Medicare Plans in Karnes County, Texas — 2027
The short answer: 45 Medicare plans are available in Karnes County, Texas for 2027, offered by 9 insurance companies. Monthly premiums range from $0 to $138. 35 of these plans (78%) charge no monthly premium. The lowest in-network out-of-pocket maximum among Medicare Advantage plans in Karnes County is $3,900.
Plans available in Karnes County
| Plan | Insurance company | Plan type | Monthly premium | CMS star rating |
|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC TX-21 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | 4 out of 5 stars |
| AARP Medicare Advantage Extras from UHC TX-28 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | 4 out of 5 stars |
| AARP Medicare Advantage Giveback from UHC TX-40 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | 4 out of 5 stars |
| AARP Medicare Advantage Patriot No Rx TX-MA03 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | 4 out of 5 stars |
| Aetna Medicare Full Dual Care (HMO D-SNP) | Aetna Medicare | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Aetna Medicare Full Dual Extra Care (HMO D-SNP) | Aetna Medicare | HMO D-SNP | $0 | 3 out of 5 stars |
| Aetna Medicare QMB Only Care (HMO D-SNP) | Aetna Medicare | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Aetna Medicare QMB Only Extra Care (HMO D-SNP) | Aetna Medicare | HMO D-SNP | $0 | 3 out of 5 stars |
| Aetna Medicare Signature (PPO) | Aetna Medicare | PPO | $0 | 3.5 out of 5 stars |
| Aetna Medicare Value Plus (PPO) | Aetna Medicare | PPO | $0 | 3.5 out of 5 stars |
| DEVOTED C-SNP 046 TX (HMO C-SNP) | Devoted Health | HMO C-SNP | $0 | 4.5 out of 5 stars |
| DEVOTED C-SNP GIVEBACK EXTRAS 089 TX (HMO C-SNP) | Devoted Health | HMO C-SNP | $0 | 4.5 out of 5 stars |
| DEVOTED C-SNP PLUS 033 TX (HMO C-SNP) | Devoted Health | HMO C-SNP | $0 | 4.5 out of 5 stars |
| DEVOTED CORE 003 TX (HMO) | Devoted Health | HMO | $0 | 4.5 out of 5 stars |
| DEVOTED DUAL 012 TX (HMO D-SNP) | Devoted Health | HMO D-SNP | $0 | 4.5 out of 5 stars |
| DEVOTED DUAL FULL 041 TX (HMO D-SNP) | Devoted Health | HMO D-SNP | $0 | 4.5 out of 5 stars |
| DEVOTED GIVEBACK 021 TX (HMO) | Devoted Health | HMO | $0 | 4.5 out of 5 stars |
| DEVOTED GIVEBACK EXTRAS 116 TX (HMO) | Devoted Health | HMO | $0 | 4.5 out of 5 stars |
| DEVOTED MA ONLY 020 TX (HMO) | Devoted Health | HMO | $0 | 4.5 out of 5 stars |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP | $0 | 4 out of 5 stars |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP | $0 | 4.5 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | $0 | 4 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | $0 | 4.5 out of 5 stars |
| HumanaChoice R4182-001 (Regional PPO) | Humana | Regional PPO | $0 | 3.5 out of 5 stars |
| ProCare Advantage (HMO-POS I-SNP) | ProCare Advantage | HMO-POS I-SNP | $0 | Not yet rated by CMS |
| UHC Complete Care TX-24 (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP | $0 | 4 out of 5 stars |
| UHC Dual Advantage TX-V10 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | 3.5 out of 5 stars |
| UHC Dual Complete TX-Q8 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | 3.5 out of 5 stars |
| UHC Dual Complete TX-S001 (Regional PPO D-SNP) | UnitedHealthcare | Regional PPO D-SNP | $0 | 3 out of 5 stars |
| UHC Dual Complete TX-S5 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | 3.5 out of 5 stars |
| Wellcare Superior HealthPlan Dual Liberty Sync (HMO D-SNP) | Wellcare | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Wellcare Superior HealthPlan Dual Reserve Value (HMO D-SNP) | Wellcare | HMO D-SNP | $0 | Not yet rated by CMS |
| Wellpoint Dual Advantage (HMO D-SNP) | Wellpoint | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Wellpoint Dual Advantage Plus (HMO D-SNP) | Wellpoint | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Wellpoint Full Dual Advantage Aligned (HMO D-SNP) | Wellpoint | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Texas Independence Health Plan, Inc. (HMO I-SNP) | Texas Independence Health Plan | HMO I-SNP | $3.90 | 4.5 out of 5 stars |
| DEVOTED PREMIUM 004 TX (HMO) | Devoted Health | HMO | $5 | 4.5 out of 5 stars |
| Provider Partners Texas Advantage Plan (HMO I-SNP) | Provider Partners Health Plans | HMO I-SNP | $6.30 | 4 out of 5 stars |
