Medicare Plans in Montgomery County, Texas — 2027
The short answer: 79 Medicare plans are available in Montgomery County, Texas for 2027, offered by 13 insurance companies. Monthly premiums range from $0 to $138. 68 of these plans (86%) charge no monthly premium. The lowest in-network out-of-pocket maximum among Medicare Advantage plans in Montgomery County is $999.
Plans available79
Insurance companies13
Premium range$0 to $138
Median premium$0
$0-premium plans68 (86%)
Plans available in Montgomery County
| Plan | Insurance company | Plan type | Monthly premium | CMS star rating |
|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx TX-MA01 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | 4 out of 5 stars |
| AARP Medicare Advantage from UHC TX-0009 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | 4 out of 5 stars |
| AARP Medicare Advantage from UHC TX-0015 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | 4 out of 5 stars |
| AARP Medicare Advantage from UHC TX-001P (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | 4 out of 5 stars |
| Aetna Medicare Eagle (PPO) | Aetna Medicare | PPO | $0 | 3.5 out of 5 stars |
| Aetna Medicare Full Dual Care (HMO D-SNP) | Aetna Medicare | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Aetna Medicare Full Dual Extra Care (HMO D-SNP) | Aetna Medicare | HMO D-SNP | $0 | 3 out of 5 stars |
| Aetna Medicare QMB Only Care (HMO D-SNP) | Aetna Medicare | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Aetna Medicare QMB Only Extra Care (HMO D-SNP) | Aetna Medicare | HMO D-SNP | $0 | 3 out of 5 stars |
| Aetna Medicare Signature (PPO) | Aetna Medicare | PPO | $0 | 3.5 out of 5 stars |
| Aetna Medicare Signature Extra (HMO) | Aetna Medicare | HMO | $0 | 3 out of 5 stars |
| Aetna Medicare Signature Extra (PPO) | Aetna Medicare | PPO | $0 | 3.5 out of 5 stars |
| Community DualCare Access (HMO D-SNP) | Community Health Choice | HMO D-SNP | $0 | Not yet rated by CMS |
| Community DualCare Aligned (HMO D-SNP) | Community Health Choice | HMO D-SNP | $0 | Not yet rated by CMS |
| DEVOTED C-SNP GIVEBACK EXTRAS 087 TX (HMO C-SNP) | Devoted Health | HMO C-SNP | $0 | 4.5 out of 5 stars |
| DEVOTED CORE 019 TX (HMO) | Devoted Health | HMO | $0 | 4.5 out of 5 stars |
| DEVOTED GIVEBACK 006 TX (HMO) | Devoted Health | HMO | $0 | 4.5 out of 5 stars |
| DEVOTED GIVEBACK EXTRAS 114 TX (HMO) | Devoted Health | HMO | $0 | 4.5 out of 5 stars |
| HealthSpring Alliance (HMO) | HealthSpring | HMO | $0 | 3.5 out of 5 stars |
| HealthSpring Courage (HMO) | HealthSpring | HMO | $0 | 3.5 out of 5 stars |
| HealthSpring Preferred (HMO) | HealthSpring | HMO | $0 | 3.5 out of 5 stars |
| HealthSpring Preferred Extra Savings (HMO) | HealthSpring | HMO | $0 | 3.5 out of 5 stars |
| HealthSpring Preferred Savings (HMO) | HealthSpring | HMO | $0 | 3.5 out of 5 stars |
| HealthSpring TotalCare (HMO D-SNP) | HealthSpring | HMO D-SNP | $0 | 3.5 out of 5 stars |
| HealthSpring TotalCare Plus (HMO D-SNP) | HealthSpring | HMO D-SNP | $0 | 3.5 out of 5 stars |
| HealthSpring True Choice (PPO) | HealthSpring | PPO | $0 | 3 out of 5 stars |
| Humana Essentials Plus Giveback (PPO) | Humana | PPO | $0 | 4.5 out of 5 stars |
| Humana Gold Plus H0028-042 (HMO) | Humana | HMO | $0 | 4.5 out of 5 stars |
| Humana Gold Plus SNP-DE H0028-032 (HMO D-SNP) | Humana | HMO D-SNP | $0 | 4.5 out of 5 stars |
| Humana Gold Plus SNP-DE H4461-071 (HMO D-SNP) | Humana | HMO D-SNP | $0 | 4.5 out of 5 stars |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP | $0 | 4 out of 5 stars |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP | $0 | 4.5 out of 5 stars |
| Humana Total Complete (HMO) | Humana | HMO | $0 | 4.5 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | $0 | 4 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | $0 | 4.5 out of 5 stars |
| Humana Value Choice (PPO) | Humana | PPO | $0 | 4.5 out of 5 stars |
| HumanaChoice Giveback H5216-358 (PPO) | Humana | PPO | $0 | 4 out of 5 stars |
| HumanaChoice R4182-001 (Regional PPO) | Humana | Regional PPO | $0 | 3.5 out of 5 stars |
| KelseyCare Advantage Core (HMO) | KelseyCare Advantage | HMO | $0 | 4.5 out of 5 stars |
| KelseyCare Advantage Freedom (HMO-POS) | KelseyCare Advantage | HMO-POS | $0 | 4.5 out of 5 stars |
