Medicare Plans in Bell County, Texas — 2027
The short answer: 38 Medicare plans are available in Bell County, Texas for 2027, offered by 6 insurance companies. Monthly premiums range from $0 to $258. 26 of these plans (68%) charge no monthly premium. The lowest in-network out-of-pocket maximum among Medicare Advantage plans in Bell County is $3,450.
Plans available in Bell County
| Plan | Insurance company | Plan type | Monthly premium | CMS star rating |
|---|---|---|---|---|
| AARP Medicare Advantage CareFlex from UHC TX-47 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | 4 out of 5 stars |
| AARP Medicare Advantage Essentials from UHC TX-12 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | 4 out of 5 stars |
| AARP Medicare Advantage Patriot No Rx TX-MA01 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | 4 out of 5 stars |
| Aetna Medicare Eagle (PPO) | Aetna Medicare | PPO | $0 | 3.5 out of 5 stars |
| Aetna Medicare Full Dual Care (HMO D-SNP) | Aetna Medicare | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Aetna Medicare Full Dual Extra Care (HMO D-SNP) | Aetna Medicare | HMO D-SNP | $0 | 3 out of 5 stars |
| Aetna Medicare QMB Only Care (HMO D-SNP) | Aetna Medicare | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Aetna Medicare QMB Only Extra Care (HMO D-SNP) | Aetna Medicare | HMO D-SNP | $0 | 3 out of 5 stars |
| Aetna Medicare Signature (PPO) | Aetna Medicare | PPO | $0 | 3.5 out of 5 stars |
| Aetna Medicare Signature Extra (PPO) | Aetna Medicare | PPO | $0 | 3.5 out of 5 stars |
| BSW SeniorCare Advantage Select (HMO-POS) | Baylor Scott & White Health Plan | HMO-POS | $0 | 4.5 out of 5 stars |
| BSW SeniorCare Advantage Select Rx (HMO-POS) | Baylor Scott & White Health Plan | HMO-POS | $0 | 4.5 out of 5 stars |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP | $0 | 4 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | $0 | 4 out of 5 stars |
| HumanaChoice Giveback H5216-358 (PPO) | Humana | PPO | $0 | 4 out of 5 stars |
| HumanaChoice R4182-001 (Regional PPO) | Humana | Regional PPO | $0 | 3.5 out of 5 stars |
| ProCare Advantage (HMO-POS I-SNP) | ProCare Advantage | HMO-POS I-SNP | $0 | Not yet rated by CMS |
| UHC Complete Care TX-16 (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP | $0 | 4 out of 5 stars |
| UHC Dual Advantage TX-V11 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | Not yet rated by CMS |
| UHC Dual Complete TX-Q6 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | Not yet rated by CMS |
| UHC Dual Complete TX-S001 (Regional PPO D-SNP) | UnitedHealthcare | Regional PPO D-SNP | $0 | 3 out of 5 stars |
| UHC Dual Complete TX-S6 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | Not yet rated by CMS |
| UHC Dual Complete TX-YL2 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | Not yet rated by CMS |
| Wellcare Superior HealthPlan Dual Access (HMO D-SNP) | Wellcare | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Wellcare Superior HealthPlan Dual Liberty Sync (HMO D-SNP) | Wellcare | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Wellcare Superior HealthPlan Dual Reserve (HMO D-SNP) | Wellcare | HMO D-SNP | $0 | 3.5 out of 5 stars |
| UHC Nursing Home Plan TX-F001 (PPO I-SNP) | UnitedHealthcare | PPO I-SNP | $6.30 | 5 out of 5 stars |
| AARP Medicare Advantage from UHC TX-46 (HMO-POS) | UnitedHealthcare | HMO-POS | $31 | 4 out of 5 stars |
| BSW SeniorCare Advantage Basic (PPO) | Baylor Scott & White Health Plan | PPO | $32 | 4 out of 5 stars |
| HumanaChoice R4182-004 (Regional PPO) | Humana | Regional PPO | $46 | 3.5 out of 5 stars |
| BSW SeniorCare Advantage Preferred (HMO-POS) | Baylor Scott & White Health Plan | HMO-POS | $65 | 4.5 out of 5 stars |
| HumanaChoice R4182-003 (Regional PPO) | Humana | Regional PPO | $100 | 3.5 out of 5 stars |
