Medicare Plans in Hillsborough County, Florida — 2027
The short answer: 124 Medicare plans are available in Hillsborough County, Florida for 2027, offered by 17 insurance companies. Monthly premiums range from $0 to $173. 107 of these plans (86%) charge no monthly premium. The lowest in-network out-of-pocket maximum among Medicare Advantage plans in Hillsborough County is $500.
Plans available124
Insurance companies17
Premium range$0 to $173
Median premium$0
$0-premium plans107 (86%)
Plans available in Hillsborough County
| Plan | Insurance company | Plan type | Monthly premium | CMS star rating |
|---|---|---|---|---|
| AARP Medicare Advantage CareFlex from UHC FL-34 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | 4 out of 5 stars |
| AARP Medicare Advantage Giveback from UHC FL-40 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | 4 out of 5 stars |
| AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO) | UnitedHealthcare | Regional PPO | $0 | 3.5 out of 5 stars |
| AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO) | UnitedHealthcare | PPO | $0 | 4 out of 5 stars |
| AARP Medicare Advantage from UHC FL-0006 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | 4 out of 5 stars |
| AARP Medicare Advantage from UHC FL-0019 (PPO) | UnitedHealthcare | PPO | $0 | 4 out of 5 stars |
| AARP Medicare Advantage from UHC FL-003P (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | 4 out of 5 stars |
| Advantage Care COPD by Ultimate (HMO C-SNP) | Ultimate Health Plans | HMO C-SNP | $0 | 3.5 out of 5 stars |
| Advantage Care by Ultimate (HMO C-SNP) | Ultimate Health Plans | HMO C-SNP | $0 | 3.5 out of 5 stars |
| Advantage Plus by Ultimate (Full) (HMO D-SNP) | Ultimate Health Plans | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Advantage Plus by Ultimate (Partial) (HMO D-SNP) | Ultimate Health Plans | HMO D-SNP | $0 | 3.5 out of 5 stars |
| Aetna Medicare Chronic Care (HMO C-SNP) | Aetna Medicare | HMO C-SNP | $0 | 4 out of 5 stars |
| Aetna Medicare Eagle Giveback (PPO) | Aetna Medicare | PPO | $0 | 4 out of 5 stars |
| Aetna Medicare Full Dual Select (HMO D-SNP) | Aetna Medicare | HMO D-SNP | $0 | 4 out of 5 stars |
| Aetna Medicare Partial Dual Select (HMO D-SNP) | Aetna Medicare | HMO D-SNP | $0 | 4 out of 5 stars |
| Aetna Medicare QMB Only Select (HMO D-SNP) | Aetna Medicare | HMO D-SNP | $0 | 4 out of 5 stars |
| Aetna Medicare Select (HMO) | Aetna Medicare | HMO | $0 | 4 out of 5 stars |
| Aetna Medicare Select Extra (HMO-POS) | Aetna Medicare | HMO-POS | $0 | 4 out of 5 stars |
| Aetna Medicare Signature (PPO) | Aetna Medicare | PPO | $0 | 4 out of 5 stars |
| Aetna Medicare Signature Legacy (PPO) | Aetna Medicare | PPO | $0 | 4 out of 5 stars |
| BayCarePlus Complete (HMO) | BayCare Health Plans | HMO | $0 | 4 out of 5 stars |
| BayCarePlus Rewards (HMO) | BayCare Health Plans | HMO | $0 | 4 out of 5 stars |
| BlueMedicare Classic (HMO) | Florida Blue HMO | HMO | $0 | 3.5 out of 5 stars |
| BlueMedicare Patriot (PPO) | Florida Blue | PPO | $0 | 3 out of 5 stars |
| BlueMedicare Patriot Plus (PPO) | Florida Blue | PPO | $0 | 3 out of 5 stars |
| BlueMedicare Preferred (HMO) | Florida Blue HMO | HMO | $0 | 3.5 out of 5 stars |
