Medicare Plans in Shelby County, Texas — 2027
The short answer: 23 Medicare plans are available in Shelby County, Texas for 2027, offered by 3 insurance companies. Monthly premiums range from $0 to $138. 16 of these plans (70%) charge no monthly premium. The lowest in-network out-of-pocket maximum among Medicare Advantage plans in Shelby County is $4,450.
Plans available in Shelby County
| Plan | Insurance company | Plan type | Monthly premium | CMS star rating |
|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC TX-26 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | 4 out of 5 stars |
| AARP Medicare Advantage Extras from UHC TX-48 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | 4 out of 5 stars |
| AARP Medicare Advantage Giveback from UHC TX-41 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | 4 out of 5 stars |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP | $0 | 4 out of 5 stars |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP | $0 | 4.5 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | $0 | 4 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | $0 | 4.5 out of 5 stars |
| Humana Value Choice (PPO) | Humana | PPO | $0 | 4.5 out of 5 stars |
| HumanaChoice H5216-352 (PPO) | Humana | PPO | $0 | 4 out of 5 stars |
| HumanaChoice R4182-001 (Regional PPO) | Humana | Regional PPO | $0 | 3.5 out of 5 stars |
| Molina Medicare Complete Care (HMO D-SNP) | Molina Healthcare of Texas, Inc. | HMO D-SNP | $0 | 3 out of 5 stars |
| UHC Dual Advantage TX-V11 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | Not yet rated by CMS |
| UHC Dual Complete TX-Q6 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | Not yet rated by CMS |
| UHC Dual Complete TX-S001 (Regional PPO D-SNP) | UnitedHealthcare | Regional PPO D-SNP | $0 | 3 out of 5 stars |
| UHC Dual Complete TX-S6 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | Not yet rated by CMS |
| UHC Dual Complete TX-YL2 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | Not yet rated by CMS |
| AARP Medicare Advantage from UHC TX-0007 (PPO) | UnitedHealthcare | PPO | $10 | 3 out of 5 stars |
| HumanaChoice H5216-043 (PPO) | Humana | PPO | $20 | 4 out of 5 stars |
| HumanaChoice R4182-004 (Regional PPO) | Humana | Regional PPO | $46 | 3.5 out of 5 stars |
| HumanaChoice H5216-042 (PPO) | Humana | PPO | $62 | 4 out of 5 stars |
| HumanaChoice R4182-003 (Regional PPO) | Humana | Regional PPO | $100 | 3.5 out of 5 stars |
| UHC Complete Care TX-29 (Regional PPO C-SNP) | UnitedHealthcare | Regional PPO C-SNP | $100 | 3 out of 5 stars |
| AARP Medicare Advantage from UHC TX-61 (Regional PPO) | UnitedHealthcare | Regional PPO | $138 | 3 out of 5 stars |
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
How Shelby County compares with Texas
Shelby County has 23 Medicare plans for 2027, compared with a Texas county average of about 37 plans. Across Texas, premiums run from $0 to $258 and 77% of plan listings charge $0. In Shelby County the median monthly premium is $0, and residents can choose from 3 insurance companies.
Insurance companies in Shelby County
- UnitedHealthcare — 11 plans
- Humana — 11 plans
- Molina Healthcare of Texas — 1 plan in Shelby County — see statewide line-up
Special Needs Plans in Shelby County
9 of the plans in Shelby County are Special Needs Plans: 6 Dual Special Needs Plans (for people with both Medicare and Medicaid); 1 Chronic Condition Special Needs Plans; 2 Institutional Special Needs Plans. Eligibility for these plans is limited to the group each plan serves. See the Dual Special Needs Plans guide and the Medicare Savings Programs guide for how qualification works.
Frequently asked questions
- How many Medicare Advantage plans are available in Shelby County in 2027?
- 23 Medicare plans are available in Shelby County, Texas for 2027, offered by 3 insurance companies.
- What is the lowest Medicare Advantage premium in Shelby County?
- The lowest monthly premium in Shelby County is $0, charged by AARP Medicare Advantage Essentials from UHC TX-26 (HMO-POS).
- How many $0-premium Medicare plans are in Shelby County?
- 16 of the 23 Medicare plans in Shelby County (70%) charge no monthly premium.
- What is the lowest out-of-pocket maximum in Shelby County?
- The lowest in-network out-of-pocket maximum among Medicare Advantage plans in Shelby County for 2027 is $4,450, on UHC Dual Advantage TX-V11 (HMO-POS D-SNP).
- Which insurance companies offer Medicare plans in Shelby County?
- The insurance companies offering Medicare plans in Shelby County for 2027 are: UnitedHealthcare (11 plans), Humana (11 plans), Molina Healthcare of Texas (1 plans).
- Are there Special Needs Plans in Shelby County?
- Yes. 9 Special Needs Plans are offered in Shelby County for 2027: 6 Dual Special Needs Plans (for people with both Medicare and Medicaid); 1 Chronic Condition Special Needs Plans; 2 Institutional Special Needs Plans.
- What is the lowest Part D deductible in Shelby County?
- The lowest Part D deductible among plans with drug coverage in Shelby County for 2027 is $75.
Nearby counties
- Medicare plans in Nacogdoches County
- Medicare plans in Panola County
- Medicare plans in Rusk County
- Medicare plans in Sabine County
- Medicare plans in San Augustine County
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
About star ratings: Medicare evaluates plans every year and rates them on a 5-star system based on quality and performance. Star ratings shown on this page are the official CY2027 ratings published by CMS. A plan with no rating shown has not yet been rated by CMS.
Talk with a licensed agent about the plans in your area: call 1-866-340-3441.