Medicare Plans in Clay County, Texas — 2027
The short answer: 27 Medicare plans are available in Clay County, Texas for 2027, offered by 5 insurance companies. Monthly premiums range from $0 to $138. 21 of these plans (78%) charge no monthly premium. The lowest in-network out-of-pocket maximum among Medicare Advantage plans in Clay County is $2,900.
Plans available in Clay County
| Plan | Insurance company | Plan type | Monthly premium | CMS star rating |
|---|---|---|---|---|
| AARP Medicare Advantage from UHC TX-0020 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | 4 out of 5 stars |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP | $0 | 4 out of 5 stars |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP | $0 | 4.5 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | $0 | 4 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | $0 | 4.5 out of 5 stars |
| HumanaChoice R4182-001 (Regional PPO) | Humana | Regional PPO | $0 | 3.5 out of 5 stars |
| ProCare Advantage (HMO-POS I-SNP) | ProCare Advantage | HMO-POS I-SNP | $0 | Not yet rated by CMS |
| UHC Dual Advantage TX-V10 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | 3.5 out of 5 stars |
| UHC Dual Complete TX-Q8 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | 3.5 out of 5 stars |
| UHC Dual Complete TX-S001 (Regional PPO D-SNP) | UnitedHealthcare | Regional PPO D-SNP | $0 | 3 out of 5 stars |
| UHC Dual Complete TX-S5 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | 3.5 out of 5 stars |
| Wellcare Simple Value (HMO) | Wellcare | HMO | $0 | 3.5 out of 5 stars |
| Wellcare Superior HealthPlan Dual Access (HMO D-SNP) | Wellcare | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Wellcare Superior HealthPlan Dual Liberty Sync (HMO D-SNP) | Wellcare | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Wellcare Superior HealthPlan Dual Reserve (HMO D-SNP) | Wellcare | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Wellcare Superior HealthPlan Dual Reserve Value (HMO D-SNP) | Wellcare | HMO D-SNP | $0 | Not yet rated by CMS |
| Wellpoint Dual Advantage (HMO D-SNP) | Wellpoint | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Wellpoint Dual Advantage Plus (HMO D-SNP) | Wellpoint | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Wellpoint Full Dual Advantage Aligned (HMO D-SNP) | Wellpoint | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Wellpoint Kidney Care (HMO-POS C-SNP) | Wellpoint | HMO-POS C-SNP | $0 | 3 out of 5 stars |
| Wellpoint Medicare Advantage 2 (HMO-POS) | Wellpoint | HMO-POS | $0 | 3 out of 5 stars |
| HumanaChoice H0473-005 (PPO) | Humana | PPO | $13 | 3 out of 5 stars |
| HumanaChoice R4182-004 (Regional PPO) | Humana | Regional PPO | $46 | 3.5 out of 5 stars |
| HumanaChoice H7617-027 (PPO) | Humana | PPO | $48 | 4.5 out of 5 stars |
| HumanaChoice R4182-003 (Regional PPO) | Humana | Regional PPO | $100 | 3.5 out of 5 stars |
| UHC Complete Care TX-29 (Regional PPO C-SNP) | UnitedHealthcare | Regional PPO C-SNP | $100 | 3 out of 5 stars |
| AARP Medicare Advantage from UHC TX-61 (Regional PPO) | UnitedHealthcare | Regional PPO | $138 | 3 out of 5 stars |
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
How Clay County compares with Texas
Clay County has 27 Medicare plans for 2027, compared with a Texas county average of about 37 plans. Across Texas, premiums run from $0 to $258 and 77% of plan listings charge $0. In Clay County the median monthly premium is $0, and residents can choose from 5 insurance companies.
Insurance companies in Clay County
- Humana — 9 plans
- UnitedHealthcare — 7 plans
- Wellcare — 5 plans
- Wellpoint — 5 plans
- ProCare Advantage — 1 plan in Clay County — see statewide line-up
Special Needs Plans in Clay County
16 of the plans in Clay County are Special Needs Plans: 11 Dual Special Needs Plans (for people with both Medicare and Medicaid); 2 Chronic Condition Special Needs Plans; 3 Institutional Special Needs Plans. Eligibility for these plans is limited to the group each plan serves. See the Dual Special Needs Plans guide and the Medicare Savings Programs guide for how qualification works.
Frequently asked questions
- How many Medicare Advantage plans are available in Clay County in 2027?
- 27 Medicare plans are available in Clay County, Texas for 2027, offered by 5 insurance companies.
- What is the lowest Medicare Advantage premium in Clay County?
- The lowest monthly premium in Clay County is $0, charged by Wellcare Superior HealthPlan Dual Reserve Value (HMO D-SNP).
- How many $0-premium Medicare plans are in Clay County?
- 21 of the 27 Medicare plans in Clay County (78%) charge no monthly premium.
- What is the lowest out-of-pocket maximum in Clay County?
- The lowest in-network out-of-pocket maximum among Medicare Advantage plans in Clay County for 2027 is $2,900, on Wellpoint Kidney Care (HMO-POS C-SNP).
- Which insurance companies offer Medicare plans in Clay County?
- The insurance companies offering Medicare plans in Clay County for 2027 are: Humana (9 plans), UnitedHealthcare (7 plans), Wellcare (5 plans), Wellpoint (5 plans), ProCare Advantage (1 plans).
- Are there Special Needs Plans in Clay County?
- Yes. 16 Special Needs Plans are offered in Clay County for 2027: 11 Dual Special Needs Plans (for people with both Medicare and Medicaid); 2 Chronic Condition Special Needs Plans; 3 Institutional Special Needs Plans.
- What is the lowest Part D deductible in Clay County?
- The lowest Part D deductible among plans with drug coverage in Clay County for 2027 is $75.
Nearby counties
- Medicare plans in Archer County
- Medicare plans in Jack County
- Medicare plans in Montague County
- Medicare plans in Wichita County
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
About star ratings: Medicare evaluates plans every year and rates them on a 5-star system based on quality and performance. Star ratings shown on this page are the official CY2027 ratings published by CMS. A plan with no rating shown has not yet been rated by CMS.
Talk with a licensed agent about the plans in your area: call 1-866-340-3441.