| BlueMedicare Value (PPO) | Florida Blue | PPO | $0 | 3 out of 5 stars |
| CareAccess (HMO) | CarePlus Health Plans, Inc. | HMO | $0 | 4 out of 5 stars |
| CareBreeze (HMO C-SNP) | CarePlus Health Plans, Inc. | HMO C-SNP | $0 | 4 out of 5 stars |
| CareBreeze Platinum (HMO C-SNP) | CarePlus Health Plans, Inc. | HMO C-SNP | $0 | 4 out of 5 stars |
| CareComplete (HMO C-SNP) | CarePlus Health Plans, Inc. | HMO C-SNP | $0 | 4 out of 5 stars |
| CareComplete Platinum (HMO C-SNP) | CarePlus Health Plans, Inc. | HMO C-SNP | $0 | 4 out of 5 stars |
| CareFree Platinum Giveback (HMO) | CarePlus Health Plans, Inc. | HMO | $0 | 4 out of 5 stars |
| CareNeeds Platinum (HMO D-SNP) | CarePlus Health Plans, Inc. | HMO D-SNP | $0 | 4 out of 5 stars |
| CareNeeds Plus (HMO D-SNP) | CarePlus Health Plans, Inc. | HMO D-SNP | $0 | 4 out of 5 stars |
| CareOne Plus (HMO-POS) | CarePlus Health Plans, Inc. | HMO-POS | $0 | 4 out of 5 stars |
| CareSalute (HMO) | CarePlus Health Plans, Inc. | HMO | $0 | 4 out of 5 stars |
| DEVOTED C-SNP ENHANCED 069 FL (HMO C-SNP) | Devoted Health | HMO C-SNP | $0 | 4.5 out of 5 stars |
| DEVOTED C-SNP PLUS 089 FL (HMO C-SNP) | Devoted Health | HMO C-SNP | $0 | 4.5 out of 5 stars |
| DEVOTED CHOICE GIVEBACK 008 FL (PPO) | Devoted Health | PPO | $0 | 4 out of 5 stars |
| DEVOTED CORE 036 FL (HMO) | Devoted Health | HMO | $0 | 4.5 out of 5 stars |
| DEVOTED CORE 037 FL (HMO) | Devoted Health | HMO | $0 | 4.5 out of 5 stars |
| DEVOTED CORE 058 FL (HMO) | Devoted Health | HMO | $0 | 4.5 out of 5 stars |
| DEVOTED DUAL 024 FL (HMO D-SNP) | Devoted Health | HMO D-SNP | $0 | 4.5 out of 5 stars |
| DEVOTED DUAL FULL 082 FL (HMO D-SNP) | Devoted Health | HMO D-SNP | $0 | 4.5 out of 5 stars |
| DEVOTED DUAL QMB 052 FL (HMO D-SNP) | Devoted Health | HMO D-SNP | $0 | 4.5 out of 5 stars |
| DEVOTED GIVEBACK 051 FL (HMO) | Devoted Health | HMO | $0 | 4.5 out of 5 stars |
| DEVOTED GIVEBACK EXTRAS 106 FL (HMO) | Devoted Health | HMO | $0 | 4.5 out of 5 stars |
| DrExtraCare-CFL (HMO C-SNP) | Doctors HealthCare Plans, Inc. | HMO C-SNP | $0 | 4.5 out of 5 stars |
| DrPartialDual-CFL (HMO D-SNP) | Doctors HealthCare Plans, Inc. | HMO D-SNP | $0 | 4.5 out of 5 stars |
| DrSelect-CFL (HMO) | Doctors HealthCare Plans, Inc. | HMO | $0 | 4.5 out of 5 stars |
| Florida Complete Care (HMO I-SNP) | Florida Complete Care | HMO I-SNP | $0 | 3 out of 5 stars |
| Florida Complete Care- In The Community (HMO-POS I-SNP) | Florida Complete Care | HMO-POS I-SNP | $0 | 3 out of 5 stars |
| Florida Complete Care-Duals VIP (HMO-POS D-SNP) | Florida Complete Care | HMO-POS D-SNP | $0 | 3 out of 5 stars |
| Freedom Medi-Medi Partial (HMO D-SNP) | Freedom Health, Inc. | HMO D-SNP | $0 | 4 out of 5 stars |
| Freedom Medicare Plan Rx (HMO) | Freedom Health, Inc. | HMO | $0 | 4 out of 5 stars |
| Freedom Máximo (HMO-POS) | Freedom Health, Inc. | HMO-POS | $0 | 4 out of 5 stars |
| Freedom Savings Plan (HMO) | Freedom Health, Inc. | HMO | $0 | 4 out of 5 stars |
| Freedom VIP Care (HMO C-SNP) | Freedom Health, Inc. | HMO C-SNP | $0 | 4 out of 5 stars |
| Freedom VIP Savings (HMO C-SNP) | Freedom Health, Inc. | HMO C-SNP | $0 | 4 out of 5 stars |
| Freedom VIP Savings COPD (HMO C-SNP) | Freedom Health, Inc. | HMO C-SNP | $0 | 4 out of 5 stars |
