Medicare Plans in El Paso County, Texas — 2027
The short answer: 89 Medicare plans are available in El Paso County, Texas for 2027, offered by 12 insurance companies. Monthly premiums range from $0 to $138. 72 of these plans (81%) charge no monthly premium. The lowest in-network out-of-pocket maximum among Medicare Advantage plans in El Paso County is $2,900.
Plans available89
Insurance companies12
Premium range$0 to $138
Median premium$0
$0-premium plans72 (81%)
Plans available in El Paso County
| Plan | Insurance company | Plan type | Monthly premium | CMS star rating |
|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC EP-1 (PPO) | UnitedHealthcare | PPO | $0 | 4 out of 5 stars |
| AARP Medicare Advantage Extras from UHC EP-3 (PPO) | UnitedHealthcare | PPO | $0 | 4 out of 5 stars |
| AARP Medicare Advantage Giveback from UHC EP-2 (PPO) | UnitedHealthcare | PPO | $0 | 4 out of 5 stars |
| AARP Medicare Advantage Patriot No Rx TX-MA01 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | 4 out of 5 stars |
| AARP Medicare Advantage from UHC TX-0013 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | 4 out of 5 stars |
| Aetna Medicare Chronic Care Total (HMO C-SNP) | Aetna Medicare | HMO C-SNP | $0 | 3 out of 5 stars |
| Aetna Medicare Eagle (PPO) | Aetna Medicare | PPO | $0 | 3.5 out of 5 stars |
| Aetna Medicare Full Dual Care (HMO D-SNP) | Aetna Medicare | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Aetna Medicare Full Dual Extra Care (HMO D-SNP) | Aetna Medicare | HMO D-SNP | $0 | 3 out of 5 stars |
| Aetna Medicare QMB Only Care (HMO D-SNP) | Aetna Medicare | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Aetna Medicare QMB Only Extra Care (HMO D-SNP) | Aetna Medicare | HMO D-SNP | $0 | 3 out of 5 stars |
| Aetna Medicare Signature (HMO) | Aetna Medicare | HMO | $0 | 3 out of 5 stars |
| Aetna Medicare Signature Extra (HMO) | Aetna Medicare | HMO | $0 | Not yet rated by CMS |
| Alignment Health Heart & Diabetes 002 (HMO-POS C-SNP) | Alignment Health Plan | HMO-POS C-SNP | $0 | 4.5 out of 5 stars |
| Alignment Health ONE + Walgreens 001 (HMO-POS) | Alignment Health Plan | HMO-POS | $0 | 4.5 out of 5 stars |
| Alignment Health Smart 003 (HMO-POS) | Alignment Health Plan | HMO-POS | $0 | 4.5 out of 5 stars |
| Alignment Health Smart 010 (HMO-POS) | Alignment Health Plan | HMO-POS | $0 | 4.5 out of 5 stars |
| DEVOTED C-SNP 027 TX (HMO C-SNP) | Devoted Health | HMO C-SNP | $0 | 4.5 out of 5 stars |
| DEVOTED C-SNP ENHANCED 028 TX (HMO C-SNP) | Devoted Health | HMO C-SNP | $0 | 4.5 out of 5 stars |
| DEVOTED C-SNP GIVEBACK EXTRAS 086 TX (HMO C-SNP) | Devoted Health | HMO C-SNP | $0 | 4.5 out of 5 stars |
| DEVOTED C-SNP PLUS 029 TX (HMO C-SNP) | Devoted Health | HMO C-SNP | $0 | 4.5 out of 5 stars |
| DEVOTED CORE 007 TX (HMO) | Devoted Health | HMO | $0 | 4.5 out of 5 stars |
| DEVOTED DUAL 017 TX (HMO D-SNP) | Devoted Health | HMO D-SNP | $0 | 4.5 out of 5 stars |
| DEVOTED DUAL FULL 038 TX (HMO D-SNP) | Devoted Health | HMO D-SNP | $0 | 4.5 out of 5 stars |
| DEVOTED GIVEBACK 008 TX (HMO) | Devoted Health | HMO | $0 | 4.5 out of 5 stars |
| DEVOTED GIVEBACK EXTRAS 113 TX (HMO) | Devoted Health | HMO | $0 | 4.5 out of 5 stars |
| El Paso Health Giveback (HMO) | El Paso Health Medicare Advantage | HMO | $0 | 3 out of 5 stars |
| El Paso Health Total (HMO) | El Paso Health Medicare Advantage | HMO | $0 | 3 out of 5 stars |
| HealthSpring Courage (HMO) | HealthSpring | HMO | $0 | 3.5 out of 5 stars |
| HealthSpring Preferred (HMO) | HealthSpring | HMO | $0 | 3.5 out of 5 stars |
| HealthSpring Preferred Extra Savings (HMO) | HealthSpring | HMO | $0 | 3.5 out of 5 stars |
| HealthSpring Preferred Savings (HMO) | HealthSpring | HMO | $0 | 3.5 out of 5 stars |
| HealthSpring TotalCare (HMO D-SNP) | HealthSpring | HMO D-SNP | $0 | 3.5 out of 5 stars |
| HealthSpring TotalCare Plus (HMO D-SNP) | HealthSpring | HMO D-SNP | $0 | 3.5 out of 5 stars |
| HealthSpring True Choice (PPO) | HealthSpring | PPO | $0 | 3 out of 5 stars |
| Humana Essentials Plus Giveback (PPO) | Humana | PPO | $0 | 4.5 out of 5 stars |
