Medicare Plans in Zapata County, Texas — 2027
The short answer: 40 Medicare plans are available in Zapata County, Texas for 2027, offered by 7 insurance companies. Monthly premiums range from $0 to $138. 31 of these plans (78%) charge no monthly premium. The lowest in-network out-of-pocket maximum among Medicare Advantage plans in Zapata County is $3,000.
Plans available in Zapata County
| Plan | Insurance company | Plan type | Monthly premium | CMS star rating |
|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC TX-14 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | 4 out of 5 stars |
| AARP Medicare Advantage Extras from UHC TX-50 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | 4 out of 5 stars |
| AARP Medicare Advantage Giveback from UHC TX-38 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | 4 out of 5 stars |
| AARP Medicare Advantage Patriot No Rx TX-MA01 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | 4 out of 5 stars |
| Aetna Medicare Full Dual Care (HMO D-SNP) | Aetna Medicare | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Aetna Medicare Full Dual Extra Care (HMO D-SNP) | Aetna Medicare | HMO D-SNP | $0 | 3 out of 5 stars |
| Aetna Medicare QMB Only Care (HMO D-SNP) | Aetna Medicare | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Aetna Medicare QMB Only Extra Care (HMO D-SNP) | Aetna Medicare | HMO D-SNP | $0 | 3 out of 5 stars |
| Aetna Medicare Signature (PPO) | Aetna Medicare | PPO | $0 | 3.5 out of 5 stars |
| Humana Essentials Plus Giveback (PPO) | Humana | PPO | $0 | 4.5 out of 5 stars |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP | $0 | 4 out of 5 stars |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP | $0 | 4.5 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | $0 | 4 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | $0 | 4.5 out of 5 stars |
| HumanaChoice Giveback H5216-350 (PPO) | Humana | PPO | $0 | 4 out of 5 stars |
| HumanaChoice R4182-001 (Regional PPO) | Humana | Regional PPO | $0 | 3.5 out of 5 stars |
| Molina Medicare Complete Care (HMO D-SNP) | Molina Healthcare of Texas, Inc. | HMO D-SNP | $0 | 3 out of 5 stars |
| Prominence Bridge (HMO D-SNP) | Prominence Health Plan | HMO D-SNP | $0 | 4 out of 5 stars |
| Prominence Diabetes and Heart Care Plus (HMO C-SNP) | Prominence Health Plan | HMO C-SNP | $0 | 4 out of 5 stars |
| Prominence Diabetes and Heart Giveback (HMO C-SNP) | Prominence Health Plan | HMO C-SNP | $0 | 4 out of 5 stars |
| Prominence Dual (HMO D-SNP) | Prominence Health Plan | HMO D-SNP | $0 | 4 out of 5 stars |
| Prominence Extra Help (HMO) | Prominence Health Plan | HMO | $0 | 4 out of 5 stars |
| Prominence Giveback (HMO) | Prominence Health Plan | HMO | $0 | 4 out of 5 stars |
| Prominence Plus (HMO) | Prominence Health Plan | HMO | $0 | 4 out of 5 stars |
| UHC Complete Care TX-19 (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP | $0 | 4 out of 5 stars |
| UHC Dual Advantage TX-V11 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | Not yet rated by CMS |
| UHC Dual Complete TX-Q6 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | Not yet rated by CMS |
| UHC Dual Complete TX-S001 (Regional PPO D-SNP) | UnitedHealthcare | Regional PPO D-SNP | $0 | 3 out of 5 stars |
| UHC Dual Complete TX-S6 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | Not yet rated by CMS |
| UHC Dual Complete TX-YL2 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | Not yet rated by CMS |
| Wellcare Superior HealthPlan Dual Liberty Sync (HMO D-SNP) | Wellcare | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Texas Independence Health Plan, Inc. (HMO I-SNP) | Texas Independence Health Plan | HMO I-SNP | $3.90 | 4.5 out of 5 stars |
| Texas Independence Community Plan (HMO I-SNP) | Texas Independence Health Plan | HMO I-SNP | $6.30 | 4.5 out of 5 stars |
