Medicare Plans in Lafayette County, Florida — 2027
The short answer: 20 Medicare plans are available in Lafayette County, Florida for 2027, offered by 3 insurance companies. Monthly premiums range from $0 to $161. 13 of these plans (65%) charge no monthly premium. The lowest in-network out-of-pocket maximum among Medicare Advantage plans in Lafayette County is $4,900.
Plans available in Lafayette County
| Plan | Insurance company | Plan type | Monthly premium | CMS star rating |
|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO) | UnitedHealthcare | Regional PPO | $0 | 3.5 out of 5 stars |
| AARP Medicare Advantage from UHC FL-0009 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | 4 out of 5 stars |
| BlueMedicare Patriot (PPO) | Florida Blue | PPO | $0 | 3 out of 5 stars |
| Humana Dual Integrated (PPO D-SNP) | Humana | PPO D-SNP | $0 | 4 out of 5 stars |
| Humana Dual Select H5216-394 (PPO D-SNP) | Humana | PPO D-SNP | $0 | 4 out of 5 stars |
| Humana Essentials Plus Giveback (PPO) | Humana | PPO | $0 | 3.5 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | $0 | 4 out of 5 stars |
| HumanaChoice Florida H7284-011 (PPO) | Humana | PPO | $0 | 3.5 out of 5 stars |
| UHC Dual Complete FL-Q1 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP | $0 | 3.5 out of 5 stars |
| UHC Dual Complete FL-Q2 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | 3.5 out of 5 stars |
| UHC Dual Complete FL-Q3 (Regional PPO D-SNP) | UnitedHealthcare | Regional PPO D-SNP | $0 | 3.5 out of 5 stars |
| UHC Dual Complete FL-Y8 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | 3.5 out of 5 stars |
| UHC Dual Complete FL-YL (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | 3.5 out of 5 stars |
| UHC Dual Complete FL-Y7 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP | $7.30 | 3.5 out of 5 stars |
| HumanaChoice R5826-018 (Regional PPO) | Humana | Regional PPO | $9 | 4 out of 5 stars |
| HumanaChoice R5826-074 (Regional PPO) | Humana | Regional PPO | $35 | 4 out of 5 stars |
| HumanaChoice Florida H7284-009 (PPO) | Humana | PPO | $38.90 | 3.5 out of 5 stars |
| BlueMedicare Select (PPO) | Florida Blue | PPO | $99.50 | 3 out of 5 stars |
| AARP Medicare Advantage from UHC FL-0031 (Regional PPO) | UnitedHealthcare | Regional PPO | $127 | 3.5 out of 5 stars |
| HumanaChoice R5826-005 (Regional PPO) | Humana | Regional PPO | $161 | 4 out of 5 stars |
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
How Lafayette County compares with Florida
Lafayette County has 20 Medicare plans for 2027, compared with a Florida county average of about 58 plans. Across Florida, premiums run from $0 to $326 and 82% of plan listings charge $0. In Lafayette County the median monthly premium is $0, and residents can choose from 3 insurance companies.
Insurance companies in Lafayette County
- UnitedHealthcare — 9 plans
- Humana — 9 plans
- Florida Blue — 2 plans in Lafayette County — see statewide line-up
Special Needs Plans in Lafayette County
8 of the plans in Lafayette County are Special Needs Plans: 8 Dual Special Needs Plans (for people with both Medicare and Medicaid). Eligibility for these plans is limited to the group each plan serves. See the Dual Special Needs Plans guide and the Medicare Savings Programs guide for how qualification works.
Frequently asked questions
- How many Medicare Advantage plans are available in Lafayette County in 2027?
- 20 Medicare plans are available in Lafayette County, Florida for 2027, offered by 3 insurance companies.
- What is the lowest Medicare Advantage premium in Lafayette County?
- The lowest monthly premium in Lafayette County is $0, charged by AARP Medicare Advantage from UHC FL-0009 (HMO-POS).
- How many $0-premium Medicare plans are in Lafayette County?
- 13 of the 20 Medicare plans in Lafayette County (65%) charge no monthly premium.
- What is the lowest out-of-pocket maximum in Lafayette County?
- The lowest in-network out-of-pocket maximum among Medicare Advantage plans in Lafayette County for 2027 is $4,900, on Humana Dual Select H5216-394 (PPO D-SNP).
- Which insurance companies offer Medicare plans in Lafayette County?
- The insurance companies offering Medicare plans in Lafayette County for 2027 are: UnitedHealthcare (9 plans), Humana (9 plans), Florida Blue (2 plans).
- Are there Special Needs Plans in Lafayette County?
- Yes. 8 Special Needs Plans are offered in Lafayette County for 2027: 8 Dual Special Needs Plans (for people with both Medicare and Medicaid).
- What is the lowest Part D deductible in Lafayette County?
- The lowest Part D deductible among plans with drug coverage in Lafayette County for 2027 is $50.
Nearby counties
- Medicare plans in Dixie County
- Medicare plans in Gilchrist County
- Medicare plans in Madison County
- Medicare plans in Suwannee County
- Medicare plans in Taylor County
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
About star ratings: Medicare evaluates plans every year and rates them on a 5-star system based on quality and performance. Star ratings shown on this page are the official CY2027 ratings published by CMS. A plan with no rating shown has not yet been rated by CMS.
Talk with a licensed agent about the plans in your area: call 1-866-340-3441.