| KelseyCare Advantage Signature (HMO) | KelseyCare Advantage | HMO | $0 | 4.5 out of 5 stars |
| Molina Medicare Complete Care (HMO D-SNP) | Molina Healthcare of Texas, Inc. | HMO D-SNP | $0 | 3 out of 5 stars |
| ProCare Advantage (HMO-POS I-SNP) | ProCare Advantage | HMO-POS I-SNP | $0 | Not yet rated by CMS |
| SCAN Balance Texas (HMO C-SNP) | SCAN Health Plan | HMO C-SNP | $0 | Not yet rated by CMS |
| SCAN Classic Texas (HMO) | SCAN Health Plan | HMO | $0 | Not yet rated by CMS |
| SCAN Walmart Health Advantage (HMO) | SCAN Health Plan | HMO | $0 | Not yet rated by CMS |
| UHC Complete Care TX-2P (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP | $0 | 4 out of 5 stars |
| UHC Dual Advantage TX-V11 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | Not yet rated by CMS |
| UHC Dual Complete TX-Q6 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | Not yet rated by CMS |
| UHC Dual Complete TX-S001 (Regional PPO D-SNP) | UnitedHealthcare | Regional PPO D-SNP | $0 | 3 out of 5 stars |
| UHC Dual Complete TX-S6 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | Not yet rated by CMS |
| UHC Dual Complete TX-YL2 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | Not yet rated by CMS |
| Verda Noble Care (HMO) | Verda Health Plan of Texas | HMO | $0 | 2 out of 5 stars |
| Verda Noble Chronic Care (HMO C-SNP) | Verda Health Plan of Texas | HMO C-SNP | $0 | 2 out of 5 stars |
| Wellcare Simple (HMO) | Wellcare | HMO | $0 | 3.5 out of 5 stars |
| Wellcare Simple Value (HMO) | Wellcare | HMO | $0 | 3.5 out of 5 stars |
| Wellcare Superior HealthPlan Dual Access (HMO D-SNP) | Wellcare | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Wellcare Superior HealthPlan Dual Liberty (HMO D-SNP) | Wellcare | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Wellcare Superior HealthPlan Dual Reserve (HMO D-SNP) | Wellcare | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Wellcare Superior HealthPlan Dual Reserve Value (HMO D-SNP) | Wellcare | HMO D-SNP | $0 | Not yet rated by CMS |
| Wellcare TexanPlus Classic Simple (HMO-POS) | Wellcare | HMO-POS | $0 | 4 out of 5 stars |
| Wellpoint Dual Advantage (HMO D-SNP) | Wellpoint | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Wellpoint Dual Advantage Plus (HMO D-SNP) | Wellpoint | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Wellpoint Full Dual Advantage (HMO D-SNP) | Wellpoint | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Wellpoint Kidney Care (HMO-POS C-SNP) | Wellpoint | HMO-POS C-SNP | $0 | 3 out of 5 stars |
| Wellpoint Medicare Advantage 2 (HMO-POS) | Wellpoint | HMO-POS | $0 | 3 out of 5 stars |
| Wellpoint Medicare Advantage Select 1 (HMO-POS) | Wellpoint | HMO-POS | $0 | 3.5 out of 5 stars |
| Texas Independence Health Plan, Inc. (HMO I-SNP) | Texas Independence Health Plan | HMO I-SNP | $3.90 | 4.5 out of 5 stars |
| Aetna Medicare Value Plus (PPO) | Aetna Medicare | PPO | $6.30 | 3.5 out of 5 stars |
| SCAN Walmart Medicare Complete (HMO C-SNP) | SCAN Health Plan | HMO C-SNP | $6.30 | Not yet rated by CMS |
| Texas Independence Community Plan (HMO I-SNP) | Texas Independence Health Plan | HMO I-SNP | $6.30 | 4.5 out of 5 stars |
| UHC Nursing Home Plan TX-F001 (PPO I-SNP) | UnitedHealthcare | PPO I-SNP | $6.30 | 5 out of 5 stars |
| HumanaChoice H5216-043 (PPO) | Humana | PPO | $20 | 4 out of 5 stars |
| AARP Medicare Advantage from UHC TX-4P (HMO-POS) | UnitedHealthcare | HMO-POS | $36 | 4 out of 5 stars |
| HumanaChoice R4182-004 (Regional PPO) | Humana | Regional PPO | $46 | 3.5 out of 5 stars |
| HumanaChoice H5216-042 (PPO) | Humana | PPO | $62 | 4 out of 5 stars |
| HumanaChoice R4182-003 (Regional PPO) | Humana | Regional PPO | $100 | 3.5 out of 5 stars |
| UHC Complete Care TX-29 (Regional PPO C-SNP) | UnitedHealthcare | Regional PPO C-SNP | $100 | 3 out of 5 stars |
| AARP Medicare Advantage from UHC TX-61 (Regional PPO) | UnitedHealthcare | Regional PPO | $138 | 3 out of 5 stars |
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
How Montgomery County compares with Texas
Montgomery County has 79 Medicare plans for 2027, compared with a Texas county average of about 37 plans. Across Texas, premiums run from $0 to $258 and 77% of plan listings charge $0. In Montgomery County the median monthly premium is $0, and residents can choose from 13 insurance companies.
