HealthSpring Courage (HMO) — 2027
The short answer: HealthSpring Courage (HMO) is a HMO plan offered by HealthSpring for 2027 in 47 counties in Texas. Its monthly premium is $0. Medicare rates it 3.5 out of 5 stars.
HealthSpring Courage (HMO) (H4513-009) is a health maintenance organization (HMO). It is open to anyone who has Medicare Part A and Part B and lives in the plan service area. It is sold by HealthSpring, part of Health Care Service Corporation.
Costs at a glance
| Monthly premium (CMS data, October 18, 2026) | $0 |
|---|---|
| Part D deductible | Not applicable — this plan does not include Part D drug coverage |
| In-network out-of-pocket maximum | $4,300 |
| CMS star rating | 3.5 out of 5 stars |
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
Where HealthSpring Courage (HMO) is offered
HealthSpring Courage (HMO) is offered in 47 counties in Texas for 2027:
- Angelina County
- Aransas County
- Atascosa County
- Bandera County
- Bexar County
- Brazoria County
- Cameron County
- Chambers County
- Collin County
- Comal County
- Dallas County
- Denton County
- El Paso County
- Fort Bend County
- Galveston County
- Gregg County
- Guadalupe County
- Hardin County
- Harris County
- Harrison County
- Hidalgo County
- Hood County
- Jasper County
- Jefferson County
- Johnson County
- Kendall County
- Liberty County
- Medina County
- Montgomery County
- Nacogdoches County
- Nueces County
- Orange County
- Parker County
- Polk County
- Rusk County
- San Jacinto County
- Smith County
- Tarrant County
- Tyler County
- Upshur County
- Van Zandt County
- Walker County
- Waller County
- Webb County
- Willacy County
- Wilson County
- Wise County
How HealthSpring Courage (HMO) compares
The median monthly premium across HealthSpring plans in Texas is $0; this plan charges $0. The average in-network out-of-pocket maximum among Medicare Advantage plans in Texas is about $7,976; this plan’s maximum is $4,300.
Similar plans from HealthSpring in Texas
- HealthSpring Preferred (HMO) — $0 a month
- HealthSpring Preferred Savings (HMO) — $0 a month
- HealthSpring Preferred Extra Savings (HMO) — $0 a month
- HealthSpring Alliance (HMO) — $0 a month
- HealthSpring Preferred Extra Savings (HMO) — $0 a month
- HealthSpring Preferred Extra Savings (HMO) — $0 a month
Frequently asked questions
- What is the monthly premium for HealthSpring Courage (HMO)?
- The monthly premium for HealthSpring Courage (HMO) is $0 in CMS data as of October 18, 2026.
- What is the out-of-pocket maximum for HealthSpring Courage (HMO)?
- The in-network out-of-pocket maximum for HealthSpring Courage (HMO) is $4,300 for 2027.
- What is the Part D deductible for HealthSpring Courage (HMO)?
- HealthSpring Courage (HMO) does not include Part D drug coverage, so it has no Part D deductible.
- What kind of plan is HealthSpring Courage (HMO)?
- HealthSpring Courage (HMO) is a HMO: a health maintenance organization (HMO). It is open to anyone who has Medicare Part A and Part B and lives in the plan service area.
- Who is HealthSpring Courage (HMO) for?
- HealthSpring Courage (HMO) It is open to anyone who has Medicare Part A and Part B and lives in the plan service area.
- Where is HealthSpring Courage (HMO) offered?
- HealthSpring Courage (HMO) is offered in 47 counties in Texas for 2027.
- What is the CMS star rating for HealthSpring Courage (HMO)?
- HealthSpring Courage (HMO) Medicare rates it 3.5 out of 5 stars.
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
About star ratings: Medicare evaluates plans every year and rates them on a 5-star system based on quality and performance. Star ratings shown on this page are the official CY2027 ratings published by CMS. A plan with no rating shown has not yet been rated by CMS.
Talk with a licensed agent about the plans in your area: call 1-866-340-3441.