| Humana Gold Choice H8145-126 (PFFS) | Humana | PFFS | $0 | 4 out of 5 stars |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | Humana | HMO C-SNP | $0 | 4.5 out of 5 stars |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | Humana | HMO C-SNP | $0 | 4.5 out of 5 stars |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | Humana | HMO C-SNP | $0 | 4.5 out of 5 stars |
| Humana Gold Plus H0028-035 (HMO) | Humana | HMO | $0 | 4.5 out of 5 stars |
| Humana Gold Plus H4461-061 (HMO) | Humana | HMO | $0 | 4.5 out of 5 stars |
| Humana Gold Plus SNP-DE H0028-036 (HMO D-SNP) | Humana | HMO D-SNP | $0 | 4.5 out of 5 stars |
| Humana Gold Plus SNP-DE H4461-069 (HMO D-SNP) | Humana | HMO D-SNP | $0 | 4.5 out of 5 stars |
| Humana Gold Plus SNP-DE H4461-070 (HMO D-SNP) | Humana | HMO D-SNP | $0 | 4.5 out of 5 stars |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP | $0 | 4 out of 5 stars |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP | $0 | 4.5 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | $0 | 4 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | $0 | 4.5 out of 5 stars |
| HumanaChoice Giveback H5216-350 (PPO) | Humana | PPO | $0 | 4 out of 5 stars |
| HumanaChoice Giveback H5216-433 (PPO) | Humana | PPO | $0 | 4 out of 5 stars |
| HumanaChoice H7617-063 (PPO) | Humana | PPO | $0 | 4.5 out of 5 stars |
| HumanaChoice R4182-001 (Regional PPO) | Humana | Regional PPO | $0 | 3.5 out of 5 stars |
| ProCare Advantage (HMO-POS I-SNP) | ProCare Advantage | HMO-POS I-SNP | $0 | Not yet rated by CMS |
| UHC Complete Care Support TX-2A (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP | $0 | 4 out of 5 stars |
| UHC Complete Care TX-17 (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP | $0 | 4 out of 5 stars |
| UHC Dual Advantage TX-V2 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | 4 out of 5 stars |
| UHC Dual Complete TX-Q2 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | 4 out of 5 stars |
| UHC Dual Complete TX-Q5 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP | $0 | 4 out of 5 stars |
| UHC Dual Complete TX-S001 (Regional PPO D-SNP) | UnitedHealthcare | Regional PPO D-SNP | $0 | 3 out of 5 stars |
| UHC Dual Complete TX-S4 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | 4 out of 5 stars |
| Wellcare Patriot Simple (HMO) | Wellcare | HMO | $0 | 3.5 out of 5 stars |
| Wellcare Simple (HMO) | Wellcare | HMO | $0 | 3.5 out of 5 stars |
| Wellcare Superior HealthPlan Dual Access (HMO D-SNP) | Wellcare | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Wellcare Superior HealthPlan Dual Liberty (HMO D-SNP) | Wellcare | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Wellcare Superior HealthPlan Dual Reserve (HMO D-SNP) | Wellcare | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Wellcare Superior HealthPlan Dual Reserve Value (HMO D-SNP) | Wellcare | HMO D-SNP | $0 | Not yet rated by CMS |
| Wellpoint Dual Advantage (HMO D-SNP) | Wellpoint | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Wellpoint Dual Advantage Plus (HMO D-SNP) | Wellpoint | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Wellpoint Full Dual Advantage (HMO D-SNP) | Wellpoint | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Wellpoint Kidney Care (HMO-POS C-SNP) | Wellpoint | HMO-POS C-SNP | $0 | 3 out of 5 stars |
| Wellpoint Medicare Advantage 2 (HMO-POS) | Wellpoint | HMO-POS | $0 | 3 out of 5 stars |
| Alignment Health Duals+ 007 (HMO-POS D-SNP) | Alignment Health Plan | HMO-POS D-SNP | $6.30 | 4.5 out of 5 stars |
| Alignment Health Duals+ 009 (HMO-POS D-SNP) | Alignment Health Plan | HMO-POS D-SNP | $6.30 | 4.5 out of 5 stars |
| Alignment Health Heart & Diabetes Plus 004 (HMO-POS C-SNP) | Alignment Health Plan | HMO-POS C-SNP | $6.30 | 4.5 out of 5 stars |
| El Paso Health Medicare Advantage Dual (HMO D-SNP) | El Paso Health Medicare Advantage | HMO D-SNP | $6.30 | 3 out of 5 stars |
| El Paso Health Medicare Align (HMO D-SNP) | El Paso Health Medicare Advantage | HMO D-SNP | $6.30 | 3 out of 5 stars |
| Molina Medicare Complete Care Plus (HMO D-SNP) | Molina Healthcare of Texas, Inc. | HMO D-SNP | $6.30 | Not yet rated by CMS |
| Provider Partners Texas Advantage Plan (HMO I-SNP) | Provider Partners Health Plans | HMO I-SNP | $6.30 | 4 out of 5 stars |
| Wellpoint Chronic Care Advantage (HMO C-SNP) | Wellpoint | HMO C-SNP | $6.30 | 3.5 out of 5 stars |
