Optimum Emerald Full (HMO D-SNP) — 2027

The short answer: Optimum Emerald Full (HMO D-SNP) is a HMO D-SNP plan offered by Freedom Health for 2027 in 1 counties in Florida. Its monthly premium is $7.30. Medicare rates it 4.5 out of 5 stars.

Optimum Emerald Full (HMO D-SNP) (H5594-017) is a health maintenance organization (HMO). It is a Dual Special Needs Plan (D-SNP), for people who have both Medicare and Medicaid. It is sold by Optimum HealthCare, Inc., part of Elevance Health, Inc..

Costs at a glance

Monthly premium (CMS data, October 18, 2026)$7.30
Part D deductible$105
In-network out-of-pocket maximum$500
CMS star rating4.5 out of 5 stars

Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.

Where Optimum Emerald Full (HMO D-SNP) is offered

Optimum Emerald Full (HMO D-SNP) is offered in 1 counties in Florida for 2027:

How Optimum Emerald Full (HMO D-SNP) compares

The median monthly premium across Freedom Health plans in Florida is $0; this plan charges $7.30. The average in-network out-of-pocket maximum among Medicare Advantage plans in Florida is about $6,063; this plan’s maximum is $500.

Similar plans from Freedom Health in Florida

How Dual Special Needs Plans work: Dual Special Needs Plans guide. Help paying Medicare costs: Medicare Savings Programs.

Frequently asked questions

What is the monthly premium for Optimum Emerald Full (HMO D-SNP)?
The monthly premium for Optimum Emerald Full (HMO D-SNP) is $7.30 in CMS data as of October 18, 2026.
What is the out-of-pocket maximum for Optimum Emerald Full (HMO D-SNP)?
The in-network out-of-pocket maximum for Optimum Emerald Full (HMO D-SNP) is $500 for 2027.
What is the Part D deductible for Optimum Emerald Full (HMO D-SNP)?
The Part D deductible for Optimum Emerald Full (HMO D-SNP) is $105 for 2027.
What kind of plan is Optimum Emerald Full (HMO D-SNP)?
Optimum Emerald Full (HMO D-SNP) is a HMO D-SNP: a health maintenance organization (HMO). It is a Dual Special Needs Plan (D-SNP), for people who have both Medicare and Medicaid.
Who is Optimum Emerald Full (HMO D-SNP) for?
Optimum Emerald Full (HMO D-SNP) It is a Dual Special Needs Plan (D-SNP), for people who have both Medicare and Medicaid.
Where is Optimum Emerald Full (HMO D-SNP) offered?
Optimum Emerald Full (HMO D-SNP) is offered in 1 counties in Florida for 2027.
What is the CMS star rating for Optimum Emerald Full (HMO D-SNP)?
Optimum Emerald Full (HMO D-SNP) Medicare rates it 4.5 out of 5 stars.

Source: CMS CY2027 Landscape Source File, data as of October 18, 2026. Plan information is based on publicly available information from Medicare.gov. Premiums and plan availability are subject to change as contracts are finalized.

About star ratings: Medicare evaluates plans every year and rates them on a 5-star system based on quality and performance. Star ratings shown on this page are the official CY2027 ratings published by CMS. A plan with no rating shown has not yet been rated by CMS.

Researched and reviewed by , Licensed Insurance Agent, NPN 18910035, Senior Benefit Assistance. Medicare plan data on this page comes from CMS’s published CY2027 Landscape Source File (see source line). Last reviewed: October 26, 2026.

Talk with a licensed agent about the plans in your area: call 1-866-340-3441.