Medicare Plans in Florida for 2027
The short answer: 553 Medicare plans are offered in Florida for 2027, in 67 counties and from 22 insurance companies. Monthly premiums range from $0 to $326. 495 of the 553 plans (90%) charge no monthly premium.
Florida Medicare plans at a glance
The most common CMS star rating among rated plan listings in Florida is 4 out of 5 stars.
Browse plans by county in Florida
Insurance companies offering Medicare plans in Florida
| Insurance company | Plans in Florida | Counties served |
|---|---|---|
| Humana | 120 | 67 |
| Devoted Health | 98 | 38 |
| Aetna | 63 | 36 |
| UnitedHealthcare | 56 | 67 |
| Freedom Health | 52 | 29 |
| Florida Blue | 45 | 67 |
| Wellcare | 22 | 36 |
| Solis Health Plans | 19 | 10 |
| Ultimate Health Plans | 16 | 16 |
| HealthSpring | 12 | 20 |
| Gold Kidney Health Plan | 9 | 22 |
| Doctors HealthCare Plans | 9 | 8 |
| Health First Health Plans | 7 | 4 |
| Prominence Health Plan | 6 | 1 |
| Leon Health | 4 | 1 |
| SECUR Health Plan | 4 | 5 |
| Florida Complete Care | 3 | 22 |
| AmeriHealth Caritas VIP Care (HMO-D-SNP) | 2 | 8 |
| Align Senior Care | 2 | 15 |
| BayCare Health Plans | 2 | 4 |
| American Health Advantage of Florida | 1 | 13 |
| Longevity Health Plan | 1 | 28 |
Medicare and Medicaid in Florida
Florida has 127 Dual Special Needs Plans (D-SNPs) for 2027, for people who have both Medicare and Medicaid: 64 are coordination only; 60 are highly integrated; 3 are fully integrated. 127 of these plans carry a CMS Applicable Integrated Plan identifier, which marks plans held to added Medicare-Medicaid integration standards. People who qualify for both programs may also get help with their Medicare costs through a Medicare Savings Program, and D-SNPs themselves are explained in the Dual Special Needs Plans guide.
Medicare Supplement (Medigap) in Florida
Medigap plans in Florida use the federally standardized plan letters — Plan A, B, D, G, K, L, M and N sold today, plus legacy Plans C and F for people who became eligible before 2020. Every company selling a given letter must offer the same standard benefits for that letter; prices are set by each insurance company and are not published by CMS. See the Medigap guide for what each letter covers.
Frequently asked questions
- How many Medicare Advantage plans are available in Florida in 2027?
- 553 Medicare plans are offered in Florida for 2027, counting Medicare Advantage, Special Needs and stand-alone Part D plans. They are sold in 67 counties by 22 insurance companies.
- What is the lowest Medicare Advantage premium in Florida?
- The lowest monthly premium among Medicare plans in Florida for 2027 is $0. 495 of the 553 plans charge no monthly premium.
- How many $0-premium Medicare plans are in Florida?
- 495 of the 553 Medicare plans offered in Florida for 2027 (90%) charge no monthly premium.
- Which insurance companies offer Medicare plans in Florida?
- 22 insurance companies offer Medicare plans in Florida for 2027. Measured by number of plans, the largest line-up is Humana with 120 plans.
- Are there Special Needs Plans in Florida?
- Yes. 245 Special Needs Plans are offered in Florida for 2027, including 127 Dual Special Needs Plans for people with both Medicare and Medicaid.
- How many counties in Florida have Medicare Advantage plans?
- Medicare plans are sold in 67 counties in Florida for 2027.
- What Medigap plans are sold in Florida?
- Medigap plans in Florida are the federally standardized letters: Plan A, B, D, G, K, L, M and N, plus legacy Plans C and F for people who became eligible for Medicare before 2020. CMS does not publish Medigap premiums.
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
About star ratings: Medicare evaluates plans every year and rates them on a 5-star system based on quality and performance. Star ratings shown on this page are the official CY2027 ratings published by CMS. A plan with no rating shown has not yet been rated by CMS.
Talk with a licensed agent about the plans in your area: call 1-866-340-3441.