Medicare Plans in Culberson County, Texas — 2027
The short answer: 12 Medicare plans are available in Culberson County, Texas for 2027, offered by 4 insurance companies. Monthly premiums range from $0 to $138. 8 of these plans (67%) charge no monthly premium. The lowest in-network out-of-pocket maximum among Medicare Advantage plans in Culberson County is $3,450.
Plans available in Culberson County
| Plan | Insurance company | Plan type | Monthly premium | CMS star rating |
|---|---|---|---|---|
| HumanaChoice R4182-001 (Regional PPO) | Humana | Regional PPO | $0 | 3.5 out of 5 stars |
| UHC Dual Complete TX-S001 (Regional PPO D-SNP) | UnitedHealthcare | Regional PPO D-SNP | $0 | 3 out of 5 stars |
| Wellcare Superior HealthPlan Dual Access (HMO D-SNP) | Wellcare | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Wellcare Superior HealthPlan Dual Liberty Sync (HMO D-SNP) | Wellcare | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Wellcare Superior HealthPlan Dual Reserve (HMO D-SNP) | Wellcare | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Wellpoint Dual Advantage (HMO D-SNP) | Wellpoint | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Wellpoint Dual Advantage Plus (HMO D-SNP) | Wellpoint | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Wellpoint Full Dual Advantage Aligned (HMO D-SNP) | Wellpoint | HMO D-SNP | $0 | 3.5 out of 5 stars |
| HumanaChoice R4182-004 (Regional PPO) | Humana | Regional PPO | $46 | 3.5 out of 5 stars |
| HumanaChoice R4182-003 (Regional PPO) | Humana | Regional PPO | $100 | 3.5 out of 5 stars |
| UHC Complete Care TX-29 (Regional PPO C-SNP) | UnitedHealthcare | Regional PPO C-SNP | $100 | 3 out of 5 stars |
| AARP Medicare Advantage from UHC TX-61 (Regional PPO) | UnitedHealthcare | Regional PPO | $138 | 3 out of 5 stars |
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
How Culberson County compares with Texas
Culberson County has 12 Medicare plans for 2027, compared with a Texas county average of about 37 plans. Across Texas, premiums run from $0 to $258 and 77% of plan listings charge $0. In Culberson County the median monthly premium is $0, and residents can choose from 4 insurance companies.
Insurance companies in Culberson County
- Wellcare — 3 plans in Culberson County — see statewide line-up
- Wellpoint — 3 plans in Culberson County — see statewide line-up
- Humana — 3 plans in Culberson County — see statewide line-up
- UnitedHealthcare — 3 plans in Culberson County — see statewide line-up
Special Needs Plans in Culberson County
8 of the plans in Culberson County are Special Needs Plans: 7 Dual Special Needs Plans (for people with both Medicare and Medicaid); 1 Chronic Condition Special Needs Plans. Eligibility for these plans is limited to the group each plan serves. See the Dual Special Needs Plans guide and the Medicare Savings Programs guide for how qualification works.
Frequently asked questions
- How many Medicare Advantage plans are available in Culberson County in 2027?
- 12 Medicare plans are available in Culberson County, Texas for 2027, offered by 4 insurance companies.
- What is the lowest Medicare Advantage premium in Culberson County?
- The lowest monthly premium in Culberson County is $0, charged by Wellcare Superior HealthPlan Dual Access (HMO D-SNP).
- How many $0-premium Medicare plans are in Culberson County?
- 8 of the 12 Medicare plans in Culberson County (67%) charge no monthly premium.
- What is the lowest out-of-pocket maximum in Culberson County?
- The lowest in-network out-of-pocket maximum among Medicare Advantage plans in Culberson County for 2027 is $3,450, on Wellcare Superior HealthPlan Dual Reserve (HMO D-SNP).
- Which insurance companies offer Medicare plans in Culberson County?
- The insurance companies offering Medicare plans in Culberson County for 2027 are: Wellcare (3 plans), Wellpoint (3 plans), Humana (3 plans), UnitedHealthcare (3 plans).
- Are there Special Needs Plans in Culberson County?
- Yes. 8 Special Needs Plans are offered in Culberson County for 2027: 7 Dual Special Needs Plans (for people with both Medicare and Medicaid); 1 Chronic Condition Special Needs Plans.
- What is the lowest Part D deductible in Culberson County?
- The lowest Part D deductible among plans with drug coverage in Culberson County for 2027 is $105.
Nearby counties
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
About star ratings: Medicare evaluates plans every year and rates them on a 5-star system based on quality and performance. Star ratings shown on this page are the official CY2027 ratings published by CMS. A plan with no rating shown has not yet been rated by CMS.
Talk with a licensed agent about the plans in your area: call 1-866-340-3441.