, Teton County
Oklahoma (3)
Atoka County, Choctaw County, McCurtain County
Wisconsin (31)
Brown County, Clark County, Dane County, Dodge County, Eau Claire County, Fond du Lac County, Forest County, Green Lake County, Juneau County, Kenosha County, Lafayette County, Langlade County, Manitowoc County, Marathon County, Marquette County, Milwaukee County, Oneida County, Outagamie County, Ozaukee County, Racine County, Richland County, Sauk County, Shawano County, Sheboygan County, Trempealeau County, Vilas County, Walworth County, Washington County, Waukesha County, Waupaca County, Winnebago County
Data used on this page
- CMS CY2027 Landscape Source File, November 2026 release (202611)
- CMS CY2027 plan benefit files and the Medicare Plan Finder benefit summary file dated October 15, 2026
- 2027 Star Ratings data tables dated October 8, 2026
- Summary of Benefits files collected from plan company websites, October 28 to November 11, 2026
- How we build these pages