Medicare Plans in Polk County, Texas — 2027
The short answer: 49 Medicare plans are available in Polk County, Texas for 2027, offered by 9 insurance companies. Monthly premiums range from $0 to $138. 42 of these plans (86%) charge no monthly premium. The lowest in-network out-of-pocket maximum among Medicare Advantage plans in Polk County is $3,450.
Plans available in Polk County
| Plan | Insurance company | Plan type | Monthly premium | CMS star rating |
|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC TX-26 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | 4 out of 5 stars |
| AARP Medicare Advantage Extras from UHC TX-48 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | 4 out of 5 stars |
| AARP Medicare Advantage Giveback from UHC TX-41 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | 4 out of 5 stars |
| Aetna Medicare Full Dual Care (HMO D-SNP) | Aetna Medicare | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Aetna Medicare Full Dual Extra Care (HMO D-SNP) | Aetna Medicare | HMO D-SNP | $0 | 3 out of 5 stars |
| Aetna Medicare QMB Only Care (HMO D-SNP) | Aetna Medicare | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Aetna Medicare QMB Only Extra Care (HMO D-SNP) | Aetna Medicare | HMO D-SNP | $0 | 3 out of 5 stars |
| Aetna Medicare Signature Extra (PPO) | Aetna Medicare | PPO | $0 | 3.5 out of 5 stars |
| Community DualCare Access (HMO D-SNP) | Community Health Choice | HMO D-SNP | $0 | Not yet rated by CMS |
| DEVOTED C-SNP ENHANCED 075 TX (HMO C-SNP) | Devoted Health | HMO C-SNP | $0 | 4.5 out of 5 stars |
| DEVOTED C-SNP GIVEBACK EXTRAS 085 TX (HMO C-SNP) | Devoted Health | HMO C-SNP | $0 | 4.5 out of 5 stars |
| DEVOTED C-SNP PLUS 117 TX (HMO C-SNP) | Devoted Health | HMO C-SNP | $0 | 4.5 out of 5 stars |
| DEVOTED CORE 073 TX (HMO) | Devoted Health | HMO | $0 | 4.5 out of 5 stars |
| DEVOTED DUAL 118 TX (HMO D-SNP) | Devoted Health | HMO D-SNP | $0 | 4.5 out of 5 stars |
| DEVOTED DUAL FULL 119 TX (HMO D-SNP) | Devoted Health | HMO D-SNP | $0 | 4.5 out of 5 stars |
| DEVOTED GIVEBACK 074 TX (HMO) | Devoted Health | HMO | $0 | 4.5 out of 5 stars |
| DEVOTED GIVEBACK EXTRAS 112 TX (HMO) | Devoted Health | HMO | $0 | 4.5 out of 5 stars |
| HealthSpring Courage (HMO) | HealthSpring | HMO | $0 | 3.5 out of 5 stars |
| HealthSpring Preferred (HMO) | HealthSpring | HMO | $0 | 3.5 out of 5 stars |
| HealthSpring Preferred Extra Savings (HMO) | HealthSpring | HMO | $0 | 3.5 out of 5 stars |
| HealthSpring Preferred Savings (HMO) | HealthSpring | HMO | $0 | 3.5 out of 5 stars |
| HealthSpring TotalCare (HMO D-SNP) | HealthSpring | HMO D-SNP | $0 | 3.5 out of 5 stars |
| HealthSpring TotalCare Plus (HMO D-SNP) | HealthSpring | HMO D-SNP | $0 | 3.5 out of 5 stars |
| HealthSpring True Choice (PPO) | HealthSpring | PPO | $0 | 3 out of 5 stars |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP | $0 | 4 out of 5 stars |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP | $0 | 4.5 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | $0 | 4 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | $0 | 4.5 out of 5 stars |
| Humana Value Choice (PPO) | Humana | PPO | $0 | 4.5 out of 5 stars |
| HumanaChoice R4182-001 (Regional PPO) | Humana | Regional PPO | $0 | 3.5 out of 5 stars |
| Molina Medicare Complete Care (HMO D-SNP) | Molina Healthcare of Texas, Inc. | HMO D-SNP | $0 | 3 out of 5 stars |
| UHC Dual Complete TX-Q7 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | 4 out of 5 stars |
| UHC Dual Complete TX-S001 (Regional PPO D-SNP) | UnitedHealthcare | Regional PPO D-SNP | $0 | 3 out of 5 stars |
| Wellcare Simple (HMO) | Wellcare | HMO | $0 | 3.5 out of 5 stars |
| Wellcare Simple Value (HMO) | Wellcare | HMO | $0 | 3.5 out of 5 stars |
| Wellcare Superior HealthPlan Dual Access (HMO D-SNP) | Wellcare | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Wellcare Superior HealthPlan Dual Liberty (HMO D-SNP) | Wellcare | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Wellcare Superior HealthPlan Dual Reserve (HMO D-SNP) | Wellcare | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Wellpoint Dual Advantage (HMO D-SNP) | Wellpoint | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Wellpoint Dual Advantage Plus (HMO D-SNP) | Wellpoint | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Wellpoint Full Dual Advantage Aligned (HMO D-SNP) | Wellpoint | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Aetna Medicare Value Plus (PPO) | Aetna Medicare | PPO | $6.30 | 3.5 out of 5 stars |