| Texas Independence Community Plan (HMO I-SNP) | Texas Independence Health Plan | HMO I-SNP | $6.30 | 4.5 out of 5 stars |
| AARP Medicare Advantage from UHC TX-0043 (HMO-POS) | UnitedHealthcare | HMO-POS | $45 | 4 out of 5 stars |
| HumanaChoice R4182-004 (Regional PPO) | Humana | Regional PPO | $46 | 3.5 out of 5 stars |
| HumanaChoice H7617-027 (PPO) | Humana | PPO | $48 | 4.5 out of 5 stars |
| HumanaChoice R4182-003 (Regional PPO) | Humana | Regional PPO | $100 | 3.5 out of 5 stars |
| UHC Complete Care TX-29 (Regional PPO C-SNP) | UnitedHealthcare | Regional PPO C-SNP | $100 | 3 out of 5 stars |
| AARP Medicare Advantage from UHC TX-61 (Regional PPO) | UnitedHealthcare | Regional PPO | $138 | 3 out of 5 stars |
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
How Karnes County compares with Texas
Karnes County has 45 Medicare plans for 2027, compared with a Texas county average of about 37 plans. Across Texas, premiums run from $0 to $258 and 77% of plan listings charge $0. In Karnes County the median monthly premium is $0, and residents can choose from 9 insurance companies.
Insurance companies in Karnes County
- UnitedHealthcare — 12 plans
- Devoted Health — 10 plans
- Humana — 8 plans
- Aetna — 6 plans
- Wellpoint — 3 plans in Karnes County — see statewide line-up
- Wellcare — 2 plans in Karnes County — see statewide line-up
- Texas Independence Health Plan — 2 plans in Karnes County — see statewide line-up
- ProCare Advantage — 1 plan in Karnes County — see statewide line-up
- Provider Partners Health Plans — 1 plan in Karnes County — see statewide line-up
Special Needs Plans in Karnes County
26 of the plans in Karnes County are Special Needs Plans: 15 Dual Special Needs Plans (for people with both Medicare and Medicaid); 5 Chronic Condition Special Needs Plans; 6 Institutional Special Needs Plans. Eligibility for these plans is limited to the group each plan serves. See the Dual Special Needs Plans guide and the Medicare Savings Programs guide for how qualification works.
Frequently asked questions
- How many Medicare Advantage plans are available in Karnes County in 2027?
- 45 Medicare plans are available in Karnes County, Texas for 2027, offered by 9 insurance companies.
- What is the lowest Medicare Advantage premium in Karnes County?
- The lowest monthly premium in Karnes County is $0, charged by Wellcare Superior HealthPlan Dual Reserve Value (HMO D-SNP).
- How many $0-premium Medicare plans are in Karnes County?
- 35 of the 45 Medicare plans in Karnes County (78%) charge no monthly premium.
- What is the lowest out-of-pocket maximum in Karnes County?
- The lowest in-network out-of-pocket maximum among Medicare Advantage plans in Karnes County for 2027 is $3,900, on DEVOTED CORE 003 TX (HMO).
- Which insurance companies offer Medicare plans in Karnes County?
- The insurance companies offering Medicare plans in Karnes County for 2027 are: UnitedHealthcare (12 plans), Devoted Health (10 plans), Humana (8 plans), Aetna (6 plans), Wellpoint (3 plans), Wellcare (2 plans), Texas Independence Health Plan (2 plans), ProCare Advantage (1 plans), Provider Partners Health Plans (1 plans).
- Are there Special Needs Plans in Karnes County?
- Yes. 26 Special Needs Plans are offered in Karnes County for 2027: 15 Dual Special Needs Plans (for people with both Medicare and Medicaid); 5 Chronic Condition Special Needs Plans; 6 Institutional Special Needs Plans.
- What is the lowest Part D deductible in Karnes County?
- The lowest Part D deductible among plans with drug coverage in Karnes County for 2027 is $75.
Nearby counties
- Medicare plans in Atascosa County
- Medicare plans in Bee County
- Medicare plans in DeWitt County
- Medicare plans in Goliad County
- Medicare plans in Gonzales County
- Medicare plans in Live Oak County
- Medicare plans in Wilson County
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
About star ratings: Medicare evaluates plans every year and rates them on a 5-star system based on quality and performance. Star ratings shown on this page are the official CY2027 ratings published by CMS. A plan with no rating shown has not yet been rated by CMS.
Talk with a licensed agent about the plans in your area: call 1-866-340-3441.