Medicare Plans in Franklin County, Florida — 2027
The short answer: 24 Medicare plans are available in Franklin County, Florida for 2027, offered by 3 insurance companies. Monthly premiums range from $0 to $161. 17 of these plans (71%) charge no monthly premium. The lowest in-network out-of-pocket maximum among Medicare Advantage plans in Franklin County is $4,450.
Plans available in Franklin County
| Plan | Insurance company | Plan type | Monthly premium | CMS star rating |
|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO) | UnitedHealthcare | Regional PPO | $0 | 3.5 out of 5 stars |
| AARP Medicare Advantage from UHC FL-0011 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | 4 out of 5 stars |
| BlueMedicare Patriot (PPO) | Florida Blue | PPO | $0 | 3 out of 5 stars |
| BlueMedicare Patriot Plus (PPO) | Florida Blue | PPO | $0 | 3 out of 5 stars |
| BlueMedicare Value (PPO) | Florida Blue | PPO | $0 | 3 out of 5 stars |
| Capital Health Plan Giveback Advantage (HMO) | Capital Health Plan | HMO | $0 | 4.5 out of 5 stars |
| Capital Health Plan Silver Advantage (HMO) | Capital Health Plan | HMO | $0 | 4.5 out of 5 stars |
| Humana Dual Integrated (PPO D-SNP) | Humana | PPO D-SNP | $0 | 4 out of 5 stars |
| Humana Dual Select H5216-394 (PPO D-SNP) | Humana | PPO D-SNP | $0 | 4 out of 5 stars |
| Humana Essentials Plus Giveback (PPO) | Humana | PPO | $0 | 4.5 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | $0 | 4 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | $0 | 4.5 out of 5 stars |
| Humana Value Choice (PPO) | Humana | PPO | $0 | 4 out of 5 stars |
| UHC Dual Complete FL-Q1 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP | $0 | 3.5 out of 5 stars |
| UHC Dual Complete FL-Q2 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | 3.5 out of 5 stars |
| UHC Dual Complete FL-Q3 (Regional PPO D-SNP) | UnitedHealthcare | Regional PPO D-SNP | $0 | 3.5 out of 5 stars |
| UHC Dual Complete FL-Y8 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | 3.5 out of 5 stars |
| UHC Dual Complete FL-Y7 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP | $7.30 | 3.5 out of 5 stars |
| HumanaChoice R5826-018 (Regional PPO) | Humana | Regional PPO | $9 | 4 out of 5 stars |
| HumanaChoice R5826-074 (Regional PPO) | Humana | Regional PPO | $35 | 4 out of 5 stars |
| Capital Health Plan Advantage Plus (HMO) | Capital Health Plan | HMO | $39 | 4.5 out of 5 stars |
| Capital Health Plan Preferred Advantage (HMO) | Capital Health Plan | HMO | $105 | 4.5 out of 5 stars |
| AARP Medicare Advantage from UHC FL-0031 (Regional PPO) | UnitedHealthcare | Regional PPO | $127 | 3.5 out of 5 stars |
| HumanaChoice R5826-005 (Regional PPO) | Humana | Regional PPO | $161 | 4 out of 5 stars |
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
How Franklin County compares with Florida
Franklin County has 24 Medicare plans for 2027, compared with a Florida county average of about 58 plans. Across Florida, premiums run from $0 to $326 and 82% of plan listings charge $0. In Franklin County the median monthly premium is $0, and residents can choose from 3 insurance companies.
Insurance companies in Franklin County
- Humana — 9 plans
- UnitedHealthcare — 8 plans
- Florida Blue — 7 plans
Special Needs Plans in Franklin County
7 of the plans in Franklin County are Special Needs Plans: 7 Dual Special Needs Plans (for people with both Medicare and Medicaid). Eligibility for these plans is limited to the group each plan serves. See the Dual Special Needs Plans guide and the Medicare Savings Programs guide for how qualification works.
Frequently asked questions
- How many Medicare Advantage plans are available in Franklin County in 2027?
- 24 Medicare plans are available in Franklin County, Florida for 2027, offered by 3 insurance companies.
- What is the lowest Medicare Advantage premium in Franklin County?
- The lowest monthly premium in Franklin County is $0, charged by AARP Medicare Advantage from UHC FL-0011 (HMO-POS).
- How many $0-premium Medicare plans are in Franklin County?
- 17 of the 24 Medicare plans in Franklin County (71%) charge no monthly premium.
- What is the lowest out-of-pocket maximum in Franklin County?
- The lowest in-network out-of-pocket maximum among Medicare Advantage plans in Franklin County for 2027 is $4,450, on AARP Medicare Advantage from UHC FL-0011 (HMO-POS).
- Which insurance companies offer Medicare plans in Franklin County?
- The insurance companies offering Medicare plans in Franklin County for 2027 are: Humana (9 plans), UnitedHealthcare (8 plans), Florida Blue (7 plans).
- Are there Special Needs Plans in Franklin County?
- Yes. 7 Special Needs Plans are offered in Franklin County for 2027: 7 Dual Special Needs Plans (for people with both Medicare and Medicaid).
- What is the lowest Part D deductible in Franklin County?
- The lowest Part D deductible among plans with drug coverage in Franklin County for 2027 is $50.
Nearby counties
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
About star ratings: Medicare evaluates plans every year and rates them on a 5-star system based on quality and performance. Star ratings shown on this page are the official CY2027 ratings published by CMS. A plan with no rating shown has not yet been rated by CMS.
Talk with a licensed agent about the plans in your area: call 1-866-340-3441.