2027 Medicare Part D Drug Cost Estimator ($700 Deductible, $2,400 Cap)
Licensed Medicare Advisors, Free Service for Beneficiaries  |  Call Now: 1-866-340-3441  |  TTY: 711

Annual Enrollment ends December 7.

Got a letter that your plan is ending? You may have more time. See what to do.

What could my drugs cost in 2027?

A walk-through of the 2027 standard Medicare drug benefit. It is an estimate, not a quote for any plan.

2027 standard drug benefit: deductible up to $700; then you pay 25% of covered drug costs; once you have paid $2,400 in a year, you pay $0 for covered drugs for the rest of the year. Source: CMS, Calendar Year 2027 Rate Announcement, April 6, 2026.

Your pharmacy or your plan's drug price tool can tell you this. Use your best guess.

Many plans charge less than $700, some $0. Plans cannot charge more.

For every plan in your area, including plans we do not offer, visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227, TTY 1-877-486-2048).

Reviewed by Jordan Diaz, Licensed Insurance Agent, NPN 18910035. Updated November 7, 2026. Questions? Call a licensed agent at 1-866-340-3441 (TTY 711).

📞 1-866-340-3441