Medicare Plans in Baker County, Florida — 2027
The short answer: 37 Medicare plans are available in Baker County, Florida for 2027, offered by 4 insurance companies. Monthly premiums range from $0 to $161. 28 of these plans (76%) charge no monthly premium. The lowest in-network out-of-pocket maximum among Medicare Advantage plans in Baker County is $2,700.
Plans available in Baker County
| Plan | Insurance company | Plan type | Monthly premium | CMS star rating |
|---|---|---|---|---|
| AARP Medicare Advantage CareFlex from UHC FL-37 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | 4 out of 5 stars |
| AARP Medicare Advantage Giveback from UHC FL-40 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | 4 out of 5 stars |
| AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO) | UnitedHealthcare | Regional PPO | $0 | 3.5 out of 5 stars |
| AARP Medicare Advantage from UHC FL-0005 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | 4 out of 5 stars |
| BlueMedicare Patriot (PPO) | Florida Blue | PPO | $0 | 3 out of 5 stars |
| Gold Dialysis & Kidney (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP | $0 | 2.5 out of 5 stars |
| Gold Heart & Diabetes (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP | $0 | 2.5 out of 5 stars |
| Gold Heart & Diabetes Plus (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP | $0 | 2.5 out of 5 stars |
| Humana Dual Integrated (HMO D-SNP) | Humana | HMO D-SNP | $0 | 4.5 out of 5 stars |
| Humana Dual Integrated (PPO D-SNP) | Humana | PPO D-SNP | $0 | 4 out of 5 stars |
| Humana Dual Select H1036-210 (HMO D-SNP) | Humana | HMO D-SNP | $0 | 4.5 out of 5 stars |
| Humana Dual Select H1036-314 (HMO D-SNP) | Humana | HMO D-SNP | $0 | 4.5 out of 5 stars |
| Humana Dual Select H5216-394 (PPO D-SNP) | Humana | PPO D-SNP | $0 | 4 out of 5 stars |
| Humana Essentials Plus Giveback (PPO) | Humana | PPO | $0 | 4.5 out of 5 stars |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | Humana | HMO C-SNP | $0 | 4.5 out of 5 stars |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | Humana | HMO C-SNP | $0 | 4.5 out of 5 stars |
| Humana Gold Plus Giveback H1036-270 (HMO) | Humana | HMO | $0 | 4.5 out of 5 stars |
| Humana Gold Plus H1036-068 (HMO) | Humana | HMO | $0 | 4.5 out of 5 stars |
| Humana Gold Plus Lung (HMO C-SNP) | Humana | HMO C-SNP | $0 | 4.5 out of 5 stars |
| Humana USAA Honor Giveback (HMO) | Humana | HMO | $0 | 4.5 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | $0 | 4 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | $0 | 4.5 out of 5 stars |
| Humana Value Choice (PPO) | Humana | PPO | $0 | 4 out of 5 stars |
| UHC Dual Complete FL-Q1 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP | $0 | 3.5 out of 5 stars |
| UHC Dual Complete FL-Q2 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | 3.5 out of 5 stars |
| UHC Dual Complete FL-Q3 (Regional PPO D-SNP) | UnitedHealthcare | Regional PPO D-SNP | $0 | 3.5 out of 5 stars |
| UHC Dual Complete FL-Y8 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | 3.5 out of 5 stars |
| UHC Dual Complete FL-YL (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | 3.5 out of 5 stars |
| Gold Dialysis & Kidney Complete (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP | $7.30 | 2.5 out of 5 stars |
| Gold Heart & Diabetes Complete (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP | $7.30 | 2.5 out of 5 stars |
| UHC Dual Complete FL-Y7 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP | $7.30 | 3.5 out of 5 stars |
| HumanaChoice R5826-018 (Regional PPO) | Humana | Regional PPO | $9 | 4 out of 5 stars |
| HumanaChoice R5826-074 (Regional PPO) | Humana | Regional PPO | $35 | 4 out of 5 stars |
| HumanaChoice Florida H7284-009 (PPO) | Humana | PPO | $38.90 | 3.5 out of 5 stars |
| BlueMedicare Select (PPO) | Florida Blue | PPO | $99.50 | 3 out of 5 stars |
| AARP Medicare Advantage from UHC FL-0031 (Regional PPO) | UnitedHealthcare | Regional PPO | $127 | 3.5 out of 5 stars |
| HumanaChoice R5826-005 (Regional PPO) | Humana | Regional PPO | $161 | 4 out of 5 stars |
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
How Baker County compares with Florida
Baker County has 37 Medicare plans for 2027, compared with a Florida county average of about 58 plans. Across Florida, premiums run from $0 to $326 and 82% of plan listings charge $0. In Baker County the median monthly premium is $0, and residents can choose from 4 insurance companies.
Insurance companies in Baker County
- Humana — 19 plans
- UnitedHealthcare — 11 plans
- Gold Kidney Health Plan — 5 plans
- Florida Blue — 2 plans in Baker County — see statewide line-up
Special Needs Plans in Baker County
19 of the plans in Baker County are Special Needs Plans: 11 Dual Special Needs Plans (for people with both Medicare and Medicaid); 8 Chronic Condition Special Needs Plans. Eligibility for these plans is limited to the group each plan serves. See the Dual Special Needs Plans guide and the Medicare Savings Programs guide for how qualification works.
Frequently asked questions
- How many Medicare Advantage plans are available in Baker County in 2027?
- 37 Medicare plans are available in Baker County, Florida for 2027, offered by 4 insurance companies.
- What is the lowest Medicare Advantage premium in Baker County?
- The lowest monthly premium in Baker County is $0, charged by Humana Gold Plus H1036-068 (HMO).
- How many $0-premium Medicare plans are in Baker County?
- 28 of the 37 Medicare plans in Baker County (76%) charge no monthly premium.
- What is the lowest out-of-pocket maximum in Baker County?
- The lowest in-network out-of-pocket maximum among Medicare Advantage plans in Baker County for 2027 is $2,700, on Gold Heart & Diabetes (HMO-POS C-SNP).
- Which insurance companies offer Medicare plans in Baker County?
- The insurance companies offering Medicare plans in Baker County for 2027 are: Humana (19 plans), UnitedHealthcare (11 plans), Gold Kidney Health Plan (5 plans), Florida Blue (2 plans).
- Are there Special Needs Plans in Baker County?
- Yes. 19 Special Needs Plans are offered in Baker County for 2027: 11 Dual Special Needs Plans (for people with both Medicare and Medicaid); 8 Chronic Condition Special Needs Plans.
- What is the lowest Part D deductible in Baker County?
- The lowest Part D deductible among plans with drug coverage in Baker County for 2027 is $0.
Nearby counties
- Medicare plans in Bradford County
- Medicare plans in Clay County
- Medicare plans in Columbia County
- Medicare plans in Duval County
- Medicare plans in Nassau County
- Medicare plans in Union County
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
About star ratings: Medicare evaluates plans every year and rates them on a 5-star system based on quality and performance. Star ratings shown on this page are the official CY2027 ratings published by CMS. A plan with no rating shown has not yet been rated by CMS.
Talk with a licensed agent about the plans in your area: call 1-866-340-3441.