KelseyCare Advantage Freedom (HMO-POS) — 2027
The short answer: KelseyCare Advantage Freedom (HMO-POS) is a HMO-POS plan offered by UnitedHealthcare for 2027 in 13 counties in Texas. Its monthly premium is $0. Medicare rates it 4.5 out of 5 stars.
KelseyCare Advantage Freedom (HMO-POS) (H0332-004) is a HMO point-of-service (HMO-POS). It is open to anyone who has Medicare Part A and Part B and lives in the plan service area. It is sold by KelseyCare Advantage, part of UnitedHealth Group, Inc..
Costs at a glance
| Monthly premium (CMS data, October 18, 2026) | $0 |
|---|---|
| Part D deductible | $200 |
| In-network out-of-pocket maximum | $6,850 |
| CMS star rating | 4.5 out of 5 stars |
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
Where KelseyCare Advantage Freedom (HMO-POS) is offered
KelseyCare Advantage Freedom (HMO-POS) is offered in 13 counties in Texas for 2027:
- Austin County
- Brazoria County
- Chambers County
- Fort Bend County
- Galveston County
- Grimes County
- Harris County
- Liberty County
- Montgomery County
- San Jacinto County
- Walker County
- Waller County
- Wharton County
How KelseyCare Advantage Freedom (HMO-POS) compares
The median monthly premium across UnitedHealthcare plans in Texas is $0; this plan charges $0. The average in-network out-of-pocket maximum among Medicare Advantage plans in Texas is about $7,976; this plan’s maximum is $6,850.
Similar plans from UnitedHealthcare in Texas
- AARP Medicare Advantage Essentials from UHC TX-26 (HMO-POS) — $0 a month
- AARP Medicare Advantage Giveback from UHC TX-41 (HMO-POS) — $0 a month
- AARP Medicare Advantage Extras from UHC TX-48 (HMO-POS) — $0 a month
- AARP Medicare Advantage Essentials from UHC TX-11 (HMO-POS) — $0 a month
- AARP Medicare Advantage Patriot No Rx TX-MA01 (HMO-POS) — $0 a month
- AARP Medicare Advantage Giveback from UHC TX-35 (HMO-POS) — $0 a month
Frequently asked questions
- What is the monthly premium for KelseyCare Advantage Freedom (HMO-POS)?
- The monthly premium for KelseyCare Advantage Freedom (HMO-POS) is $0 in CMS data as of October 18, 2026.
- What is the out-of-pocket maximum for KelseyCare Advantage Freedom (HMO-POS)?
- The in-network out-of-pocket maximum for KelseyCare Advantage Freedom (HMO-POS) is $6,850 for 2027.
- What is the Part D deductible for KelseyCare Advantage Freedom (HMO-POS)?
- The Part D deductible for KelseyCare Advantage Freedom (HMO-POS) is $200 for 2027.
- What kind of plan is KelseyCare Advantage Freedom (HMO-POS)?
- KelseyCare Advantage Freedom (HMO-POS) is a HMO-POS: a HMO point-of-service (HMO-POS). It is open to anyone who has Medicare Part A and Part B and lives in the plan service area.
- Who is KelseyCare Advantage Freedom (HMO-POS) for?
- KelseyCare Advantage Freedom (HMO-POS) It is open to anyone who has Medicare Part A and Part B and lives in the plan service area.
- Where is KelseyCare Advantage Freedom (HMO-POS) offered?
- KelseyCare Advantage Freedom (HMO-POS) is offered in 13 counties in Texas for 2027.
- What is the CMS star rating for KelseyCare Advantage Freedom (HMO-POS)?
- KelseyCare Advantage Freedom (HMO-POS) Medicare rates it 4.5 out of 5 stars.
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
About star ratings: Medicare evaluates plans every year and rates them on a 5-star system based on quality and performance. Star ratings shown on this page are the official CY2027 ratings published by CMS. A plan with no rating shown has not yet been rated by CMS.
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