| Gold Dialysis & Kidney (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP | $0 | 2.5 out of 5 stars |
| Gold Dialysis Premier (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP | $0 | 2.5 out of 5 stars |
| Gold Heart & Diabetes (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP | $0 | 2.5 out of 5 stars |
| Gold Heart & Diabetes Plus (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP | $0 | 2.5 out of 5 stars |
| HealthSpring Preferred (HMO) | HealthSpring | HMO | $0 | 3 out of 5 stars |
| Humana Dual Integrated (HMO D-SNP) | Humana | HMO D-SNP | $0 | 4.5 out of 5 stars |
| Humana Dual Integrated (PPO D-SNP) | Humana | PPO D-SNP | $0 | 4 out of 5 stars |
| Humana Dual Select H1036-102 (HMO D-SNP) | Humana | HMO D-SNP | $0 | 4.5 out of 5 stars |
| Humana Dual Select H1036-314 (HMO D-SNP) | Humana | HMO D-SNP | $0 | 4.5 out of 5 stars |
| Humana Dual Select H5216-394 (PPO D-SNP) | Humana | PPO D-SNP | $0 | 4 out of 5 stars |
| Humana Essentials Plus Giveback (PPO) | Humana | PPO | $0 | 4.5 out of 5 stars |
| Humana Fully Integrated H1036-280 (HMO D-SNP) | Humana | HMO D-SNP | $0 | 4.5 out of 5 stars |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | Humana | HMO C-SNP | $0 | 4.5 out of 5 stars |
| Humana Gold Plus Giveback H1036-265 (HMO) | Humana | HMO | $0 | 4.5 out of 5 stars |
| Humana Gold Plus H1036-025 (HMO) | Humana | HMO | $0 | 4.5 out of 5 stars |
| Humana Gold Plus Lung (HMO C-SNP) | Humana | HMO C-SNP | $0 | 4.5 out of 5 stars |
| Humana USAA Honor Giveback (HMO) | Humana | HMO | $0 | 4.5 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | $0 | 4 out of 5 stars |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | $0 | 4.5 out of 5 stars |
| Humana Value Choice (PPO) | Humana | PPO | $0 | 4 out of 5 stars |
| Optimum Diamond (HMO C-SNP) | Optimum HealthCare, Inc. | HMO C-SNP | $0 | 4.5 out of 5 stars |
| Optimum Diamond Rewards (HMO C-SNP) | Optimum HealthCare, Inc. | HMO C-SNP | $0 | 4.5 out of 5 stars |
| Optimum Diamond Rewards COPD (HMO C-SNP) | Optimum HealthCare, Inc. | HMO C-SNP | $0 | 4.5 out of 5 stars |
| Optimum Emerald Partial (HMO D-SNP) | Optimum HealthCare, Inc. | HMO D-SNP | $0 | 4.5 out of 5 stars |
| Optimum Gold Rewards Plan (HMO) | Optimum HealthCare, Inc. | HMO | $0 | 4.5 out of 5 stars |
| Optimum Platinum Plan (HMO) | Optimum HealthCare, Inc. | HMO | $0 | 4.5 out of 5 stars |
| Premier Care (HMO I-SNP) | Align Senior Care | HMO I-SNP | $0 | Not yet rated by CMS |
| Premier by Ultimate (HMO) | Ultimate Health Plans | HMO | $0 | 3.5 out of 5 stars |
| SECUR CarePath (HMO C-SNP) | SECUR Health Plan | HMO C-SNP | $0 | Not yet rated by CMS |
| SECUR Edge (HMO I-SNP) | SECUR Health Plan | HMO I-SNP | $0 | Not yet rated by CMS |
| Simply Complete Platinum (HMO D-SNP) | Simply Healthcare Plans, Inc. | HMO D-SNP | $0 | 4 out of 5 stars |
| Simply Integrated Platinum (HMO D-SNP) | Simply Healthcare Plans, Inc. | HMO D-SNP | $0 | 4 out of 5 stars |
| Solis Healthy Living Plan (HMO) | Solis Health Plans | HMO | $0 | 4.5 out of 5 stars |
| Solis Wellness Giveback Plan (HMO C-SNP) | Solis Health Plans | HMO C-SNP | $0 | 4.5 out of 5 stars |
| Solis Wellness Plan (HMO C-SNP) | Solis Health Plans | HMO C-SNP | $0 | 4.5 out of 5 stars |
