Medicare Plans in Howard County, Texas — 2027
The short answer: 30 Medicare plans are available in Howard County, Texas for 2027, offered by 5 insurance companies. Monthly premiums range from $0 to $138. 21 of these plans (70%) charge no monthly premium. The lowest in-network out-of-pocket maximum among Medicare Advantage plans in Howard County is $3,450.
Plans available in Howard County
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
How Howard County compares with Texas
Howard County has 30 Medicare plans for 2027, compared with a Texas county average of about 37 plans. Across Texas, premiums run from $0 to $258 and 77% of plan listings charge $0. In Howard County the median monthly premium is $0, and residents can choose from 5 insurance companies.
Insurance companies in Howard County
- Humana — 13 plans
- UnitedHealthcare — 8 plans
- Wellcare — 5 plans
- Wellpoint — 3 plans in Howard County — see statewide line-up
- Provider Partners Health Plans — 1 plan in Howard County — see statewide line-up
Special Needs Plans in Howard County
15 of the plans in Howard County are Special Needs Plans: 11 Dual Special Needs Plans (for people with both Medicare and Medicaid); 1 Chronic Condition Special Needs Plans; 3 Institutional Special Needs Plans. Eligibility for these plans is limited to the group each plan serves. See the Dual Special Needs Plans guide and the Medicare Savings Programs guide for how qualification works.
Frequently asked questions
- How many Medicare Advantage plans are available in Howard County in 2027?
- 30 Medicare plans are available in Howard County, Texas for 2027, offered by 5 insurance companies.
- What is the lowest Medicare Advantage premium in Howard County?
- The lowest monthly premium in Howard County is $0, charged by Wellcare Superior HealthPlan Dual Reserve Value (HMO D-SNP).
- How many $0-premium Medicare plans are in Howard County?
- 21 of the 30 Medicare plans in Howard County (70%) charge no monthly premium.
- What is the lowest out-of-pocket maximum in Howard County?
- The lowest in-network out-of-pocket maximum among Medicare Advantage plans in Howard County for 2027 is $3,450, on Wellcare Superior HealthPlan Dual Reserve (HMO D-SNP).
- Which insurance companies offer Medicare plans in Howard County?
- The insurance companies offering Medicare plans in Howard County for 2027 are: Humana (13 plans), UnitedHealthcare (8 plans), Wellcare (5 plans), Wellpoint (3 plans), Provider Partners Health Plans (1 plans).
- Are there Special Needs Plans in Howard County?
- Yes. 15 Special Needs Plans are offered in Howard County for 2027: 11 Dual Special Needs Plans (for people with both Medicare and Medicaid); 1 Chronic Condition Special Needs Plans; 3 Institutional Special Needs Plans.
- What is the lowest Part D deductible in Howard County?
- The lowest Part D deductible among plans with drug coverage in Howard County for 2027 is $50.
Nearby counties
- Medicare plans in Borden County
- Medicare plans in Dawson County
- Medicare plans in Glasscock County
- Medicare plans in Martin County
- Medicare plans in Mitchell County
- Medicare plans in Sterling County
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
About star ratings: Medicare evaluates plans every year and rates them on a 5-star system based on quality and performance. Star ratings shown on this page are the official CY2027 ratings published by CMS. A plan with no rating shown has not yet been rated by CMS.
Talk with a licensed agent about the plans in your area: call 1-866-340-3441.