Medicare Plans in McLennan County, Texas — 2027
The short answer: 44 Medicare plans are available in McLennan County, Texas for 2027, offered by 7 insurance companies. Monthly premiums range from $0 to $258. 27 of these plans (61%) charge no monthly premium. The lowest in-network out-of-pocket maximum among Medicare Advantage plans in McLennan County is $3,450.
Plans available in McLennan County
| Plan | Insurance company | Plan type | Monthly premium | CMS star rating |
|---|---|---|---|---|
| AARP Medicare Advantage CareFlex from UHC TX-47 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | 4 out of 5 stars |
| AARP Medicare Advantage Essentials from UHC TX-12 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | 4 out of 5 stars |
| AARP Medicare Advantage Patriot No Rx TX-MA01 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | 4 out of 5 stars |
| Aetna Medicare Eagle (PPO) | Aetna Medicare | PPO | $0 | 3.5 out of 5 stars |
| Aetna Medicare Full Dual Care (HMO D-SNP) | Aetna Medicare | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Aetna Medicare Full Dual Extra Care (HMO D-SNP) | Aetna Medicare | HMO D-SNP | $0 | 3 out of 5 stars |
| Aetna Medicare QMB Only Care (HMO D-SNP) | Aetna Medicare | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Aetna Medicare QMB Only Extra Care (HMO D-SNP) | Aetna Medicare | HMO D-SNP | $0 | 3 out of 5 stars |
| Aetna Medicare Signature (PPO) | Aetna Medicare | PPO | $0 | 3.5 out of 5 stars |
| Aetna Medicare Signature Extra (PPO) | Aetna Medicare | PPO | $0 | 3.5 out of 5 stars |
| BSW SeniorCare Advantage Select (HMO-POS) | Baylor Scott & White Health Plan | HMO-POS | $0 | 4.5 out of 5 stars |
| BSW SeniorCare Advantage Select Rx (HMO-POS) | Baylor Scott & White Health Plan | HMO-POS | $0 | 4.5 out of 5 stars |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP | $0 | 4 out of 5 stars |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP | $0 | 4.5 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | $0 | 4 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | $0 | 4.5 out of 5 stars |
| HumanaChoice R4182-001 (Regional PPO) | Humana | Regional PPO | $0 | 3.5 out of 5 stars |
| ProCare Advantage (HMO-POS I-SNP) | ProCare Advantage | HMO-POS I-SNP | $0 | Not yet rated by CMS |
| UHC Complete Care TX-16 (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP | $0 | 4 out of 5 stars |
| UHC Dual Advantage TX-V11 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | Not yet rated by CMS |
| UHC Dual Complete TX-Q6 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | Not yet rated by CMS |
| UHC Dual Complete TX-S001 (Regional PPO D-SNP) | UnitedHealthcare | Regional PPO D-SNP | $0 | 3 out of 5 stars |
| UHC Dual Complete TX-S6 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | Not yet rated by CMS |
| UHC Dual Complete TX-YL2 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | Not yet rated by CMS |
| Wellcare Superior HealthPlan Dual Access (HMO D-SNP) | Wellcare | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Wellcare Superior HealthPlan Dual Liberty Sync (HMO D-SNP) | Wellcare | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Wellcare Superior HealthPlan Dual Reserve (HMO D-SNP) | Wellcare | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Provider Partners Texas Advantage Plan (HMO I-SNP) | Provider Partners Health Plans | HMO I-SNP | $6.30 | 4 out of 5 stars |
| UHC Nursing Home Plan TX-F001 (PPO I-SNP) | UnitedHealthcare | PPO I-SNP | $6.30 | 5 out of 5 stars |
| HumanaChoice H5216-432 (PPO) | Humana | PPO | $13 | 4 out of 5 stars |
| HumanaChoice H7617-029 (PPO) | Humana | PPO | $13 | 4.5 out of 5 stars |
| HumanaChoice H5216-043 (PPO) | Humana | PPO | $20 | 4 out of 5 stars |
| HumanaChoice H7617-059 (PPO) | Humana | PPO | $23 | 4.5 out of 5 stars |
| AARP Medicare Advantage from UHC TX-46 (HMO-POS) | UnitedHealthcare | HMO-POS | $31 | 4 out of 5 stars |
| BSW SeniorCare Advantage Basic (PPO) | Baylor Scott & White Health Plan | PPO | $32 | 4 out of 5 stars |
| HumanaChoice R4182-004 (Regional PPO) | Humana | Regional PPO | $46 | 3.5 out of 5 stars |
| BSW SeniorCare Advantage Preferred (HMO-POS) | Baylor Scott & White Health Plan | HMO-POS | $65 | 4.5 out of 5 stars |
