Medicare Plans in McCulloch County, Texas — 2027
The short answer: 17 Medicare plans are available in McCulloch County, Texas for 2027, offered by 5 insurance companies. Monthly premiums range from $0 to $138. 12 of these plans (71%) charge no monthly premium. The lowest in-network out-of-pocket maximum among Medicare Advantage plans in McCulloch County is $6,000.
Plans available in McCulloch County
| Plan | Insurance company | Plan type | Monthly premium | CMS star rating |
|---|---|---|---|---|
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP | $0 | 4 out of 5 stars |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP | $0 | 4.5 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | $0 | 4 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | $0 | 4.5 out of 5 stars |
| HumanaChoice R4182-001 (Regional PPO) | Humana | Regional PPO | $0 | 3.5 out of 5 stars |
| ProCare Advantage (HMO-POS I-SNP) | ProCare Advantage | HMO-POS I-SNP | $0 | Not yet rated by CMS |
| UHC Dual Complete TX-S001 (Regional PPO D-SNP) | UnitedHealthcare | Regional PPO D-SNP | $0 | 3 out of 5 stars |
| Wellcare Superior HealthPlan Dual Liberty Sync (HMO D-SNP) | Wellcare | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Wellcare Superior HealthPlan Dual Reserve Value (HMO D-SNP) | Wellcare | HMO D-SNP | $0 | Not yet rated by CMS |
| Wellpoint Dual Advantage (HMO D-SNP) | Wellpoint | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Wellpoint Dual Advantage Plus (HMO D-SNP) | Wellpoint | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Wellpoint Full Dual Advantage Aligned (HMO D-SNP) | Wellpoint | HMO D-SNP | $0 | 3.5 out of 5 stars |
| HumanaChoice R4182-004 (Regional PPO) | Humana | Regional PPO | $46 | 3.5 out of 5 stars |
| HumanaChoice H7617-027 (PPO) | Humana | PPO | $48 | 4.5 out of 5 stars |
| HumanaChoice R4182-003 (Regional PPO) | Humana | Regional PPO | $100 | 3.5 out of 5 stars |
| UHC Complete Care TX-29 (Regional PPO C-SNP) | UnitedHealthcare | Regional PPO C-SNP | $100 | 3 out of 5 stars |
| AARP Medicare Advantage from UHC TX-61 (Regional PPO) | UnitedHealthcare | Regional PPO | $138 | 3 out of 5 stars |
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
How McCulloch County compares with Texas
McCulloch County has 17 Medicare plans for 2027, compared with a Texas county average of about 37 plans. Across Texas, premiums run from $0 to $258 and 77% of plan listings charge $0. In McCulloch County the median monthly premium is $0, and residents can choose from 5 insurance companies.
Insurance companies in McCulloch County
- Humana — 8 plans
- Wellpoint — 3 plans in McCulloch County — see statewide line-up
- UnitedHealthcare — 3 plans in McCulloch County — see statewide line-up
- Wellcare — 2 plans in McCulloch County — see statewide line-up
- ProCare Advantage — 1 plan in McCulloch County — see statewide line-up
Special Needs Plans in McCulloch County
10 of the plans in McCulloch County are Special Needs Plans: 6 Dual Special Needs Plans (for people with both Medicare and Medicaid); 1 Chronic Condition Special Needs Plans; 3 Institutional Special Needs Plans. Eligibility for these plans is limited to the group each plan serves. See the Dual Special Needs Plans guide and the Medicare Savings Programs guide for how qualification works.
Frequently asked questions
- How many Medicare Advantage plans are available in McCulloch County in 2027?
- 17 Medicare plans are available in McCulloch County, Texas for 2027, offered by 5 insurance companies.
- What is the lowest Medicare Advantage premium in McCulloch County?
- The lowest monthly premium in McCulloch County is $0, charged by Wellcare Superior HealthPlan Dual Reserve Value (HMO D-SNP).
- How many $0-premium Medicare plans are in McCulloch County?
- 12 of the 17 Medicare plans in McCulloch County (71%) charge no monthly premium.
- What is the lowest out-of-pocket maximum in McCulloch County?
- The lowest in-network out-of-pocket maximum among Medicare Advantage plans in McCulloch County for 2027 is $6,000, on HumanaChoice R4182-001 (Regional PPO).
- Which insurance companies offer Medicare plans in McCulloch County?
- The insurance companies offering Medicare plans in McCulloch County for 2027 are: Humana (8 plans), Wellpoint (3 plans), UnitedHealthcare (3 plans), Wellcare (2 plans), ProCare Advantage (1 plans).
- Are there Special Needs Plans in McCulloch County?
- Yes. 10 Special Needs Plans are offered in McCulloch County for 2027: 6 Dual Special Needs Plans (for people with both Medicare and Medicaid); 1 Chronic Condition Special Needs Plans; 3 Institutional Special Needs Plans.
- What is the lowest Part D deductible in McCulloch County?
- The lowest Part D deductible among plans with drug coverage in McCulloch County for 2027 is $105.
Nearby counties
- Medicare plans in Brown County
- Medicare plans in Coleman County
- Medicare plans in Concho County
- Medicare plans in Mason County
- Medicare plans in Menard County
- Medicare plans in San Saba County
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
About star ratings: Medicare evaluates plans every year and rates them on a 5-star system based on quality and performance. Star ratings shown on this page are the official CY2027 ratings published by CMS. A plan with no rating shown has not yet been rated by CMS.
Talk with a licensed agent about the plans in your area: call 1-866-340-3441.