| UHC Complete Care FL-14 (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP | $0 | 4 out of 5 stars |
| UHC Dual Complete FL-Q1 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP | $0 | 3.5 out of 5 stars |
| UHC Dual Complete FL-Q3 (Regional PPO D-SNP) | UnitedHealthcare | Regional PPO D-SNP | $0 | 3.5 out of 5 stars |
| UHC Dual Complete FL-QV2 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | 4 out of 5 stars |
| UHC Dual Complete FL-Y5 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | 4 out of 5 stars |
| UHC Dual Complete FL-YL (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | $0 | 3.5 out of 5 stars |
| Wellcare Giveback (HMO-POS) | Wellcare | HMO-POS | $0 | 4 out of 5 stars |
| Wellcare Simple (HMO-POS) | Wellcare | HMO-POS | $0 | 4 out of 5 stars |
| Wellcare Sunshine Health Dual Access (HMO-POS D-SNP) | Wellcare | HMO-POS D-SNP | $0 | 4 out of 5 stars |
| Wellcare Sunshine Health Dual Align (HMO D-SNP) | Wellcare | HMO D-SNP | $0 | 4 out of 5 stars |
| Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP) | Wellcare | HMO-POS D-SNP | $0 | 4 out of 5 stars |
| Senior Care (HMO I-SNP) | Align Senior Care | HMO I-SNP | $2.10 | Not yet rated by CMS |
| DrFullDual-CFL (HMO D-SNP) | Doctors HealthCare Plans, Inc. | HMO D-SNP | $4.10 | 4.5 out of 5 stars |
| Gold Dialysis & Kidney Complete (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP | $7.30 | 2.5 out of 5 stars |
| Gold Heart & Diabetes Complete (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP | $7.30 | 2.5 out of 5 stars |
| HealthSpring TotalCare (HMO D-SNP) | HealthSpring | HMO D-SNP | $7.30 | 3 out of 5 stars |
| HealthSpring TotalCare Plus (HMO D-SNP) | HealthSpring | HMO D-SNP | $7.30 | 3 out of 5 stars |
| Longevity Health Plan (HMO I-SNP) | Longevity Health Plan | HMO I-SNP | $7.30 | 5 out of 5 stars |
| SECUR Advantage (HMO I-SNP) | SECUR Health Plan | HMO I-SNP | $7.30 | Not yet rated by CMS |
| SECUR Enhanced (HMO I-SNP) | SECUR Health Plan | HMO I-SNP | $7.30 | Not yet rated by CMS |
| Solis Guardian Plan (HMO D-SNP) | Solis Health Plans | HMO D-SNP | $7.30 | 4.5 out of 5 stars |
| UHC Dual Complete FL-Y7 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP | $7.30 | 3.5 out of 5 stars |
| UHC Nursing Home Plan FL-F002 (PPO I-SNP) | UnitedHealthcare | PPO I-SNP | $7.30 | 5 out of 5 stars |
| HumanaChoice R5826-018 (Regional PPO) | Humana | Regional PPO | $9 | 4 out of 5 stars |
| HumanaChoice R5826-074 (Regional PPO) | Humana | Regional PPO | $35 | 4 out of 5 stars |
| AARP Medicare Advantage from UHC FL-0031 (Regional PPO) | UnitedHealthcare | Regional PPO | $127 | 3.5 out of 5 stars |
| HumanaChoice R5826-005 (Regional PPO) | Humana | Regional PPO | $161 | 4 out of 5 stars |
| BlueMedicare Select (PPO) | Florida Blue | PPO | $173 | 3 out of 5 stars |
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
How Hillsborough County compares with Florida
Hillsborough County has 124 Medicare plans for 2027, compared with a Florida county average of about 58 plans. Across Florida, premiums run from $0 to $326 and 82% of plan listings charge $0. In Hillsborough County the median monthly premium is $0, and residents can choose from 17 insurance companies.