| HumanaChoice H0473-004 (PPO) | Humana | PPO | $13 | 3 out of 5 stars |
| AARP Medicare Advantage from UHC TX-51 (HMO-POS) | UnitedHealthcare | HMO-POS | $29 | 4 out of 5 stars |
| HumanaChoice R4182-004 (Regional PPO) | Humana | Regional PPO | $46 | 3.5 out of 5 stars |
| Aetna Medicare Enhanced (PPO) | Aetna Medicare | PPO | $55 | 3.5 out of 5 stars |
| HumanaChoice R4182-003 (Regional PPO) | Humana | Regional PPO | $100 | 3.5 out of 5 stars |
| UHC Complete Care TX-29 (Regional PPO C-SNP) | UnitedHealthcare | Regional PPO C-SNP | $100 | 3 out of 5 stars |
| AARP Medicare Advantage from UHC TX-61 (Regional PPO) | UnitedHealthcare | Regional PPO | $138 | 3 out of 5 stars |
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
How Zapata County compares with Texas
Zapata County has 40 Medicare plans for 2027, compared with a Texas county average of about 37 plans. Across Texas, premiums run from $0 to $258 and 77% of plan listings charge $0. In Zapata County the median monthly premium is $0, and residents can choose from 7 insurance companies.
Insurance companies in Zapata County
- UnitedHealthcare — 13 plans
- Humana — 10 plans
- Prominence Health Plan — 7 plans
- Aetna — 6 plans
- Texas Independence Health Plan — 2 plans in Zapata County — see statewide line-up
- Wellcare — 1 plan in Zapata County — see statewide line-up
- Molina Healthcare of Texas — 1 plan in Zapata County — see statewide line-up
Special Needs Plans in Zapata County
21 of the plans in Zapata County are Special Needs Plans: 13 Dual Special Needs Plans (for people with both Medicare and Medicaid); 4 Chronic Condition Special Needs Plans; 4 Institutional Special Needs Plans. Eligibility for these plans is limited to the group each plan serves. See the Dual Special Needs Plans guide and the Medicare Savings Programs guide for how qualification works.
Frequently asked questions
- How many Medicare Advantage plans are available in Zapata County in 2027?
- 40 Medicare plans are available in Zapata County, Texas for 2027, offered by 7 insurance companies.
- What is the lowest Medicare Advantage premium in Zapata County?
- The lowest monthly premium in Zapata County is $0, charged by Aetna Medicare Signature (PPO).
- How many $0-premium Medicare plans are in Zapata County?
- 31 of the 40 Medicare plans in Zapata County (78%) charge no monthly premium.
- What is the lowest out-of-pocket maximum in Zapata County?
- The lowest in-network out-of-pocket maximum among Medicare Advantage plans in Zapata County for 2027 is $3,000, on Prominence Plus (HMO).
- Which insurance companies offer Medicare plans in Zapata County?
- The insurance companies offering Medicare plans in Zapata County for 2027 are: UnitedHealthcare (13 plans), Humana (10 plans), Prominence Health Plan (7 plans), Aetna (6 plans), Texas Independence Health Plan (2 plans), Wellcare (1 plans), Molina Healthcare of Texas (1 plans).
- Are there Special Needs Plans in Zapata County?
- Yes. 21 Special Needs Plans are offered in Zapata County for 2027: 13 Dual Special Needs Plans (for people with both Medicare and Medicaid); 4 Chronic Condition Special Needs Plans; 4 Institutional Special Needs Plans.
- What is the lowest Part D deductible in Zapata County?
- The lowest Part D deductible among plans with drug coverage in Zapata County for 2027 is $0.
Nearby counties
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
About star ratings: Medicare evaluates plans every year and rates them on a 5-star system based on quality and performance. Star ratings shown on this page are the official CY2027 ratings published by CMS. A plan with no rating shown has not yet been rated by CMS.
Talk with a licensed agent about the plans in your area: call 1-866-340-3441.