Medicare Plans in Cooke County, Texas — 2027
The short answer: 59 Medicare plans are available in Cooke County, Texas for 2027, offered by 9 insurance companies. Monthly premiums range from $0 to $138. 45 of these plans (76%) charge no monthly premium. The lowest in-network out-of-pocket maximum among Medicare Advantage plans in Cooke County is $2,900.
Plans available in Cooke County
| Plan | Insurance company | Plan type | Monthly premium | CMS star rating |
|---|---|---|---|---|
| AARP Medicare Advantage CareFlex from UHC TX-44 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | 4 out of 5 stars |
| AARP Medicare Advantage Essentials from UHC TX-22 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | 4 out of 5 stars |
| AARP Medicare Advantage Extras from UHC TX-27 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | 4 out of 5 stars |
| AARP Medicare Advantage Giveback from UHC TX-39 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | 4 out of 5 stars |
| AARP Medicare Advantage Patriot No Rx TX-MA02 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | 4 out of 5 stars |
| Humana DaVita Kidney Care (PPO C-SNP) | Humana | PPO C-SNP | $0 | 4.5 out of 5 stars |
| Humana DaVita Kidney Care (PPO C-SNP) | Humana | PPO C-SNP | $0 | 4.5 out of 5 stars |
| Humana Essentials Plus Giveback (PPO) | Humana | PPO | $0 | 4.5 out of 5 stars |
| Humana Gold Choice H8145-126 (PFFS) | Humana | PFFS | $0 | 4 out of 5 stars |
| Humana Gold Plus H0028-043 (HMO) | Humana | HMO | $0 | 4.5 out of 5 stars |
| Humana Gold Plus SNP-DE H0028-032 (HMO D-SNP) | Humana | HMO D-SNP | $0 | 4.5 out of 5 stars |
| Humana Gold Plus SNP-DE H4461-071 (HMO D-SNP) | Humana | HMO D-SNP | $0 | 4.5 out of 5 stars |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP | $0 | 4 out of 5 stars |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP | $0 | 4.5 out of 5 stars |
| Humana Total Complete (HMO) | Humana | HMO | $0 | 4.5 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | $0 | 4 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | $0 | 4.5 out of 5 stars |
| Humana Value Choice (PPO) | Humana | PPO | $0 | 4.5 out of 5 stars |
| HumanaChoice Giveback H5216-358 (PPO) | Humana | PPO | $0 | 4 out of 5 stars |
| HumanaChoice R4182-001 (Regional PPO) | Humana | Regional PPO | $0 | 3.5 out of 5 stars |
| Molina Medicare Complete Care (HMO D-SNP) | Molina Healthcare of Texas, Inc. | HMO D-SNP | $0 | 3 out of 5 stars |
| ProCare Advantage (HMO-POS I-SNP) | ProCare Advantage | HMO-POS I-SNP | $0 | Not yet rated by CMS |
| Prominence Beyond (HMO-POS) | Prominence Health Plan | HMO-POS | $0 | 4 out of 5 stars |
| Prominence Diabetes and Heart Giveback (HMO C-SNP) | Prominence Health Plan | HMO C-SNP | $0 | 4 out of 5 stars |
| Prominence Dual (HMO D-SNP) | Prominence Health Plan | HMO D-SNP | $0 | 4 out of 5 stars |
| Prominence Extra Help (HMO) | Prominence Health Plan | HMO | $0 | 4 out of 5 stars |
| Prominence Giveback (HMO) | Prominence Health Plan | HMO | $0 | 4 out of 5 stars |
| Prominence Plus (HMO) | Prominence Health Plan | HMO | $0 | 4 out of 5 stars |
| UHC Complete Care TX-3P (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP | $0 | 4 out of 5 stars |
| UHC Dual Advantage TX-V11 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | Not yet rated by CMS |
| UHC Dual Complete TX-Q6 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | Not yet rated by CMS |
| UHC Dual Complete TX-S001 (Regional PPO D-SNP) | UnitedHealthcare | Regional PPO D-SNP | $0 | 3 out of 5 stars |
| UHC Dual Complete TX-S6 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | Not yet rated by CMS |
| UHC Dual Complete TX-YL2 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | Not yet rated by CMS |
| Wellcare Simple (HMO) | Wellcare | HMO | $0 | 3.5 out of 5 stars |
| Wellcare Simple Value (HMO) | Wellcare | HMO | $0 | 3.5 out of 5 stars |
| Wellcare Superior HealthPlan Dual Access (HMO D-SNP) | Wellcare | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Wellcare Superior HealthPlan Dual Liberty (HMO D-SNP) | Wellcare | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Wellcare Superior HealthPlan Dual Reserve (HMO D-SNP) | Wellcare | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Wellcare Superior HealthPlan Dual Reserve Value (HMO D-SNP) | Wellcare | HMO D-SNP | $0 | Not yet rated by CMS |
| Wellpoint Dual Advantage (HMO D-SNP) | Wellpoint | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Wellpoint Dual Advantage Plus (HMO D-SNP) | Wellpoint | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Wellpoint Full Dual Advantage (HMO D-SNP) | Wellpoint | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Wellpoint Kidney Care (HMO-POS C-SNP) | Wellpoint | HMO-POS C-SNP | $0 | 3 out of 5 stars |
| Wellpoint Medicare Advantage 2 (HMO-POS) | Wellpoint | HMO-POS | $0 | 3 out of 5 stars |