Insurance companies in Hillsborough County
- Humana — 28 plans
- UnitedHealthcare — 16 plans
- Freedom Health — 15 plans
- Devoted Health — 11 plans
- Aetna — 9 plans
- Florida Blue — 6 plans
- Gold Kidney Health Plan — 6 plans
- Wellcare — 5 plans
- Ultimate Health Plans — 5 plans
- Solis Health Plans — 4 plans in Hillsborough County — see statewide line-up
- SECUR Health Plan — 4 plans in Hillsborough County — see statewide line-up
- Doctors HealthCare Plans — 4 plans in Hillsborough County — see statewide line-up
- HealthSpring — 3 plans in Hillsborough County — see statewide line-up
- Florida Complete Care — 3 plans in Hillsborough County — see statewide line-up
- BayCare Health Plans — 2 plans in Hillsborough County — see statewide line-up
- Align Senior Care — 2 plans in Hillsborough County — see statewide line-up
- Longevity Health Plan — 1 plan in Hillsborough County — see statewide line-up
Special Needs Plans in Hillsborough County
72 of the plans in Hillsborough County are Special Needs Plans: 35 Dual Special Needs Plans (for people with both Medicare and Medicaid); 28 Chronic Condition Special Needs Plans; 9 Institutional Special Needs Plans. Eligibility for these plans is limited to the group each plan serves. See the Dual Special Needs Plans guide and the Medicare Savings Programs guide for how qualification works.
Frequently asked questions
- How many Medicare Advantage plans are available in Hillsborough County in 2027?
- 124 Medicare plans are available in Hillsborough County, Florida for 2027, offered by 17 insurance companies.
- What is the lowest Medicare Advantage premium in Hillsborough County?
- The lowest monthly premium in Hillsborough County is $0, charged by Solis Healthy Living Plan (HMO).
- How many $0-premium Medicare plans are in Hillsborough County?
- 107 of the 124 Medicare plans in Hillsborough County (86%) charge no monthly premium.
- What is the lowest out-of-pocket maximum in Hillsborough County?
- The lowest in-network out-of-pocket maximum among Medicare Advantage plans in Hillsborough County for 2027 is $500, on Advantage Plus by Ultimate (Full) (HMO D-SNP).
- Which insurance companies offer Medicare plans in Hillsborough County?
- The insurance companies offering Medicare plans in Hillsborough County for 2027 are: Humana (28 plans), UnitedHealthcare (16 plans), Freedom Health (15 plans), Devoted Health (11 plans), Aetna (9 plans), Florida Blue (6 plans), Gold Kidney Health Plan (6 plans), Wellcare (5 plans), Ultimate Health Plans (5 plans), Solis Health Plans (4 plans), SECUR Health Plan (4 plans), Doctors HealthCare Plans (4 plans), HealthSpring (3 plans), Florida Complete Care (3 plans), BayCare Health Plans (2 plans), Align Senior Care (2 plans), Longevity Health Plan (1 plans).
- Are there Special Needs Plans in Hillsborough County?
- Yes. 72 Special Needs Plans are offered in Hillsborough County for 2027: 35 Dual Special Needs Plans (for people with both Medicare and Medicaid); 28 Chronic Condition Special Needs Plans; 9 Institutional Special Needs Plans.
- What is the lowest Part D deductible in Hillsborough County?
- The lowest Part D deductible among plans with drug coverage in Hillsborough County for 2027 is $0.
Nearby counties
- Medicare plans in Hardee County
- Medicare plans in Manatee County
- Medicare plans in Pasco County
- Medicare plans in Pinellas County
- Medicare plans in Polk County
Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.
About star ratings: Medicare evaluates plans every year and rates them on a 5-star system based on quality and performance. Star ratings shown on this page are the official CY2027 ratings published by CMS. A plan with no rating shown has not yet been rated by CMS.
Talk with a licensed agent about the plans in your area: call 1-866-340-3441.