| UHC Complete Care TX-29 (Regional PPO C-SNP) | UnitedHealthcare | Regional PPO C-SNP | $100 | 3 out of 5 stars |
| AARP Medicare Advantage from UHC TX-61 (Regional PPO) | UnitedHealthcare | Regional PPO | $138 | 3 out of 5 stars |
| BSW SeniorCare Advantage Platinum (PPO) | Baylor Scott & White Health Plan | PPO | $145 | 4 out of 5 stars |
| BSW SeniorCare Advantage Preferred Rx (HMO-POS) | Baylor Scott & White Health Plan | HMO-POS | $152 | 4.5 out of 5 stars |
| BSW SeniorCare Advantage Premium (HMO-POS) | Baylor Scott & White Health Plan | HMO-POS | $170 | 4.5 out of 5 stars |
| BSW SeniorCare Advantage Premium Rx (HMO-POS) | Baylor Scott & White Health Plan | HMO-POS | $258 | 4.5 out of 5 stars |
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
How Bell County compares with Texas
68% of the plans in Bell County charge no monthly premium, compared with 77% across Texas as a whole. Across Texas, premiums run from $0 to $258 and 77% of plan listings charge $0. In Bell County the median monthly premium is $0, and residents can choose from 6 insurance companies.
Insurance companies in Bell County
- UnitedHealthcare — 13 plans
- Baylor Scott & White Health Plan — 8 plans
- Aetna — 7 plans
- Humana — 6 plans
- Wellcare — 3 plans in Bell County — see statewide line-up
- ProCare Advantage — 1 plan in Bell County — see statewide line-up
Special Needs Plans in Bell County
17 of the plans in Bell County are Special Needs Plans: 12 Dual Special Needs Plans (for people with both Medicare and Medicaid); 2 Chronic Condition Special Needs Plans; 3 Institutional Special Needs Plans. Eligibility for these plans is limited to the group each plan serves. See the Dual Special Needs Plans guide and the Medicare Savings Programs guide for how qualification works.
Frequently asked questions
- How many Medicare Advantage plans are available in Bell County in 2027?
- 38 Medicare plans are available in Bell County, Texas for 2027, offered by 6 insurance companies.
- What is the lowest Medicare Advantage premium in Bell County?
- The lowest monthly premium in Bell County is $0, charged by Wellcare Superior HealthPlan Dual Access (HMO D-SNP).
- How many $0-premium Medicare plans are in Bell County?
- 26 of the 38 Medicare plans in Bell County (68%) charge no monthly premium.
- What is the lowest out-of-pocket maximum in Bell County?
- The lowest in-network out-of-pocket maximum among Medicare Advantage plans in Bell County for 2027 is $3,450, on Wellcare Superior HealthPlan Dual Reserve (HMO D-SNP).
- Which insurance companies offer Medicare plans in Bell County?
- The insurance companies offering Medicare plans in Bell County for 2027 are: UnitedHealthcare (13 plans), Baylor Scott & White Health Plan (8 plans), Aetna (7 plans), Humana (6 plans), Wellcare (3 plans), ProCare Advantage (1 plans).
- Are there Special Needs Plans in Bell County?
- Yes. 17 Special Needs Plans are offered in Bell County for 2027: 12 Dual Special Needs Plans (for people with both Medicare and Medicaid); 2 Chronic Condition Special Needs Plans; 3 Institutional Special Needs Plans.
- What is the lowest Part D deductible in Bell County?
- The lowest Part D deductible among plans with drug coverage in Bell County for 2027 is $50.
Nearby counties
- Medicare plans in Burnet County
- Medicare plans in Coryell County
- Medicare plans in Falls County
- Medicare plans in Lampasas County
- Medicare plans in McLennan County
- Medicare plans in Milam County
- Medicare plans in Williamson County
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
About star ratings: Medicare evaluates plans every year and rates them on a 5-star system based on quality and performance. Star ratings shown on this page are the official CY2027 ratings published by CMS. A plan with no rating shown has not yet been rated by CMS.
Talk with a licensed agent about the plans in your area: call 1-866-340-3441.