Insurance companies in Montgomery County
- UnitedHealthcare — 17 plans
- Humana — 16 plans
- Aetna — 9 plans
- HealthSpring — 8 plans
- Wellcare — 7 plans
- Wellpoint — 6 plans
- Devoted Health — 4 plans in Montgomery County — see statewide line-up
- SCAN Health Plan — 4 plans in Montgomery County — see statewide line-up
- Texas Independence Health Plan — 2 plans in Montgomery County — see statewide line-up
- Verda Health Plan of Texas — 2 plans in Montgomery County — see statewide line-up
- Community Health Choice — 2 plans in Montgomery County — see statewide line-up
- ProCare Advantage — 1 plan in Montgomery County — see statewide line-up
- Molina Healthcare of Texas — 1 plan in Montgomery County — see statewide line-up
Special Needs Plans in Montgomery County
36 of the plans in Montgomery County are Special Needs Plans: 23 Dual Special Needs Plans (for people with both Medicare and Medicaid); 7 Chronic Condition Special Needs Plans; 6 Institutional Special Needs Plans. Eligibility for these plans is limited to the group each plan serves. See the Dual Special Needs Plans guide and the Medicare Savings Programs guide for how qualification works.
Frequently asked questions
- How many Medicare Advantage plans are available in Montgomery County in 2027?
- 79 Medicare plans are available in Montgomery County, Texas for 2027, offered by 13 insurance companies.
- What is the lowest Medicare Advantage premium in Montgomery County?
- The lowest monthly premium in Montgomery County is $0, charged by Humana Gold Plus SNP-DE H0028-032 (HMO D-SNP).
- How many $0-premium Medicare plans are in Montgomery County?
- 68 of the 79 Medicare plans in Montgomery County (86%) charge no monthly premium.
- What is the lowest out-of-pocket maximum in Montgomery County?
- The lowest in-network out-of-pocket maximum among Medicare Advantage plans in Montgomery County for 2027 is $999, on Verda Noble Chronic Care (HMO C-SNP).
- Which insurance companies offer Medicare plans in Montgomery County?
- The insurance companies offering Medicare plans in Montgomery County for 2027 are: UnitedHealthcare (17 plans), Humana (16 plans), Aetna (9 plans), HealthSpring (8 plans), Wellcare (7 plans), Wellpoint (6 plans), Devoted Health (4 plans), SCAN Health Plan (4 plans), Texas Independence Health Plan (2 plans), Verda Health Plan of Texas (2 plans), Community Health Choice (2 plans), ProCare Advantage (1 plans), Molina Healthcare of Texas (1 plans).
- Are there Special Needs Plans in Montgomery County?
- Yes. 36 Special Needs Plans are offered in Montgomery County for 2027: 23 Dual Special Needs Plans (for people with both Medicare and Medicaid); 7 Chronic Condition Special Needs Plans; 6 Institutional Special Needs Plans.
- What is the lowest Part D deductible in Montgomery County?
- The lowest Part D deductible among plans with drug coverage in Montgomery County for 2027 is $0.
Nearby counties
- Medicare plans in Grimes County
- Medicare plans in Harris County
- Medicare plans in Liberty County
- Medicare plans in San Jacinto County
- Medicare plans in Walker County
- Medicare plans in Waller County
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
About star ratings: Medicare evaluates plans every year and rates them on a 5-star system based on quality and performance. Star ratings shown on this page are the official CY2027 ratings published by CMS. A plan with no rating shown has not yet been rated by CMS.
Talk with a licensed agent about the plans in your area: call 1-866-340-3441.