| HumanaChoice R4182-003 (Regional PPO) | Humana | Regional PPO | $100 | 3.5 out of 5 stars |
| UHC Complete Care TX-29 (Regional PPO C-SNP) | UnitedHealthcare | Regional PPO C-SNP | $100 | 3 out of 5 stars |
| AARP Medicare Advantage from UHC TX-61 (Regional PPO) | UnitedHealthcare | Regional PPO | $138 | 3 out of 5 stars |
| BSW SeniorCare Advantage Platinum (PPO) | Baylor Scott & White Health Plan | PPO | $145 | 4 out of 5 stars |
| BSW SeniorCare Advantage Preferred Rx (HMO-POS) | Baylor Scott & White Health Plan | HMO-POS | $152 | 4.5 out of 5 stars |
| BSW SeniorCare Advantage Premium (HMO-POS) | Baylor Scott & White Health Plan | HMO-POS | $170 | 4.5 out of 5 stars |
| BSW SeniorCare Advantage Premium Rx (HMO-POS) | Baylor Scott & White Health Plan | HMO-POS | $258 | 4.5 out of 5 stars |
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
How McLennan County compares with Texas
61% of the plans in McLennan County charge no monthly premium, compared with 77% across Texas as a whole. Across Texas, premiums run from $0 to $258 and 77% of plan listings charge $0. In McLennan County the median monthly premium is $0, and residents can choose from 7 insurance companies.
Insurance companies in McLennan County
- UnitedHealthcare — 13 plans
- Humana — 11 plans
- Baylor Scott & White Health Plan — 8 plans
- Aetna — 7 plans
- Wellcare — 3 plans in McLennan County — see statewide line-up
- ProCare Advantage — 1 plan in McLennan County — see statewide line-up
- Provider Partners Health Plans — 1 plan in McLennan County — see statewide line-up
Special Needs Plans in McLennan County
19 of the plans in McLennan County are Special Needs Plans: 12 Dual Special Needs Plans (for people with both Medicare and Medicaid); 2 Chronic Condition Special Needs Plans; 5 Institutional Special Needs Plans. Eligibility for these plans is limited to the group each plan serves. See the Dual Special Needs Plans guide and the Medicare Savings Programs guide for how qualification works.
Frequently asked questions
- How many Medicare Advantage plans are available in McLennan County in 2027?
- 44 Medicare plans are available in McLennan County, Texas for 2027, offered by 7 insurance companies.
- What is the lowest Medicare Advantage premium in McLennan County?
- The lowest monthly premium in McLennan County is $0, charged by Wellcare Superior HealthPlan Dual Access (HMO D-SNP).
- How many $0-premium Medicare plans are in McLennan County?
- 27 of the 44 Medicare plans in McLennan County (61%) charge no monthly premium.
- What is the lowest out-of-pocket maximum in McLennan County?
- The lowest in-network out-of-pocket maximum among Medicare Advantage plans in McLennan County for 2027 is $3,450, on Wellcare Superior HealthPlan Dual Reserve (HMO D-SNP).
- Which insurance companies offer Medicare plans in McLennan County?
- The insurance companies offering Medicare plans in McLennan County for 2027 are: UnitedHealthcare (13 plans), Humana (11 plans), Baylor Scott & White Health Plan (8 plans), Aetna (7 plans), Wellcare (3 plans), ProCare Advantage (1 plans), Provider Partners Health Plans (1 plans).
- Are there Special Needs Plans in McLennan County?
- Yes. 19 Special Needs Plans are offered in McLennan County for 2027: 12 Dual Special Needs Plans (for people with both Medicare and Medicaid); 2 Chronic Condition Special Needs Plans; 5 Institutional Special Needs Plans.
- What is the lowest Part D deductible in McLennan County?
- The lowest Part D deductible among plans with drug coverage in McLennan County for 2027 is $75.
Nearby counties
- Medicare plans in Bell County
- Medicare plans in Bosque County
- Medicare plans in Coryell County
- Medicare plans in Falls County
- Medicare plans in Hill County
- Medicare plans in Limestone County
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
About star ratings: Medicare evaluates plans every year and rates them on a 5-star system based on quality and performance. Star ratings shown on this page are the official CY2027 ratings published by CMS. A plan with no rating shown has not yet been rated by CMS.
Talk with a licensed agent about the plans in your area: call 1-866-340-3441.