| HumanaChoice H5216-043 (PPO) | Humana | PPO | $20 | 4 out of 5 stars |
| HumanaChoice H7617-059 (PPO) | Humana | PPO | $23 | 4.5 out of 5 stars |
| Humana Gold Plus H4461-053 (HMO) | Humana | HMO | $24 | 4.5 out of 5 stars |
| HumanaChoice R4182-004 (Regional PPO) | Humana | Regional PPO | $46 | 3.5 out of 5 stars |
| Aetna Medicare Enhanced (PPO) | Aetna Medicare | PPO | $55 | 3.5 out of 5 stars |
| AARP Medicare Advantage from UHC EP-4 (PPO) | UnitedHealthcare | PPO | $66 | 4 out of 5 stars |
| HumanaChoice R4182-003 (Regional PPO) | Humana | Regional PPO | $100 | 3.5 out of 5 stars |
| UHC Complete Care TX-29 (Regional PPO C-SNP) | UnitedHealthcare | Regional PPO C-SNP | $100 | 3 out of 5 stars |
| AARP Medicare Advantage from UHC TX-61 (Regional PPO) | UnitedHealthcare | Regional PPO | $138 | 3 out of 5 stars |
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
How El Paso County compares with Texas
El Paso County has 89 Medicare plans for 2027, compared with a Texas county average of about 37 plans. Across Texas, premiums run from $0 to $258 and 77% of plan listings charge $0. In El Paso County the median monthly premium is $0, and residents can choose from 12 insurance companies.
Insurance companies in El Paso County
- Humana — 23 plans
- UnitedHealthcare — 15 plans
- Aetna — 9 plans
- Devoted Health — 9 plans
- HealthSpring — 7 plans
- Alignment Health Plan — 7 plans
- Wellcare — 6 plans
- Wellpoint — 6 plans
- El Paso Health Medicare Advantage — 4 plans in El Paso County — see statewide line-up
- ProCare Advantage — 1 plan in El Paso County — see statewide line-up
- Provider Partners Health Plans — 1 plan in El Paso County — see statewide line-up
- Molina Healthcare of Texas — 1 plan in El Paso County — see statewide line-up
Special Needs Plans in El Paso County
47 of the plans in El Paso County are Special Needs Plans: 28 Dual Special Needs Plans (for people with both Medicare and Medicaid); 15 Chronic Condition Special Needs Plans; 4 Institutional Special Needs Plans. Eligibility for these plans is limited to the group each plan serves. See the Dual Special Needs Plans guide and the Medicare Savings Programs guide for how qualification works.
Frequently asked questions
- How many Medicare Advantage plans are available in El Paso County in 2027?
- 89 Medicare plans are available in El Paso County, Texas for 2027, offered by 12 insurance companies.
- What is the lowest Medicare Advantage premium in El Paso County?
- The lowest monthly premium in El Paso County is $0, charged by Humana Gold Plus H0028-035 (HMO).
- How many $0-premium Medicare plans are in El Paso County?
- 72 of the 89 Medicare plans in El Paso County (81%) charge no monthly premium.
- What is the lowest out-of-pocket maximum in El Paso County?
- The lowest in-network out-of-pocket maximum among Medicare Advantage plans in El Paso County for 2027 is $2,900, on Alignment Health Duals+ 007 (HMO-POS D-SNP).
- Which insurance companies offer Medicare plans in El Paso County?
- The insurance companies offering Medicare plans in El Paso County for 2027 are: Humana (23 plans), UnitedHealthcare (15 plans), Aetna (9 plans), Devoted Health (9 plans), HealthSpring (7 plans), Alignment Health Plan (7 plans), Wellcare (6 plans), Wellpoint (6 plans), El Paso Health Medicare Advantage (4 plans), ProCare Advantage (1 plans), Provider Partners Health Plans (1 plans), Molina Healthcare of Texas (1 plans).
- Are there Special Needs Plans in El Paso County?
- Yes. 47 Special Needs Plans are offered in El Paso County for 2027: 28 Dual Special Needs Plans (for people with both Medicare and Medicaid); 15 Chronic Condition Special Needs Plans; 4 Institutional Special Needs Plans.
- What is the lowest Part D deductible in El Paso County?
- The lowest Part D deductible among plans with drug coverage in El Paso County for 2027 is $0.
Nearby counties
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
About star ratings: Medicare evaluates plans every year and rates them on a 5-star system based on quality and performance. Star ratings shown on this page are the official CY2027 ratings published by CMS. A plan with no rating shown has not yet been rated by CMS.
Talk with a licensed agent about the plans in your area: call 1-866-340-3441.