Humana Total Complete (HMO) — 2027
The short answer: Humana Total Complete (HMO) is a HMO plan offered by Humana for 2027 in 14 counties in Texas. Its monthly premium is $0. Medicare rates it 4.5 out of 5 stars.
Humana Total Complete (HMO) (H4461-051) is a health maintenance organization (HMO). It is open to anyone who has Medicare Part A and Part B and lives in the plan service area. It is sold by Humana, part of Humana Inc..
Costs at a glance
| Monthly premium (CMS data, October 18, 2026) | $0 |
|---|---|
| Part D deductible | $700 |
| In-network out-of-pocket maximum | $3,950 |
| CMS star rating | 4.5 out of 5 stars |
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
Where Humana Total Complete (HMO) is offered
Humana Total Complete (HMO) is offered in 14 counties in Texas for 2027:
- Collin County
- Cooke County
- Dallas County
- Denton County
- Ellis County
- Grayson County
- Johnson County
- Kaufman County
- Montague County
- Navarro County
- Parker County
- Rockwall County
- Tarrant County
- Wise County
How Humana Total Complete (HMO) compares
The median monthly premium across Humana plans in Texas is $0; this plan charges $0. The average in-network out-of-pocket maximum among Medicare Advantage plans in Texas is about $7,976; this plan’s maximum is $3,950.
Similar plans from Humana in Texas
- Humana Gold Plus H0028-041 (HMO) — $0 a month
- Humana Gold Plus H4461-055 (HMO) — $0 a month
- Humana Gold Plus H0028-029 (HMO) — $0 a month
- Humana Gold Plus H4461-060 (HMO) — $0 a month
- Humana Gold Plus H0028-030 (HMO) — $0 a month
- Humana Gold Plus H4461-058 (HMO) — $0 a month
Frequently asked questions
- What is the monthly premium for Humana Total Complete (HMO)?
- The monthly premium for Humana Total Complete (HMO) is $0 in CMS data as of October 18, 2026.
- What is the out-of-pocket maximum for Humana Total Complete (HMO)?
- The in-network out-of-pocket maximum for Humana Total Complete (HMO) is $3,950 for 2027.
- What is the Part D deductible for Humana Total Complete (HMO)?
- The Part D deductible for Humana Total Complete (HMO) is $700 for 2027.
- What kind of plan is Humana Total Complete (HMO)?
- Humana Total Complete (HMO) is a HMO: a health maintenance organization (HMO). It is open to anyone who has Medicare Part A and Part B and lives in the plan service area.
- Who is Humana Total Complete (HMO) for?
- Humana Total Complete (HMO) It is open to anyone who has Medicare Part A and Part B and lives in the plan service area.
- Where is Humana Total Complete (HMO) offered?
- Humana Total Complete (HMO) is offered in 14 counties in Texas for 2027.
- What is the CMS star rating for Humana Total Complete (HMO)?
- Humana Total Complete (HMO) Medicare rates it 4.5 out of 5 stars.
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
About star ratings: Medicare evaluates plans every year and rates them on a 5-star system based on quality and performance. Star ratings shown on this page are the official CY2027 ratings published by CMS. A plan with no rating shown has not yet been rated by CMS.
Talk with a licensed agent about the plans in your area: call 1-866-340-3441.