| AARP Medicare Advantage from UHC TX-0007 (PPO) | UnitedHealthcare | PPO | $10 | 3 out of 5 stars |
| HumanaChoice H5216-043 (PPO) | Humana | PPO | $20 | 4 out of 5 stars |
| HumanaChoice R4182-004 (Regional PPO) | Humana | Regional PPO | $46 | 3.5 out of 5 stars |
| HumanaChoice H5216-042 (PPO) | Humana | PPO | $62 | 4 out of 5 stars |
| HumanaChoice R4182-003 (Regional PPO) | Humana | Regional PPO | $100 | 3.5 out of 5 stars |
| UHC Complete Care TX-29 (Regional PPO C-SNP) | UnitedHealthcare | Regional PPO C-SNP | $100 | 3 out of 5 stars |
| AARP Medicare Advantage from UHC TX-61 (Regional PPO) | UnitedHealthcare | Regional PPO | $138 | 3 out of 5 stars |
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
How Polk County compares with Texas
Polk County has 49 Medicare plans for 2027, compared with a Texas county average of about 37 plans. Across Texas, premiums run from $0 to $258 and 77% of plan listings charge $0. In Polk County the median monthly premium is $0, and residents can choose from 9 insurance companies.
Insurance companies in Polk County
- Humana — 10 plans
- UnitedHealthcare — 8 plans
- Devoted Health — 8 plans
- HealthSpring — 7 plans
- Aetna — 6 plans
- Wellcare — 5 plans
- Wellpoint — 3 plans in Polk County — see statewide line-up
- Molina Healthcare of Texas — 1 plan in Polk County — see statewide line-up
- Community Health Choice — 1 plan in Polk County — see statewide line-up
Special Needs Plans in Polk County
24 of the plans in Polk County are Special Needs Plans: 18 Dual Special Needs Plans (for people with both Medicare and Medicaid); 4 Chronic Condition Special Needs Plans; 2 Institutional Special Needs Plans. Eligibility for these plans is limited to the group each plan serves. See the Dual Special Needs Plans guide and the Medicare Savings Programs guide for how qualification works.
Frequently asked questions
- How many Medicare Advantage plans are available in Polk County in 2027?
- 49 Medicare plans are available in Polk County, Texas for 2027, offered by 9 insurance companies.
- What is the lowest Medicare Advantage premium in Polk County?
- The lowest monthly premium in Polk County is $0, charged by Wellcare Superior HealthPlan Dual Access (HMO D-SNP).
- How many $0-premium Medicare plans are in Polk County?
- 42 of the 49 Medicare plans in Polk County (86%) charge no monthly premium.
- What is the lowest out-of-pocket maximum in Polk County?
- The lowest in-network out-of-pocket maximum among Medicare Advantage plans in Polk County for 2027 is $3,450, on Wellcare Superior HealthPlan Dual Reserve (HMO D-SNP).
- Which insurance companies offer Medicare plans in Polk County?
- The insurance companies offering Medicare plans in Polk County for 2027 are: Humana (10 plans), UnitedHealthcare (8 plans), Devoted Health (8 plans), HealthSpring (7 plans), Aetna (6 plans), Wellcare (5 plans), Wellpoint (3 plans), Molina Healthcare of Texas (1 plans), Community Health Choice (1 plans).
- Are there Special Needs Plans in Polk County?
- Yes. 24 Special Needs Plans are offered in Polk County for 2027: 18 Dual Special Needs Plans (for people with both Medicare and Medicaid); 4 Chronic Condition Special Needs Plans; 2 Institutional Special Needs Plans.
- What is the lowest Part D deductible in Polk County?
- The lowest Part D deductible among plans with drug coverage in Polk County for 2027 is $75.
Nearby counties
- Medicare plans in Angelina County
- Medicare plans in Hardin County
- Medicare plans in Liberty County
- Medicare plans in San Jacinto County
- Medicare plans in Trinity County
- Medicare plans in Tyler County
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
About star ratings: Medicare evaluates plans every year and rates them on a 5-star system based on quality and performance. Star ratings shown on this page are the official CY2027 ratings published by CMS. A plan with no rating shown has not yet been rated by CMS.
Talk with a licensed agent about the plans in your area: call 1-866-340-3441.