BayCarePlus Rewards (HMO) — 2027

The short answer: BayCarePlus Rewards (HMO) is a HMO plan offered by BayCare Health Plans for 2027 in 4 counties in Florida. Its monthly premium is $0. Medicare rates it 4 out of 5 stars.

BayCarePlus Rewards (HMO) (H2235-002) is a health maintenance organization (HMO). It is open to anyone who has Medicare Part A and Part B and lives in the plan service area. It is sold by BayCare Health Plans, part of BayCare Health System, Inc..

Costs at a glance

Monthly premium (CMS data, October 18, 2026)$0
Part D deductible$700
In-network out-of-pocket maximum$3,700
CMS star rating4 out of 5 stars

Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.

Where BayCarePlus Rewards (HMO) is offered

BayCarePlus Rewards (HMO) is offered in 4 counties in Florida for 2027:

How BayCarePlus Rewards (HMO) compares

The median monthly premium across BayCare Health Plans plans in Florida is $0; this plan charges $0. The average in-network out-of-pocket maximum among Medicare Advantage plans in Florida is about $6,063; this plan’s maximum is $3,700.

Similar plans from BayCare Health Plans in Florida

Frequently asked questions

What is the monthly premium for BayCarePlus Rewards (HMO)?
The monthly premium for BayCarePlus Rewards (HMO) is $0 in CMS data as of October 18, 2026.
What is the out-of-pocket maximum for BayCarePlus Rewards (HMO)?
The in-network out-of-pocket maximum for BayCarePlus Rewards (HMO) is $3,700 for 2027.
What is the Part D deductible for BayCarePlus Rewards (HMO)?
The Part D deductible for BayCarePlus Rewards (HMO) is $700 for 2027.
What kind of plan is BayCarePlus Rewards (HMO)?
BayCarePlus Rewards (HMO) is a HMO: a health maintenance organization (HMO). It is open to anyone who has Medicare Part A and Part B and lives in the plan service area.
Who is BayCarePlus Rewards (HMO) for?
BayCarePlus Rewards (HMO) It is open to anyone who has Medicare Part A and Part B and lives in the plan service area.
Where is BayCarePlus Rewards (HMO) offered?
BayCarePlus Rewards (HMO) is offered in 4 counties in Florida for 2027.
What is the CMS star rating for BayCarePlus Rewards (HMO)?
BayCarePlus Rewards (HMO) Medicare rates it 4 out of 5 stars.

Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.

About star ratings: Medicare evaluates plans every year and rates them on a 5-star system based on quality and performance. Star ratings shown on this page are the official CY2027 ratings published by CMS. A plan with no rating shown has not yet been rated by CMS.

Researched and reviewed by , Licensed Insurance Agent, NPN 18910035, Senior Benefit Assistance. Medicare plan data on this page comes from CMS’s published CY2027 Landscape Source File (see source line). Last reviewed: October 26, 2026.

Talk with a licensed agent about the plans in your area: call 1-866-340-3441.