| Texas Independence Health Plan, Inc. (HMO I-SNP) | Texas Independence Health Plan | HMO I-SNP | $3.90 | 4.5 out of 5 stars |
| Provider Partners Texas Advantage Plan (HMO I-SNP) | Provider Partners Health Plans | HMO I-SNP | $6.30 | 4 out of 5 stars |
| Texas Independence Community Plan (HMO I-SNP) | Texas Independence Health Plan | HMO I-SNP | $6.30 | 4.5 out of 5 stars |
| HumanaChoice H5216-043 (PPO) | Humana | PPO | $20 | 4 out of 5 stars |
| HumanaChoice H7617-059 (PPO) | Humana | PPO | $23 | 4.5 out of 5 stars |
| Humana Gold Plus H0028-059 (HMO) | Humana | HMO | $30 | 4.5 out of 5 stars |
| Humana Gold Plus H4461-050 (HMO) | Humana | HMO | $30 | 4.5 out of 5 stars |
| AARP Medicare Advantage from UHC TX-0042 (HMO-POS) | UnitedHealthcare | HMO-POS | $32 | 4 out of 5 stars |
| HumanaChoice R4182-004 (Regional PPO) | Humana | Regional PPO | $46 | 3.5 out of 5 stars |
| HumanaChoice H5216-042 (PPO) | Humana | PPO | $62 | 4 out of 5 stars |
| AARP Medicare Advantage from UHC TX-25 (HMO-POS) | UnitedHealthcare | HMO-POS | $79 | 4 out of 5 stars |
| HumanaChoice R4182-003 (Regional PPO) | Humana | Regional PPO | $100 | 3.5 out of 5 stars |
| UHC Complete Care TX-29 (Regional PPO C-SNP) | UnitedHealthcare | Regional PPO C-SNP | $100 | 3 out of 5 stars |
| AARP Medicare Advantage from UHC TX-61 (Regional PPO) | UnitedHealthcare | Regional PPO | $138 | 3 out of 5 stars |
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
How Cooke County compares with Texas
Cooke County has 59 Medicare plans for 2027, compared with a Texas county average of about 37 plans. Across Texas, premiums run from $0 to $258 and 77% of plan listings charge $0. In Cooke County the median monthly premium is $0, and residents can choose from 9 insurance companies.
Insurance companies in Cooke County
- Humana — 22 plans
- UnitedHealthcare — 15 plans
- Wellcare — 6 plans
- Prominence Health Plan — 6 plans
- Wellpoint — 5 plans
- Texas Independence Health Plan — 2 plans in Cooke County — see statewide line-up
- ProCare Advantage — 1 plan in Cooke County — see statewide line-up
- Provider Partners Health Plans — 1 plan in Cooke County — see statewide line-up
- Molina Healthcare of Texas — 1 plan in Cooke County — see statewide line-up
Special Needs Plans in Cooke County
28 of the plans in Cooke County are Special Needs Plans: 16 Dual Special Needs Plans (for people with both Medicare and Medicaid); 6 Chronic Condition Special Needs Plans; 6 Institutional Special Needs Plans. Eligibility for these plans is limited to the group each plan serves. See the Dual Special Needs Plans guide and the Medicare Savings Programs guide for how qualification works.
Frequently asked questions
- How many Medicare Advantage plans are available in Cooke County in 2027?
- 59 Medicare plans are available in Cooke County, Texas for 2027, offered by 9 insurance companies.
- What is the lowest Medicare Advantage premium in Cooke County?
- The lowest monthly premium in Cooke County is $0, charged by Humana Gold Plus SNP-DE H0028-032 (HMO D-SNP).
- How many $0-premium Medicare plans are in Cooke County?
- 45 of the 59 Medicare plans in Cooke County (76%) charge no monthly premium.
- What is the lowest out-of-pocket maximum in Cooke County?
- The lowest in-network out-of-pocket maximum among Medicare Advantage plans in Cooke County for 2027 is $2,900, on Wellpoint Kidney Care (HMO-POS C-SNP).
- Which insurance companies offer Medicare plans in Cooke County?
- The insurance companies offering Medicare plans in Cooke County for 2027 are: Humana (22 plans), UnitedHealthcare (15 plans), Wellcare (6 plans), Prominence Health Plan (6 plans), Wellpoint (5 plans), Texas Independence Health Plan (2 plans), ProCare Advantage (1 plans), Provider Partners Health Plans (1 plans), Molina Healthcare of Texas (1 plans).
- Are there Special Needs Plans in Cooke County?
- Yes. 28 Special Needs Plans are offered in Cooke County for 2027: 16 Dual Special Needs Plans (for people with both Medicare and Medicaid); 6 Chronic Condition Special Needs Plans; 6 Institutional Special Needs Plans.
- What is the lowest Part D deductible in Cooke County?
- The lowest Part D deductible among plans with drug coverage in Cooke County for 2027 is $0.
Nearby counties
- Medicare plans in Denton County
- Medicare plans in Grayson County
- Medicare plans in Montague County
- Medicare plans in Wise County
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
About star ratings: Medicare evaluates plans every year and rates them on a 5-star system based on quality and performance. Star ratings shown on this page are the official CY2027 ratings published by CMS. A plan with no rating shown has not yet been rated by CMS.
Talk with a licensed agent about the plans in your area: call 1-866-340-3441.